Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Anonymous in Home Financing

asked on 3 Oct 2013

Hi Gurus, I am planning a switch of career to a full time insurance agent. In light of the new rulings, how will this affect the loan i can receive. I applied for a HDB HLE based on my current salary. However, when i switch to a commission...

0 • 629 views

Anonymous in Home Financing

asked on 3 Oct 2013

Hi Is it better to wait mid 2014 then buy a 5 room resale unit? heard the news that resale prices are going down further.

0 • 695 views 1 Answer

Anonymous in Home Financing

asked on 2 Oct 2013

what happens if I pay the downpayment of new EC unit and later knowing that Home loan amount from bank is not enough and not able to top up by cash?

0 • 1287 views 11 Answers

Anonymous in Home Financing

asked on 2 Oct 2013

After OTP, is possible to get a home bridging loan from banks while waiting for my sales proceeds?if we were to purchase a new ec.We want to use the cash from our sales proceeds for our downpayment but I understand that it will take few months...

0 • 973 views 6 Answers

Mr. Kwok Kenneth in Home Financing

asked on 1 Oct 2013

Hi Guru, say if I intend to purchase a new EC at $840k under deferred payment scheme. I am able to pay the 20% down payment. The bank is only able to loan me $600k instead of 80% ($672k). I will be able to settle the remaining $72k when I sell my...

0 • 501 views 1 Answer

Anonymous in Home Financing

asked on 30 Sept 2013

Hi Do I have to submit a cheque for new ec vvip preview?How much? when can I book a unit for vvip preview?

0 • 931 views 6 Answers

Anonymous in Home Financing

asked on 30 Sept 2013

Hi, We are still servicing our car loan.But before selling our flat,is it possible to get IPA without including our car loan? we intend to pay off our car loan after we get our sales proceeds.Then we reapply again.We thought it would be better...

0 • 570 views 2 Answers

Orange in Home Financing

asked on 29 Sept 2013

Hi, my husband and I are Malaysian SPR looking to buy a resale HDB. Any guru can advise the total upfront costs needed to pay for a resale HDB of $500K? Upfront cost includes ABSD, legal fee, commission, downpayment, buyer stamp duty and etc. Thanks.

0 • 921 views 2 Answers

Anonymous in Home Financing

asked on 29 Sept 2013

Hi we have 150k in cpf, if we paid downpayment 5% of the new ec in cash 45k and 15% cpf. We still have a balance of about 10k in cpf.Can we use the balance 10k in cpf,to reduce our bank loan from 80% to lower?

0 • 970 views 1 Answer

Anonymous in Home Financing

asked on 29 Sept 2013

Hi, I'm currently servicing a car loan left with few more years.I intend to get the IPA to see how much loan I can secure, Is it possible after the IPA if the loan amount is not good,and I decide to pay off all my car loan so when I reapply I...

0 • 581 views 4 Answers

Anonymous in Home Financing

asked on 28 Sept 2013

Hi gurus, Before I go ahead with the booking of new EC unit?I understand that I have to pay 5% in cash first and then the 15% later all by my CPF.When I will I start to pay my monthly installment?is it when it's TOP?

0 • 576 views 2 Answers

Anonymous in Home Financing

asked on 28 Sept 2013

Hi gurus, we intend to get loan approval from banks for our next home before we decide to sell our flat.How long will it expire? if it expires, will the next approved loan amount be different more/less? Is it doable?

0 • 517 views 3 Answers

Anonymous in Home Financing

asked on 28 Sept 2013

Hi gurus, Total monthly income 5k, no debt, clean records, intend to buy EC from developer or PC, roughly how much can I get for bank loan with loan tenure of 30 years? can use up to 60% salary for home instalment TDSR?

0 • 951 views 5 Answers

Anonymous in Home Financing

asked on 27 Sept 2013

We are married sc below 35 years old,2nd timers,sold our flat so no property at hand, with combined cpf of 130k.We intend to purchase a new 3 bedder EC budget up to 800k.How much cash do we need to fork out for downpayment,stamp duty,BSD?

0 • 413 views 1 Answer

Anonymous in Home Financing

asked on 27 Sept 2013

Hi gurus, If we bought a house with a cpf housing grant,let's say 30k, in future if we were to sell our house cpf will put back all our cpf amount that we use and cpf will take away the 30k grant?what happens if we buy an ec? we cant use all...

0 • 626 views 1 Answer

Anonymous in Home Financing

asked on 26 Sept 2013

Hi, If I were to purchase a new ec,i will just have to pay 20% downpayment on the booking day of the new ec? and when I do I need to secure the bank loan? is it advisable to clear and terminate all my credit cards before I apply for home loan...

0 • 1375 views 11 Answers

Anonymous in Home Financing

asked on 25 Sept 2013

Hi, is this true? heard that banks are reducing the maximum mortgage quantum based on the number of credit cards the applicant has, so even if you’re not using your credit limit, you could still be penalised just for holding a credit...

0 • 522 views 1 Answer

Anonymous in Home Financing

asked on 24 Sept 2013

Hi, How can we get a new EC vvip preview?How does it work?When is the earliest we can make a booking for a EC unit?Heard that EC is much cheaper before the official launch?

0 • 1169 views 9 Answers

Mrs. kousi babu in Home Financing

asked on 24 Sept 2013

what is a eligibility to get bank loan for PRs to buy private property?

0 • 734 views 4 Answers

Mr. Casey L in Home Financing

asked on 24 Sept 2013

May I know as of today, what is the maximum home loan able to get for Singaporean first time buyer for private property and HDB?

0 • 788 views 2 Answers

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