Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

Anonymous in Home Financing

asked on 12 Aug 2021

I have a 3 room bto flat that just mop i want to sell and upgrade to 4 room resale flat.. my wife is not working but she is the co owner of my flat.. will it affect getting loan from hdb and if i use contra can it ease my burden?

0 • 106 views 4 Answers

Anonymous in Home Financing

asked on 10 Aug 2021

Can I fully pay off a HDB flat (resale/bto) with my cpf?

0 • 285 views 3 Answers

Anonymous in Home Financing

asked on 8 Aug 2021

Do I have enough money to buy a second private property? I am 50 yo. I wanted to get a studio apartment for myself. I have ard 300k in cpf OA & SA combined and my hdb flat is fully paid. How much cash must I come out if I am getting a...

0 • 203 views 2 Answers

Huiee Aw in Home Financing

asked on 5 Aug 2021

My husband and i are intending to get a resale hdb. Understand that both of us will need to be co-owner in order to utilise both our cpf for the downpayment. Since both of us are the co-owner, My question is can we only use my husband name and...

0 • 1520 views 7 Answers

Anonymous in Home Financing

asked on 5 Aug 2021

How does it work if I am planning to buy with a partner (not married) ? Is there any specificities to be aware of ? For example, can the IPA be under my partner name, and the buying contract be under my name ? Or does both need to be under the...

0 • 248 views 4 Answers

Anonymous in Home Financing

asked on 4 Aug 2021

My parents and I own a hdb under joint tenancy, fully paid , my dad own bank money but not delcare bankrupt yet , want check if I sell away the hdb will bank take the profit from the hdb , which I wanted to sell and upgrade ?

0 • 93 views 3 Answers

Phil Y S Tan in Home Financing

asked on 4 Aug 2021

Are there any banks offering Reverse mortgage...

0 • 97 views

EZ in Home Financing

asked on 3 Aug 2021

I am downsizing from a Condo to a HDB, but I need to move into my HDB first before I can sell my Condo, I understand that by regulations, I need to sell the Condo within 6 months. My question is - how will financing work since I haven't sell my...

0 • 290 views 9 Answers

Anonymous in Home Financing

asked on 2 Aug 2021

I am on a joint tendency agreement with my husband for my 4 room resale HDB. We are planning to get a condo after MOP but any way to save up on the additional stamp duty ? Can I sell my current 4 room resale after MOP reaches and get a 5 room...

0 • 73 views 4 Answers

Ash in Home Financing

asked on 30 Jul 2021

Hi, we have used up 2 times for our hdb loan. Is it possible to get a 3rd hdb loan? We are serious in selling our current 5rm flat in woodlands and purchasing a unit closer to our parents in sembawang.

0 • 1445 views 10 Answers

Anonymous in Home Financing

asked on 28 Jul 2021

what is the other ways to pay down payment if we not selling the current flat we staying now.

0 • 93 views 2 Answers

Anonymous in Home Financing

asked on 28 Jul 2021

What is the maximum loan tenure I can take if i’m already 62? Am I able to still take a loan? still working with an income. Looking at private property, probably looking to loan around 10-20% of the property value. No other financial...

0 • 900 views 4 Answers

Anonymous in Home Financing

asked on 27 Jul 2021

Hi 1) Does bank loan for HDB needs incoming ceiling to be fulfilled as not working? 2) Does a single owner above age 55 not working eligible for bank loan to purchase a hdb flat? * If answer is yes, pls provide bankers contact for...

0 • 189 views 2 Answers

Anonymous in Home Financing

asked on 23 Jul 2021

Can't submit the ic for pre approved loan. may i know why?

0 • 54 views

Anonymous in Home Financing

asked on 23 Jul 2021

I'm looking to upgrade my flat from a resale 3rm flat. However both my spouse and cpf is empty as it was deducted to pay for my existing flat. If I were to apply for bto, our cpf will not have sufficient money to pay for down-payment. Any...

0 • 94 views 2 Answers

Anonymous in Home Financing

asked on 22 Jul 2021

How do I buy my first home with $30K pa variable income, $20K OA and $20K cash? My HLE failed too.

0 • 103 views

Jane in Home Financing

asked on 21 Jul 2021

If i already own a condo and subsequently want to add my spouse (0 property owned) name for joint ownership so that OA for both can be used, is there any tax to be paid?

0 • 760 views 3 Answers

Ryon Ton in Home Financing

asked on 14 Jul 2021

Hi, My partner (LTVP) and I (SC) are planning to buy a resale flat. May I know how does the calculation work for using OA to pay for the flat? HLE allows me to borrow $200k, and I have $50K in my OA, does it mean that I can purchase a flat that's...

0 • 588 views 1 Answer

Mr. Leong Andrew in Home Financing

asked on 14 Jul 2021

I have a hdb with loan, intend to buy 2nd ppty. Shall I clear and pay down my hdb loan? Or take 2nd loan? What is the difference ?

0 • 424 views 4 Answers

chua in Home Financing

asked on 14 Jul 2021

hi i had a question .after selling my hdb can i use all OA cpf to mortage my partner 3yr old private property.and any other fee or charge required

0 • 71 views 5 Answers

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