Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

a***@gmail.com in Home Financing

asked on 27 Oct 2021

I am currently looking to apply for a BTO flat under the fiancé-fiancée scheme with myself listed as the single owner and my girlfriend to be listed as the essential occupier. I understand that the burden of getting a loan will fall...

0 • 32 views

Mr. peter wong in Home Financing

asked on 27 Oct 2021

I earned money off the stock market. Currently I have $360k in cash and $50k in CPF. Based on my calculations, I can purchase a 1.6million property. I intend to rent it out to cover my loan. However, my monthly salary is only 3k and my TDSR loan...

0 • 182 views 6 Answers

Anonymous in Home Financing

asked on 27 Oct 2021

Hi, I am currently employed but on 'no-pay-leave' for a year situated in overseas. I plan to buy a private property upon my return from overseas. I understand that the bank would require at least 12 months of my income statement to process the...

0 • 69 views 3 Answers

t***@gmail.com in Home Financing

asked on 23 Oct 2021

Are you looking to fix bad credit score for home loan, car loan, mortgage or any other purpose?

0 • 63 views

l***@icloud.com in Home Financing

asked on 22 Oct 2021

I currently live in a 4-room HDB flat and I have paid off the purchase price. I want to buy an EC. Can I use the deferred payment condition? Any good suggestions?

0 • 63 views 4 Answers

Anonymous in Home Financing

asked on 21 Oct 2021

i m 36yo SPR, currently having a 500sqft 2BR condo under bank loan. Wanting to upgrade to bigger units. my monthly salary is abt $9k/month, and i have about $200K cash and $80K in my cpf ordinary account. Would like to know if i have any options?

0 • 73 views 9 Answers

y***@gmail.com in Home Financing

asked on 18 Oct 2021

I am looking to upgrade to an EC. While I do have sufficient cash and CPF for the 25% downpayment, I will probably only be able to secure a loan up to 60% of the price, due to my age and the MSR requirement, ending up with a 15% shortfall. I am...

0 • 327 views 5 Answers

d***@singnet.com in Home Financing

asked on 18 Oct 2021

Can any banks allow me for housing loan. I intend to sell my 3rm flat and upgrade to 4rm resale. I work as grab driver for the past 2 years earning a steady income of at least 3K monthly. My wife PR about 1.8K monthly. My 3rm flat fully paid. For...

0 • 446 views 4 Answers

Kelly Lim in Home Financing

asked on 17 Oct 2021

Hi gurus, Can I have your opinion on the following situation? My finance has just started a new job this month after being retrenched and was unemployed for 4mths+. His gross salary was between $7k to $11k and was employed for >5...

0 • 73 views 3 Answers

Anonymous in Home Financing

asked on 14 Oct 2021

I am currently working and my boyfriend is still studying. Can we apply for BTO? Will there be a reassessment of income once he starts working?

0 • 2641 views 1 Answer

r***@gmail.com in Home Financing

asked on 13 Oct 2021

Hi, me and my SO are currently full time UNI students and we successfully balloted for a BTO and are unsure about certain issues. Since we’re both unemployed we’ll get the deferred income assessment right? So how do we go about...

0 • 74 views 1 Answer

Anonymous in Home Financing

asked on 13 Oct 2021

I am a condo owner and am still paying mortgage. Q1: Do I need to refund to by CPF OA if I take a home equity loan or increase the mortgage amount? Q2: Can I use the proceedings from the home equity loan or increased mortgage to buy another...

0 • 167 views 5 Answers

m***@gmail.com in Home Financing

asked on 11 Oct 2021

How do I help my spouse pay off the remainder of her HDB housing loan using my CPF as we recently got married. Both in 50s. She is currently sole owner of the property (purchased under Singles scheme) and I live with her. Note that I (husband) am...

0 • 2239 views 2 Answers

Mr. Kok Wai Foong in Home Financing

asked on 10 Oct 2021

I understand if my wife and I jointly own a private property, but intend to buy another one, we need to pay for ABSD first, before applying for remission after we sell the first one within 6 months. But I read that the ABSD can be paid within 14...

0 • 197 views 7 Answers

Ng kaisiang in Home Financing

asked on 9 Oct 2021

Do i need to pay resale levy if i took only family grant and proximity grant on my first home purchase a resale flat and now im looking to sell and buy a BTO or subsidised housing from hdb ? do i count as first timer or second timer applicant?

0 • 853 views 5 Answers

Anonymous in Home Financing

asked on 9 Oct 2021

is absd and bsd paid after the grant of otp or after the excercising the otp ?

0 • 671 views 4 Answers

Anonymous in Home Financing

asked on 9 Oct 2021

I know absd can be claimed from cpf after the date of completion, hence it has to be paid by cash, but is bsd also claimable the same way or is bsd directly deducted from cpf account ?

0 • 462 views 4 Answers

Anonymous in Home Financing

asked on 7 Oct 2021

Can anyone share with me how to calculate when need to use cash to pay the loan installment instead of CPF once the valuation limit has been reached? For example if the house price/market price is $500,000, HDB loan is $350,000, monthly...

0 • 420 views 1 Answer

Anonymous in Home Financing

asked on 6 Oct 2021

Wondering if you can get a home loan with a bad credit score?

0 • 118 views

a***@gmail.com in Home Financing

asked on 6 Oct 2021

Me and wife have already obtained HLE from HDB. However,the amount approved were way insufficient for us to buy a bigger flat. We are currently staying in a 3 room flat with 2 kids while another 2 of my kids living with their grandparent because...

0 • 114 views 3 Answers

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