Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

ScaredLikeHell in Home Financing

asked on 11 Nov 2021

I had been on Debt Management Plan since 2016, and finally managed to clear off all during September 2021. I already sold off my flat at $515K, and paid the 5% down payment in cash for a new BUC condo priced at $1.185m. My partner and my combined...

0 • 363 views 1 Answer

Anonymous in Home Financing

asked on 10 Nov 2021

Hi, I have a poor credit rating as my startup company lost its financial support 3 years ago and I am responsible for its losses. I have been making minimal payment to my mortgage and credit cards. Things have been tough but we are surviving....

0 • 54 views

Anonymous in Home Financing

asked on 10 Nov 2021

Hi, can any of the professional expert provide some advice that me & my partner had shortlisted a resales hdb unit of $880k but my HLE/bank loan (IPA) is allow to loan only max of $480k. Can i know roughly how much we need to fork out...

0 • 121 views 5 Answers

s***@gmail.com in Home Financing

asked on 8 Nov 2021

What should do I have to do if I have finish all my hdb loan

0 • 79 views 5 Answers

Anonymous in Home Financing

asked on 7 Nov 2021

Hi, I am single 47 years old staying in a rented room for many years and became Singaporean in 2018. On April 2021, i just managed to dispose my oversea property in Malaysia and had huge lost from the selling. Recently I intend applying resale HDB...

0 • 104 views 2 Answers

Anonymous in Home Financing

asked on 6 Nov 2021

How can i calculate my TDSR very very accurately? can i check from Credit Bureau to see allll my credit cards / personal loan / home loan/ car / study loan? all in one page?

0 • 95 views 6 Answers

Ms. esther pang in Home Financing

asked on 6 Nov 2021

What is Document reference number?

0 • 60 views 1 Answer

k***@gmail.com in Home Financing

asked on 3 Nov 2021

If a Singapore citizen owns a condo and has completed the mortgage for the condo, is he/she still susceptible for a stamp duty and how much will the stamp duty be?

0 • 63 views 6 Answers

f***@gmail.com in Home Financing

asked on 3 Nov 2021

What is Singapore's equivalent to a US FHA loan?

0 • 213 views

Anonymous in Home Financing

asked on 2 Nov 2021

Is there a cap on the amt of CPF OA that can be used for mthly mortgage payment? So e.g. CPF contribution is $2200 and ~$1 goes to OA. Will one be able to use $4k from OA to pay for monthly mortgage of a private property if there is cash in the...

0 • 2044 views 8 Answers

y***@yahoo.com in Home Financing

asked on 30 Oct 2021

I am currently under Debt Consolidation plan. I am looking at getting a place costing around 750k Using my CPF to pay 360k with a Cash down of 37.5k Looking at a avg housing loan around 350k ( 45% of house value) Single applicant - what are the...

0 • 411 views 3 Answers

t***@gmail.com in Home Financing

asked on 29 Oct 2021

What should I do if I wish to take my mum name out of a hdb flat which is owned by 3 owners( my sister and me)? Where can o go for help for this? I still have a bank loan of 185k for the flat. Any advice is appreciated. Thanks

0 • 90 views 2 Answers

p***@gmail.com in Home Financing

asked on 28 Oct 2021

I want to refinance house

0 • 36 views 4 Answers

a***@gmail.com in Home Financing

asked on 27 Oct 2021

I am currently looking to apply for a BTO flat under the fiancé-fiancée scheme with myself listed as the single owner and my girlfriend to be listed as the essential occupier. I understand that the burden of getting a loan will fall...

0 • 41 views

Mr. peter wong in Home Financing

asked on 27 Oct 2021

I earned money off the stock market. Currently I have $360k in cash and $50k in CPF. Based on my calculations, I can purchase a 1.6million property. I intend to rent it out to cover my loan. However, my monthly salary is only 3k and my TDSR loan...

0 • 250 views 6 Answers

Anonymous in Home Financing

asked on 27 Oct 2021

Hi, I am currently employed but on 'no-pay-leave' for a year situated in overseas. I plan to buy a private property upon my return from overseas. I understand that the bank would require at least 12 months of my income statement to process the...

0 • 80 views 3 Answers

t***@gmail.com in Home Financing

asked on 23 Oct 2021

Are you looking to fix bad credit score for home loan, car loan, mortgage or any other purpose?

0 • 72 views

l***@icloud.com in Home Financing

asked on 22 Oct 2021

I currently live in a 4-room HDB flat and I have paid off the purchase price. I want to buy an EC. Can I use the deferred payment condition? Any good suggestions?

0 • 72 views 4 Answers

Anonymous in Home Financing

asked on 21 Oct 2021

i m 36yo SPR, currently having a 500sqft 2BR condo under bank loan. Wanting to upgrade to bigger units. my monthly salary is abt $9k/month, and i have about $200K cash and $80K in my cpf ordinary account. Would like to know if i have any options?

0 • 92 views 9 Answers

y***@gmail.com in Home Financing

asked on 18 Oct 2021

I am looking to upgrade to an EC. While I do have sufficient cash and CPF for the 25% downpayment, I will probably only be able to secure a loan up to 60% of the price, due to my age and the MSR requirement, ending up with a 15% shortfall. I am...

0 • 435 views 5 Answers

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