Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Tosen Dandy in Home Financing

asked on 26 Aug 2021

im registered as an occupier for a hdb which is owned by my wife. i would like to purchase my own condo after the hdb mop. am i eligible for the maximum loan quantum since its my first property loan? and whats the maximum loan? 85%?

0 • 102 views 2 Answers

Anonymous in Home Financing

asked on 23 Aug 2021

How can an unemployed get financing for buying a 2-room flexi flat from HDB?

0 • 102 views

Anonymous in Home Financing

asked on 22 Aug 2021

I am divorcing and wish to take over the flat from my spouse. How is the loan amount calculated? Spouse only paid a small amount via Cpf and outstanding loan is now minimal. What is the maximum loan I can get from banks/hdb?

0 • 119 views 2 Answers

Anonymous in Home Financing

asked on 21 Aug 2021

My sister and I both each have a small condo for investment. We both live with our parents in a HDB flat (under parents' name). We have spare ability to upgrade our HDB flat (another 300+k). Is there a way to finance for my sister and I to finance...

0 • 94 views 2 Answers

Anonymous in Home Financing

asked on 19 Aug 2021

I have questions regarding bank loan.I have only employment income reflected in my NOA, For variable income that is not reflected in NOA, possible to show bank statements of trade income credited as proof? Intending to get a higher loan amount.

0 • 200 views 3 Answers

Anonymous in Home Financing

asked on 19 Aug 2021

Hi Gurus, I am currently servicing a housing loan for a private property. I would like to purchase a commercial property under my son's name but I will help with the repayment bcos I don't think his salary is sufficient. I am 50 years old and my...

0 • 116 views 1 Answer

Anonymous in Home Financing

asked on 17 Aug 2021

After receiving OTP from buyer, how long do I have to hand over the keys to buyer and how long will I get my cash proceeds? As I will have to use some of my cash proceeds to purchase my next condo for downpayment, is there a way I can stay on...

0 • 1915 views 6 Answers

Mr. Mike W in Home Financing

asked on 15 Aug 2021

Hi Guru, Due to the ABSD, I'm not able to buy additional property under my name. If I buy property under my son's name as Trust, can I take Term loans under my name to finance the purchase? Thanks

0 • 121 views 4 Answers

Daisy in Home Financing

asked on 13 Aug 2021

I'm a citizen, my husband is a foreigner who has been working in Singapore for several years. Is eligible to apply a joint bank loan for a new or resale HDB?

0 • 143 views 1 Answer

Anonymous in Home Financing

asked on 13 Aug 2021

Any help I can get on home loan refinancing?

0 • 116 views 3 Answers

Anonymous in Home Financing

asked on 12 Aug 2021

I have a 3 room bto flat that just mop i want to sell and upgrade to 4 room resale flat.. my wife is not working but she is the co owner of my flat.. will it affect getting loan from hdb and if i use contra can it ease my burden?

0 • 116 views 4 Answers

Anonymous in Home Financing

asked on 10 Aug 2021

Can I fully pay off a HDB flat (resale/bto) with my cpf?

0 • 322 views 3 Answers

Anonymous in Home Financing

asked on 8 Aug 2021

Do I have enough money to buy a second private property? I am 50 yo. I wanted to get a studio apartment for myself. I have ard 300k in cpf OA & SA combined and my hdb flat is fully paid. How much cash must I come out if I am getting a...

0 • 218 views 2 Answers

Huiee Aw in Home Financing

asked on 5 Aug 2021

My husband and i are intending to get a resale hdb. Understand that both of us will need to be co-owner in order to utilise both our cpf for the downpayment. Since both of us are the co-owner, My question is can we only use my husband name and...

0 • 1566 views 7 Answers

Anonymous in Home Financing

asked on 5 Aug 2021

How does it work if I am planning to buy with a partner (not married) ? Is there any specificities to be aware of ? For example, can the IPA be under my partner name, and the buying contract be under my name ? Or does both need to be under the...

0 • 280 views 4 Answers

Anonymous in Home Financing

asked on 4 Aug 2021

My parents and I own a hdb under joint tenancy, fully paid , my dad own bank money but not delcare bankrupt yet , want check if I sell away the hdb will bank take the profit from the hdb , which I wanted to sell and upgrade ?

0 • 102 views 3 Answers

Phil Y S Tan in Home Financing

asked on 4 Aug 2021

Are there any banks offering Reverse mortgage...

0 • 111 views

EZ in Home Financing

asked on 3 Aug 2021

I am downsizing from a Condo to a HDB, but I need to move into my HDB first before I can sell my Condo, I understand that by regulations, I need to sell the Condo within 6 months. My question is - how will financing work since I haven't sell my...

0 • 318 views 9 Answers

Anonymous in Home Financing

asked on 2 Aug 2021

I am on a joint tendency agreement with my husband for my 4 room resale HDB. We are planning to get a condo after MOP but any way to save up on the additional stamp duty ? Can I sell my current 4 room resale after MOP reaches and get a 5 room...

0 • 79 views 4 Answers

Ash in Home Financing

asked on 30 Jul 2021

Hi, we have used up 2 times for our hdb loan. Is it possible to get a 3rd hdb loan? We are serious in selling our current 5rm flat in woodlands and purchasing a unit closer to our parents in sembawang.

0 • 1632 views 10 Answers

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