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Good afternoon!

Based on your income you can afford a property $1.2-1.5M, I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a great day ahead!

Best regards
Mandy 谢淑婷
 98589530  Read More

Hi,

If there are no other major loan installments, once you sold off the condo, based on the income and age, assuming you are fixed income personnel, you should be able to loan up till $1.17mil as an indication.

As for downpayment and stamp duties, do note that SPR first residential purchase incurs another 5% ABSD. May I know roughly how much cash+cpf proceeds would you be estimating to get after selling the condo? Its because this amount plus the $200k cash and $80k cpf OA on hand will help us estimate the possible price range to look at. Would need more info the estimate the sale price attainable for your current condo.

Happy to explore together and do more estimates. May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Hi

You may text 9620 0827  for a casual chat.

Warmest regards

Gavin Read More

Good afternoon Sir/ Mdm,

Your estimated loan assessment should be around $1.18m so which means you can afford a property up to $1.55m if you have sufficient finances on hand for the 25% downpayment + stamp duties (BSD + 5% ABSD as SPR).

Based on your finances on hand ($280k), your affordability is up to $850k without taking into consideration the sales proceeds or refunded CPF OA funds from your existing condo. Perhaps you can share with me more information about your existing home (Outstanding loan amount if any, CPF OA utilised plus accrued interest etc), so I will be in a better position to advise you what could be your estimated budget after sale.

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!
Association of Chartered Certified Accountants Graduate
Singapore Accredited Mortgage Planner

Contact:
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To find out what’s the estimated valuation of your existing house, try our SRX property tracker.

You will receive free sms update on a monthly basis.SRX property tracker: http://bit.ly/yt_proptrack Read More

Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi Do contact me at 97970200  to understand more and discuss on your options

Mark, your RIGHT choice
Propnex Read More

Hi Sir/Madam

1. Based on your salary, assumed no other loan - you can loan estimated up to $1.18m
I can connect you with reputable banker to check on your loan, free of charge and no obligation.
2. Based on loan amount $1.18m, you can afford property up to $1.57 mill
3. For illustration purpose these are payment breakdown for PR 1st property, property price $1 mill and assuming loan is 75%
5% Cash = $50,000
20% Cash/CPF = $200,000
BSD (Cash/CPF) = $24,600
ABSD (Cash/CPF) = $50,000
Legal fee = $2,500 (estimated)
Please contact me at (65) 96608508  and I can share the breakdown for this calculation including timeline.
4. May I know the details of your current property so I can advise you the current market value.
I can advise you also the estimated cash proceed from your current place and then can advise your options accordingly
5. How many bedrooms are you looking at and which area you prefer?
I have current price list, promo of every projects in Singapore and will be glad to advise you

I will be glad to assist, no agent fee from private property buyer
Appreciate if you can contact me at (65) 96608508 
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More

Hi Sir/Mdm,

With your high income, you will be able to secure a loan of up to about 1.2 mil. However, taking into consideration the cash and CPF you have, a 1 mil property would be a more comfortable option.

I would suggest drawing up a financial plan based on selling your current condo and buying a bigger one. In this way, you will have an overview of your financial position and therefore is able to make a more informed decision. Please feel free to contact me so that I can gather more information from you and draw up the plan for you.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
SEAA Salespersons Achievement Platinum Award 2020
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http://bit.ly/buypropertyguide

Testimonial from Satisfied Clients
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
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“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
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Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi,

Yes, you do have an option. As your current condo is still under loan, you will probably need to sell it off first in order to finance for your next purchase. You will also save on ABSD for second property, and secure up to the max 75% loan for your next purchase.

If you're concern about the Timeline, I can manage it for you. I will be able to ensure you have a seamless transition to your new place by only shifting house once.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More