Property & Real Estate Discussions on Home Financing

3431 Results Found in Home Financing

asked on 9 Jul 2021

Current first time owner of a 4 Room Resale flat, with loan from HDB. If I were to switch from HDB loan to Bank loan now, would I be able to apply for HDB loan for my next house after selling my current house?

0 • 92 views 4 Answers

sns sns in Home Financing

asked on 1 Jul 2021

Hi I want to buy a resale house. I am a PR .My salary is $1800. My husband has been working for 6 years with Long term visit pass. His salary is $1500. Can we apply for home loan? We want $200000 can we apply? my CPF $75000 saving.we can buy 3...

0 • 168 views 1 Answer

Anonymous in Home Financing

asked on 27 Jun 2021

Hello. Is there a minimum income requirement to get a loan for EC? We own a 5 room HDB flat and my married daughter has got a 3 room DBSS . Previously we wanted to get a EC with attached studio unit, but we exceeded the total household income....

0 • 835 views 5 Answers

Mr. Has Gunawan H in Home Financing

asked on 26 Jun 2021

Hi, if anyone knows, if the agreed purchase price is higher than the valuation amt, this cash over valuation(cov), at which point do i make payment? Within OTP period? To the bank or hdb or the seller as part of the whole loan disbursement...

0 • 160 views 3 Answers

Anonymous in Home Financing

asked on 26 Jun 2021

Hi, does any know about non-concessionary loan?

0 • 1676 views 1 Answer

Anonymous in Home Financing

asked on 22 Jun 2021

Why is there still accrued if you have completely settled yr mortgage loan? I understand Accrued interest is the amount of interest that you would have earned if your CPF savings had not been withdrawn for housing. Thanks.

0 • 156 views 1 Answer

Anonymous in Home Financing

asked on 21 Jun 2021

Hi my son 37 yrs old, wish to buy a HDB resale flat. He is working overseas now. If he take HDB loan ， Is there a ceiling limit ?

0 • 94 views 3 Answers

Anonymous in Home Financing

asked on 19 Jun 2021

I currently own a condo unit (with existing bank loan) and am planning to sell it as it has reached MOP of 3 years. At the same time, I am intending to get married and buy a resale HDB with my partner, who currently does not own any property. If...

0 • 231 views 6 Answers

JL in Home Financing

asked on 19 Jun 2021

Hi, my parents own a paid up private property, and if I am planning to buy over 1% of the property, other than LTV and TDSR restrictions, would the loan amount be 1% of the valuation? Or can it be higher than that? Plan is to cash out part of the...

0 • 95 views 2 Answers

Anonymous in Home Financing

asked on 14 Jun 2021

Hi Gurus, I will finish paying off my DCP (Debt Consolidation Plan) with Standard Chartered Bank within the next 2 months. Do i need to wait for some time before applying for bank home loan? Will the bank consider my past DCP as a bad record or...

0 • 2159 views 1 Answer

Anonymous in Home Financing

asked on 13 Jun 2021

Scenario: I am looking to buy an apartment / condo with my fiancee. I am a foreign passport holder and she is a American passport holder. Under the FTA with the US she is exempted from paying the ABSD that foreigners normally have to pay (20%)....

0 • 120 views 5 Answers

Anonymous in Home Financing

asked on 9 Jun 2021

I have a sum of money in the cpf ordinary a/c. Could I use it to buy private property with relatives/friends? If yes, how does it works?

0 • 170 views 5 Answers

Anonymous in Home Financing

asked on 3 Jun 2021

Hi, I am financing a HDB resale purchase with a Bank Loan, When the letter of offer is approved. Will the funds be credied to my Bank A/C to so that i can pay the seller via a cashier order or will it be paid to HDB for processing. Thanks!

0 • 455 views 2 Answers

Anonymous in Home Financing

asked on 26 May 2021

Hi my daughter 35 yrs old, wish to buy a HDB resale flat. She is working overseas now. I understand that she can issue a POA to appoint me on her behalf for the HDB appointment. May I know the if the POA also allow me to sign the bank loan documents?

0 • 101 views 1 Answer

Anonymous in Home Financing

asked on 26 May 2021

Can I apply for a private housing loan after my debt management plan?

0 • 157 views 3 Answers

Anonymous in Home Financing

asked on 26 May 2021

Hi Agents, I am asking on behalf of my aunt. She is 66 years old, widowed. She had sold her flat 4 years ago. Currently she wants to buy a 2 room flexi via Sale of Balance Flats. Currently she is receiving CPF payouts of abt $600/mth. She has...

0 • 190 views 1 Answer

Anonymous in Home Financing

asked on 14 May 2021

How to go about it, selling my property below market valuation to my own child?

0 • 173 views 3 Answers

Anonymous in Home Financing

asked on 7 May 2021

Hi, am I able to apply HDB housing loan or bank loan on behalf of my parents? Am I also able to apply for the housing grant (up to 80k) on behalf of them as I am the only eligible person in the family? Context: My mom is a housewife and my dad is...

0 • 1667 views 5 Answers

Anonymous in Home Financing

asked on 1 May 2021

HDB loan is 2.6% per annum. When I checked using mortgage calculator, 50% of the monthly instalment goes to paying interest. And only 50% goes to paying principal. It does not look like 2.6% interest. Why is this so ?

0 • 339 views

Anonymous in Home Financing

asked on 29 Apr 2021

My partner and I (both SC) are first-time buyers interested in purchasing a resale flat priced at approximately $500k. Combined gross income is about $7k monthly, with $170k CPF OA. What is the estimated amount of cash needed upfront? Would this...

0 • 256 views 5 Answers

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