Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Huiee Aw in Home Financing

asked on 5 Aug 2021

My husband and i are intending to get a resale hdb. Understand that both of us will need to be co-owner in order to utilise both our cpf for the downpayment. Since both of us are the co-owner, My question is can we only use my husband name and...

0 • 1493 views 7 Answers

Anonymous in Home Financing

asked on 5 Aug 2021

How does it work if I am planning to buy with a partner (not married) ? Is there any specificities to be aware of ? For example, can the IPA be under my partner name, and the buying contract be under my name ? Or does both need to be under the...

0 • 186 views 4 Answers

Anonymous in Home Financing

asked on 4 Aug 2021

My parents and I own a hdb under joint tenancy, fully paid , my dad own bank money but not delcare bankrupt yet , want check if I sell away the hdb will bank take the profit from the hdb , which I wanted to sell and upgrade ?

0 • 91 views 3 Answers

Phil Y S Tan in Home Financing

asked on 4 Aug 2021

Are there any banks offering Reverse mortgage...

0 • 96 views

EZ in Home Financing

asked on 3 Aug 2021

I am downsizing from a Condo to a HDB, but I need to move into my HDB first before I can sell my Condo, I understand that by regulations, I need to sell the Condo within 6 months. My question is - how will financing work since I haven't sell my...

0 • 265 views 9 Answers

Anonymous in Home Financing

asked on 2 Aug 2021

I am on a joint tendency agreement with my husband for my 4 room resale HDB. We are planning to get a condo after MOP but any way to save up on the additional stamp duty ? Can I sell my current 4 room resale after MOP reaches and get a 5 room...

0 • 70 views 4 Answers

Ash in Home Financing

asked on 30 Jul 2021

Hi, we have used up 2 times for our hdb loan. Is it possible to get a 3rd hdb loan? We are serious in selling our current 5rm flat in woodlands and purchasing a unit closer to our parents in sembawang.

0 • 1312 views 5 Answers

Anonymous in Home Financing

asked on 28 Jul 2021

what is the other ways to pay down payment if we not selling the current flat we staying now.

0 • 90 views 2 Answers

Anonymous in Home Financing

asked on 28 Jul 2021

What is the maximum loan tenure I can take if i’m already 62? Am I able to still take a loan? still working with an income. Looking at private property, probably looking to loan around 10-20% of the property value. No other financial...

0 • 817 views 4 Answers

Anonymous in Home Financing

asked on 27 Jul 2021

Hi 1) Does bank loan for HDB needs incoming ceiling to be fulfilled as not working? 2) Does a single owner above age 55 not working eligible for bank loan to purchase a hdb flat? * If answer is yes, pls provide bankers contact for...

0 • 183 views 2 Answers

Anonymous in Home Financing

asked on 23 Jul 2021

Can't submit the ic for pre approved loan. may i know why?

0 • 53 views

Anonymous in Home Financing

asked on 23 Jul 2021

I'm looking to upgrade my flat from a resale 3rm flat. However both my spouse and cpf is empty as it was deducted to pay for my existing flat. If I were to apply for bto, our cpf will not have sufficient money to pay for down-payment. Any...

0 • 92 views 2 Answers

Anonymous in Home Financing

asked on 22 Jul 2021

How do I buy my first home with $30K pa variable income, $20K OA and $20K cash? My HLE failed too.

0 • 100 views

Jane in Home Financing

asked on 21 Jul 2021

If i already own a condo and subsequently want to add my spouse (0 property owned) name for joint ownership so that OA for both can be used, is there any tax to be paid?

0 • 732 views 3 Answers

Ryon Ton in Home Financing

asked on 14 Jul 2021

Hi, My partner (LTVP) and I (SC) are planning to buy a resale flat. May I know how does the calculation work for using OA to pay for the flat? HLE allows me to borrow $200k, and I have $50K in my OA, does it mean that I can purchase a flat that's...

0 • 566 views 1 Answer

Mr. Leong Andrew in Home Financing

asked on 14 Jul 2021

I have a hdb with loan, intend to buy 2nd ppty. Shall I clear and pay down my hdb loan? Or take 2nd loan? What is the difference ?

0 • 388 views 4 Answers

chua in Home Financing

asked on 14 Jul 2021

hi i had a question .after selling my hdb can i use all OA cpf to mortage my partner 3yr old private property.and any other fee or charge required

0 • 69 views 5 Answers

Jules K. Yim in Home Financing

asked on 14 Jul 2021

If my income prices me out of using my CPF OA for a HDB loan for a HDB, and my only alternative is a bank loan, what are some of the cash outlays I have to look out for?

0 • 93 views 4 Answers

Ghaz in Home Financing

asked on 9 Jul 2021

Current first time owner of a 4 Room Resale flat, with loan from HDB. If I were to switch from HDB loan to Bank loan now, would I be able to apply for HDB loan for my next house after selling my current house?

0 • 95 views 4 Answers

sns sns in Home Financing

asked on 1 Jul 2021

Hi I want to buy a resale house. I am a PR .My salary is $1800. My husband has been working for 6 years with Long term visit pass. His salary is $1500. Can we apply for home loan? We want $200000 can we apply? my CPF $75000 saving.we can buy 3...

0 • 184 views 1 Answer

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