Property & Real Estate Discussions on Home Financing

3427 Results Found in Home Financing

asked on 16 Aug 2013

Hi, I currently own a fully paid HDB unit and would like to apply for a bank loan to upgrade to a bigger one. If I were to apply for bank loan as a single applicant, but would still like to use my husband's CPF savings as part of the initial...

0 • 484 views 1 Answer

Mr. Zareen Mustaffa in Home Financing

asked on 14 Aug 2013

Dear Guru's & Professional, In 2012, i have sold my 5 room flat in the open market due to my credits settlement. As i am not eligible to apply for HDB loan, i have to apply for bank loan. Until now, i have tried twice since last year...

0 • 392 views 1 Answer

Anonymous in Home Financing

asked on 14 Aug 2013

Hi gurus, I have 2 income, one is from my part time job and the other is from my small business started 3 months ago.can i use both of my income and combine them with my husband's income? which means 3 income for bank home loan?i want to get...

0 • 621 views 1 Answer

Mr. Eric Cheng in Home Financing

asked on 13 Aug 2013

I'm 36 single monthly pay $4.9k, CPF 170k. I want looking at $500k HDB. What is the maximum amount I can loan for 30yrs? How much cash I need to prepare? Can I have the breakdown? Is HDB loan better or bank loan?

0 • 985 views 2 Answers

W in Home Financing

asked on 12 Aug 2013

In a scenario of buying 2nd private property (which 1st private property has been fully repaid), how much downpayment is required?

0 • 523 views

Mr. Pua Chia Siong in Home Financing

asked on 12 Aug 2013

Hi Gurus, can I refinance my HDB flat for cash? What are the interest involve? Thanks for your guiding.

0 • 1244 views

W in Home Financing

asked on 10 Aug 2013

I am looking to sell my HDB and buy a condo. I am intending to use the money which would be refunded to my CPF to pay for 15% of the condo downpayment. However the 15% downpayment would need to be paid before the HDB refunds the money to CPF. How...

0 • 5270 views 2 Answers

Anonymous in Home Financing

asked on 7 Aug 2013

Hi,we are married sc,both of us are working,my husband has a full time job,i have a part time job and own a small business of my own,registered with ACRA.Can I use both of my income earnings including my husband's income to apply for home bank...

0 • 736 views 1 Answer

Ms. Melissa Tan in Home Financing

asked on 5 Aug 2013

My husband and I co-own a property. I just found out that he secretly used this property to obtain an OD loan. My husband refuses to tell me anything. The bank also refuse to provide me with the details of the OD, stating that I'm not entitled...

0 • 523 views

Anonymous in Home Financing

asked on 1 Aug 2013

we are married sc,since we are lacking in cash,we will need to sell our flat first in order to use the sales proceeds for the downpayment of new ec.What if the new ec launch before i could find a buyer or maybe sold our flat but still waiting for...

0 • 446 views 1 Answer

Anonymous in Home Financing

asked on 31 Jul 2013

Hi gurus, We are married sc,age 35,clean credit record, no loans,settled all credit cards bills.Our total income is 3k,how much roughly can we get if we apply home loan from banks?

0 • 610 views 4 Answers

Anonymous in Home Financing

asked on 30 Jul 2013

Hi Gurus, we are married sc, we have another 6 more years of car loan.If we pay the bank in full to clear our car loan first and then apply for bank home loan,will there be a very big difference with the approved amount?if yes, roughly around how...

0 • 516 views 3 Answers

Anonymous in Home Financing

asked on 30 Jul 2013

Hi gurus, we are sc,2nd timers and are hdb upgraders,if after selling our 5room flat,we have estimated 100k cash and 100k cpf.we want to use the cash from our sales proceeds to pay for the downpayment for the purchase of our new ec,we can't buy...

0 • 728 views

Anonymous in Home Financing

asked on 30 Jul 2013

Hi we are married sc, we are hdb upgraders, 2nd timers,we want to sell our flat first to get higher home loan based on out tdsr and use the cash from our sales proceeds for new ec downpayment, what happens if the ec is over subscribed? what are...

0 • 1062 views 4 Answers

Mr. James Loh in Home Financing

asked on 29 Jul 2013

How many months of cpf bank will look at before issueing a loan for hdb resale flat?

0 • 551 views 1 Answer

Mr. Red Red in Home Financing

asked on 27 Jul 2013

We would like to buy a private condo. Lets say the price is exactly $1.2 million and I can borrow 80% from the bank. My ABSD is 10%. How much money would I need now including laywer fee etc to save up. Would appreciate if the gurus can help to...

0 • 735 views 1 Answer

Anonymous in Home Financing

asked on 27 Jul 2013

Hi, my wife has 2 part time jobs, one is with a company and the other is tutoring which is self employed. Can she combine both her income and my income to apply for home loan from banks?

0 • 607 views 1 Answer

Anonymous in Home Financing

asked on 26 Jul 2013

Hi Gurus, we are married sc,we have a good credit record,need to know about the tdsr, i know that we need to include our car loan which is $700 per month but other than that,we do not have any other big sum of loans,what about those small sum...

0 • 495 views

Anonymous in Home Financing

asked on 25 Jul 2013

Hi,we are both singaporeans,our total income is 4k,with car loan less than $800 per month, thinking of selling our punggol 5 room flat first and then purchase a vvip preview/new ec in punggol,because of absd and tdsr,our mop will be in 7 months...

0 • 801 views

Anonymous in Home Financing

asked on 25 Jul 2013

Hi,need to know how to do rough calculation of our tdsr?

0 • 1197 views 4 Answers

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