Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

r***@gmail.com in Home Financing

asked on 13 Oct 2021

Hi, me and my SO are currently full time UNI students and we successfully balloted for a BTO and are unsure about certain issues. Since we’re both unemployed we’ll get the deferred income assessment right? So how do we go about...

0 • 112 views 1 Answer

Anonymous in Home Financing

asked on 13 Oct 2021

I am a condo owner and am still paying mortgage. Q1: Do I need to refund to by CPF OA if I take a home equity loan or increase the mortgage amount? Q2: Can I use the proceedings from the home equity loan or increased mortgage to buy another...

0 • 210 views 5 Answers

m***@gmail.com in Home Financing

asked on 11 Oct 2021

How do I help my spouse pay off the remainder of her HDB housing loan using my CPF as we recently got married. Both in 50s. She is currently sole owner of the property (purchased under Singles scheme) and I live with her. Note that I (husband) am...

0 • 2327 views 7 Answers

Mr. Kok Wai Foong in Home Financing

asked on 10 Oct 2021

I understand if my wife and I jointly own a private property, but intend to buy another one, we need to pay for ABSD first, before applying for remission after we sell the first one within 6 months. But I read that the ABSD can be paid within 14...

0 • 207 views 7 Answers

Ng kaisiang in Home Financing

asked on 9 Oct 2021

Do i need to pay resale levy if i took only family grant and proximity grant on my first home purchase a resale flat and now im looking to sell and buy a BTO or subsidised housing from hdb ? do i count as first timer or second timer applicant?

0 • 984 views 5 Answers

Anonymous in Home Financing

asked on 9 Oct 2021

is absd and bsd paid after the grant of otp or after the excercising the otp ?

0 • 698 views 4 Answers

Anonymous in Home Financing

asked on 9 Oct 2021

I know absd can be claimed from cpf after the date of completion, hence it has to be paid by cash, but is bsd also claimable the same way or is bsd directly deducted from cpf account ?

0 • 479 views 4 Answers

Anonymous in Home Financing

asked on 7 Oct 2021

Can anyone share with me how to calculate when need to use cash to pay the loan installment instead of CPF once the valuation limit has been reached? For example if the house price/market price is $500,000, HDB loan is $350,000, monthly...

0 • 524 views 1 Answer

Anonymous in Home Financing

asked on 6 Oct 2021

Wondering if you can get a home loan with a bad credit score?

0 • 122 views

a***@gmail.com in Home Financing

asked on 6 Oct 2021

Me and wife have already obtained HLE from HDB. However,the amount approved were way insufficient for us to buy a bigger flat. We are currently staying in a 3 room flat with 2 kids while another 2 of my kids living with their grandparent because...

0 • 130 views 3 Answers

Anonymous in Home Financing

asked on 4 Oct 2021

In the resale portal, under step 3 [choose mode of finance] i have already submitted HDB loan. Can i still switch to bank loan when i submit resale application? Or do i have to proceed with HDB loan? When can i then switch to bank loan? 3...

0 • 310 views 1 Answer

m***@gmail.com in Home Financing

asked on 3 Oct 2021

How to raise cash for a fully pay hdb flat if I no selling it

0 • 200 views 3 Answers

w***@gmail.com in Home Financing

asked on 3 Oct 2021

Hi, I own an EC (99-1) and am planning to decouple it when MOP is reached. Keeping in mind that eventually when decoupled the 99% party will have to pay back to the CPF of the other party, should the person holding on to 1% of the house should use...

0 • 4269 views 7 Answers

s***@gmail.com in Home Financing

asked on 1 Oct 2021

Wondering if I can get a home loan with a bad credit score? Is there a way out or if someone can help me out?

0 • 109 views 1 Answer

Anonymous in Home Financing

asked on 1 Oct 2021

I have $42k of my Housing Loan remaining. My interest currently stands at 1.55%. I'm still in Lock-In Period. If I make a full repayment, I'll be charged 1.5% of remaining amt. I've enough money to make full payment, and honestly want out of...

0 • 125 views 3 Answers

l***@yahoo.com in Home Financing

asked on 29 Sept 2021

Bought condo 8 years ago can I refinance?

0 • 101 views 6 Answers

Anonymous in Home Financing

asked on 29 Sept 2021

Me (SC) and my gf (PR) going to buy resale HDB as my gf still holding the overseas property. She plans to dispose off the overseas property in order to buy the resale HDB here. Can anyone share with me whether can we apply for the HDB housing loan?

0 • 160 views 4 Answers

d***@gtr.com.sg in Home Financing

asked on 29 Sept 2021

Can the bridging loan be used to pay for the initial 4% deposit when exercising the OTP for private property?

0 • 1120 views 8 Answers

Anonymous in Home Financing

asked on 23 Sept 2021

I am a 34 year old Singaporean who is based overseas (Salary paid overseas too) , do not own any property and have almost no CPF apart from my part time jobs when i was a student back in my teens. I plan to buy a 3 room resale HDB flat next year....

0 • 144 views 1 Answer

x*** in Home Financing

asked on 23 Sept 2021

I have a brother that is intending to get a condo. However he is currently not employed but has 30% of the condo value in cash. Will he be able to use my income to borrow for the mortgage loan. I am earning 12k or more per mth. I am going to buy a...

0 • 141 views 6 Answers

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