Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Anonymous in Home Financing

asked on 8 Oct 2013

We have 150k cpf and 100k cash.Our 80% loaan approved is just 490k.Can we purchase a 710k ec?

0 • 852 views 2 Answers

Anonymous in Home Financing

asked on 8 Oct 2013

We are married sc,our total cpf is 150k,can we use all our cpf in our OA to buy a new ec? we are 2nd timers but sold our 1st property so no property at hand.

0 • 564 views 1 Answer

Anonymous in Home Financing

asked on 7 Oct 2013

current hbd is fully paid and owned by both of my parents. can i buy over the hbd and get cash out of it?

0 • 761 views

Anonymous in Home Financing

asked on 6 Oct 2013

We have 140k cpf and 80k cash.Our loan approved is 580k. We want to buy a new 3 bedder EC unit from developer.What is the maximum price we can afford?

0 • 903 views 7 Answers

Anonymous in Home Financing

asked on 5 Oct 2013

Hi, We are married singaporeans,my husband is 37 and I'm 36.Are we still able to get a 30 yrs loan tenure and 80% loan from banks?

0 • 681 views 1 Answer

Anonymous in Home Financing

asked on 5 Oct 2013

Hi gurus, We have 140k cpf and 120k cash.If our maximum bank 80% loan is 610k,can we still purchase a ec unit of 830k?if not, what is the max ec price we can buy? Does the 5%cash and 15% cpf applies for 75% or 70% bank loan? what is the...

0 • 460 views 1 Answer

Anonymous in Home Financing

asked on 5 Oct 2013

Hi, We are married sc,want to apply home bank loan.My husband is working full time,as for me,I'm working but my salary being paid hourly and my income is about the same every month.I do not have income tax (NOA) based on my salary.What do I need...

0 • 532 views 1 Answer

Anonymous in Home Financing

asked on 5 Oct 2013

Hi, Is it possible to apply home loan from many banks at the same time and then choose the bank that gives best offer?Will it affect our loan quantum if we do that?

0 • 1330 views 7 Answers

Anonymous in Home Financing

asked on 5 Oct 2013

Hi, How much is the maximum loan can we roughly get from banks with combine income of 4.5k?30 years loan tenure for buying a new ec,debt-free.Your estimation please.Or any agent out there who have served clients with similar salary range,their...

0 • 1335 views 6 Answers

Anonymous in Home Financing

asked on 4 Oct 2013

Hi gurus, Is there a special situation whereby a genuine buyer like ourselves can request for a higher loan from banks if our loan amount approved is below our expectation? let's say we really wanted to book an ec unit we want but unable to as...

0 • 621 views 2 Answers

Anonymous in Home Financing

asked on 3 Oct 2013

Hi Gurus, I am planning a switch of career to a full time insurance agent. In light of the new rulings, how will this affect the loan i can receive. I applied for a HDB HLE based on my current salary. However, when i switch to a commission...

0 • 618 views

Anonymous in Home Financing

asked on 3 Oct 2013

Hi Is it better to wait mid 2014 then buy a 5 room resale unit? heard the news that resale prices are going down further.

0 • 688 views 1 Answer

Anonymous in Home Financing

asked on 2 Oct 2013

what happens if I pay the downpayment of new EC unit and later knowing that Home loan amount from bank is not enough and not able to top up by cash?

0 • 1280 views 7 Answers

Anonymous in Home Financing

asked on 2 Oct 2013

After OTP, is possible to get a home bridging loan from banks while waiting for my sales proceeds?if we were to purchase a new ec.We want to use the cash from our sales proceeds for our downpayment but I understand that it will take few months...

0 • 963 views 6 Answers

Mr. Kwok Kenneth in Home Financing

asked on 1 Oct 2013

Hi Guru, say if I intend to purchase a new EC at $840k under deferred payment scheme. I am able to pay the 20% down payment. The bank is only able to loan me $600k instead of 80% ($672k). I will be able to settle the remaining $72k when I sell my...

0 • 495 views 2 Answers

Anonymous in Home Financing

asked on 30 Sept 2013

Hi Do I have to submit a cheque for new ec vvip preview?How much? when can I book a unit for vvip preview?

0 • 914 views 7 Answers

Anonymous in Home Financing

asked on 30 Sept 2013

Hi, We are still servicing our car loan.But before selling our flat,is it possible to get IPA without including our car loan? we intend to pay off our car loan after we get our sales proceeds.Then we reapply again.We thought it would be better...

0 • 566 views 2 Answers

Orange in Home Financing

asked on 29 Sept 2013

Hi, my husband and I are Malaysian SPR looking to buy a resale HDB. Any guru can advise the total upfront costs needed to pay for a resale HDB of $500K? Upfront cost includes ABSD, legal fee, commission, downpayment, buyer stamp duty and etc. Thanks.

0 • 919 views 2 Answers

Anonymous in Home Financing

asked on 29 Sept 2013

Hi we have 150k in cpf, if we paid downpayment 5% of the new ec in cash 45k and 15% cpf. We still have a balance of about 10k in cpf.Can we use the balance 10k in cpf,to reduce our bank loan from 80% to lower?

0 • 967 views 1 Answer

Anonymous in Home Financing

asked on 29 Sept 2013

Hi, I'm currently servicing a car loan left with few more years.I intend to get the IPA to see how much loan I can secure, Is it possible after the IPA if the loan amount is not good,and I decide to pay off all my car loan so when I reapply I...

0 • 558 views 4 Answers

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