Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Mr. jack wu in Home Financing

asked on 13 Oct 2013

Can someone explain to me how I can calculate my tdsr and my max budget for private ppty using 80% bank loan? Mthly salary: $15k Car loan:$2k Credit card loan:$1k Reno loan 1.5k Financial asset:$100k pledged Age:40 I've used a tdsr...

0 • 1141 views 6 Answers

Anonymous in Home Financing

asked on 12 Oct 2013

If i m a single below 35, income at 6k with 90k cash,70k cpf, what is the likely max loan I can take n what kind of PC can I look at?

0 • 823 views

Ms. wendy eee in Home Financing

asked on 10 Oct 2013

What are the alternatives if i cannot sell my current flat in time to fulfill the contra process when i have already exercised the option to purchase my second resale flat. I still have existing HDB loan on my current flat.

0 • 600 views

Anonymous in Home Financing

asked on 8 Oct 2013

We have 150k cpf and 100k cash.Our 80% loaan approved is just 490k.Can we purchase a 710k ec?

0 • 854 views 1 Answer

Anonymous in Home Financing

asked on 8 Oct 2013

We are married sc,our total cpf is 150k,can we use all our cpf in our OA to buy a new ec? we are 2nd timers but sold our 1st property so no property at hand.

0 • 566 views

Anonymous in Home Financing

asked on 7 Oct 2013

current hbd is fully paid and owned by both of my parents. can i buy over the hbd and get cash out of it?

0 • 763 views

Anonymous in Home Financing

asked on 6 Oct 2013

We have 140k cpf and 80k cash.Our loan approved is 580k. We want to buy a new 3 bedder EC unit from developer.What is the maximum price we can afford?

0 • 904 views 6 Answers

Anonymous in Home Financing

asked on 5 Oct 2013

Hi, We are married singaporeans,my husband is 37 and I'm 36.Are we still able to get a 30 yrs loan tenure and 80% loan from banks?

0 • 685 views 1 Answer

Anonymous in Home Financing

asked on 5 Oct 2013

Hi gurus, We have 140k cpf and 120k cash.If our maximum bank 80% loan is 610k,can we still purchase a ec unit of 830k?if not, what is the max ec price we can buy? Does the 5%cash and 15% cpf applies for 75% or 70% bank loan? what is the...

0 • 462 views 1 Answer

Anonymous in Home Financing

asked on 5 Oct 2013

Hi, We are married sc,want to apply home bank loan.My husband is working full time,as for me,I'm working but my salary being paid hourly and my income is about the same every month.I do not have income tax (NOA) based on my salary.What do I need...

0 • 533 views 1 Answer

Anonymous in Home Financing

asked on 5 Oct 2013

Hi, Is it possible to apply home loan from many banks at the same time and then choose the bank that gives best offer?Will it affect our loan quantum if we do that?

0 • 1361 views 7 Answers

Anonymous in Home Financing

asked on 5 Oct 2013

Hi, How much is the maximum loan can we roughly get from banks with combine income of 4.5k?30 years loan tenure for buying a new ec,debt-free.Your estimation please.Or any agent out there who have served clients with similar salary range,their...

0 • 1341 views 6 Answers

Anonymous in Home Financing

asked on 4 Oct 2013

Hi gurus, Is there a special situation whereby a genuine buyer like ourselves can request for a higher loan from banks if our loan amount approved is below our expectation? let's say we really wanted to book an ec unit we want but unable to as...

0 • 624 views 2 Answers

Anonymous in Home Financing

asked on 3 Oct 2013

Hi Gurus, I am planning a switch of career to a full time insurance agent. In light of the new rulings, how will this affect the loan i can receive. I applied for a HDB HLE based on my current salary. However, when i switch to a commission...

0 • 621 views

Anonymous in Home Financing

asked on 3 Oct 2013

Hi Is it better to wait mid 2014 then buy a 5 room resale unit? heard the news that resale prices are going down further.

0 • 691 views 1 Answer

Anonymous in Home Financing

asked on 2 Oct 2013

what happens if I pay the downpayment of new EC unit and later knowing that Home loan amount from bank is not enough and not able to top up by cash?

0 • 1283 views 6 Answers

Anonymous in Home Financing

asked on 2 Oct 2013

After OTP, is possible to get a home bridging loan from banks while waiting for my sales proceeds?if we were to purchase a new ec.We want to use the cash from our sales proceeds for our downpayment but I understand that it will take few months...

0 • 966 views 6 Answers

Mr. Kwok Kenneth in Home Financing

asked on 1 Oct 2013

Hi Guru, say if I intend to purchase a new EC at $840k under deferred payment scheme. I am able to pay the 20% down payment. The bank is only able to loan me $600k instead of 80% ($672k). I will be able to settle the remaining $72k when I sell my...

0 • 500 views 1 Answer

Anonymous in Home Financing

asked on 30 Sept 2013

Hi Do I have to submit a cheque for new ec vvip preview?How much? when can I book a unit for vvip preview?

0 • 920 views 6 Answers

Anonymous in Home Financing

asked on 30 Sept 2013

Hi, We are still servicing our car loan.But before selling our flat,is it possible to get IPA without including our car loan? we intend to pay off our car loan after we get our sales proceeds.Then we reapply again.We thought it would be better...

0 • 567 views 2 Answers

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