Asked by ScaredLikeHell
I had been on Debt Management Plan since 2016, and finally managed to clear off all during September 2021. I already sold off my flat at $515K, and paid the 5% down payment in cash for a new BUC condo priced at $1.185m. My partner and my combined income is $10K+, and we only have one vehicle loan at $400+/month. However due to my past DMP history, all banks have rejected us so far. I'm afraid of losing my new home and deposit. The supposedly "easy" banks like Maybank and Hong Leong have rejected us. My repayment pattern under DMP is A all the way, very prompt and on time, no delinquent activity. Anybody can advise or help? Really at my wits end. Seeking 75% loan amount. Thank you!
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