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Good evening,

both of you wont be eligible for HDB loan cause your fiancee didn't dispose off her overseas property 30 months before buying a resale HDB.

You can take reference from this HDB website:
https://www.hdb.gov.sg/cs/infoweb/residential/financing-a-flat-purchase/housing-loan-from-hdb/eligibility-conditions

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
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Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

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Hi Sir,

I regret to inform you that you will not be eligible for HDB loan, as your girlfriend is the owner of a private property. She will need to dispose off the property and wait out a 30-month period before you are eligible for a HDB loan.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi,

1) As long as there is an SC in the family nucleus, you shall be eligible for the HDB loan.
2) Only if your combined income exceeds $14k/mth, meaning if you are still eligible if your combined income is exactly $14k/mth.

3) You may do your HLE application here:
https://homes.hdb.gov.sg/home/calculator/payment-plan

4) Your gf has up to 6 months upon key collection of the purchase to dispose of her overseas property.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Any response to our answer does not reach us.
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Hi,

1) Unfortunately, under your current condition you are not eligible for an HDB loan.
2) The reason is that there is a clause forbidding HDB loan application when any of the applicants have local/overseas residential property within 30 months of application.
3) You won't be eligible for the HDB loan even list your gf as an occupier.
4) In order to be eligible for the HDB loan, you have to wait out for 30 months after disposing of the overseas residential property.
5) But if the overseas property discussed is under the category of industrial or commercial. You will be eligible for the HDB loan now.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

Note:
Any response to our answer does not reach us.
The best way to get a follow-up is to Whatsapp or email us directly. Read More