Property & Real Estate Discussions on Home Financing

3212 Results Found in Home Financing

Mrs. Premalatha Kalaimani in Home Financing

asked on 18 Dec 2018

I am making a mere estimated amount of $23K from the sale of my 3 room flat, and the amount of $35K will be returned to my CPF OA account and $8K to my spouse. Let's say if my next purchase of a 5 room flat is at $380K, i) How much of the cash...

0 • 201 views 1 Answer

Anonymous in Home Financing

asked on 6 Dec 2018

Hi, Me and my wife (both employed with CPF contributions) have selected a Re-offer of Balance (ROBF) flat and have paid the option Fee of $2000. The flat is a repurchased unit and sold as it is. The customer officer told me we could get the keys...

0 • 454 views

Anonymous in Home Financing

asked on 4 Dec 2018

Hi, I am currently and owner of a 3rm and am looking at buying over my neighbour 3rm flat. HDB has already approve the combining of flat. Will like to know how the financing will be like. I currently have a outstanding bank loan for my current...

0 • 191 views

Anonymous in Home Financing

asked on 20 Nov 2018

what is the maximum age for a mortgage loan, 70 ?

0 • 485 views

Anonymous in Home Financing

asked on 2 Nov 2018

Hi There, My parents are both in their early 60s. Their hdb has been enblock and now they have chosen to take up a BTO 4-room HDB flat in the same area. The problem is they need to come up with $250,000 of the shortfall of the purchase price of...

0 • 714 views 3 Answers

Zann Yong in Home Financing

asked on 27 Oct 2018

Hi, I want to pay up my hdb 4 room flat and would want to rent my 4 room unit out for recurring income but if I do this, I will not have another space to stay in a property. As I do not have much money to buy a private property. So what should I...

0 • 210 views 4 Answers

Anonymous in Home Financing

asked on 23 Oct 2018

Hi, We are a PR married couple and eligible to buy HDB resale flat in 2019. Planning to buy a 3 room hdb with budget around 300k. Can anyone help to tell me how much funds i need to prepare to buy our first home with bank loan. current...

0 • 398 views 2 Answers

Anonymous in Home Financing

asked on 20 Oct 2018

Hi my question is about the timeline about unpledging. My condo i would like to buy is around 1mil (after adding BSD + lawyers fee) 5% deposit - ard 50k 15% - ard 150K lawyers - 3k BSD - around 25k I will need to unpledge to increase...

0 • 997 views 4 Answers

Anonymous in Home Financing

asked on 19 Oct 2018

If i sold my only condo and buy a new one, is it considered 1st or second purchase?

0 • 3053 views 12 Answers

Tee Jay See in Home Financing

asked on 18 Oct 2018

Hi there just wanted to ask regarding financing. Heard from my friend that eg i got a current housing loan for my HDB, its possible to refinance the loan and get an even higher amount then can use the amount to buy another property? Or at least...

0 • 286 views 3 Answers

Anonymous in Home Financing

asked on 18 Oct 2018

Hi, Can I know how much funds i must prepare if Im looking at buying 1. 5 rooms flat in yishun ( approx. $500k ) 2. Resale EC unit in the north- ( Not sure the market rate ) 3. New EC ( not yet TOP) in the north ( approx $800K ) Im a...

0 • 237 views 3 Answers

Anonymous in Home Financing

asked on 13 Oct 2018

65 year old not working, what is the loan limit for home buying. If loan with a guarantor would the loan limit be higher?

0 • 221 views

Anonymous in Home Financing

asked on 11 Oct 2018

A very good afternoon guys.I am a ex bankruptcy. Has been discharged on 2016.Now my current flat I can cash out about 240k and some cash with me about 30k. Few months back,I successfully ballot a flats cost 609k. I have enough for the upfront but...

0 • 332 views 2 Answers

Anonymous in Home Financing

asked on 9 Oct 2018

Reading the following article: https://www.propertyguru.com.sg/singapore-property-resources/singapore-buy-property-guides/9-steps-to-take-in-2018-to-buy-a-house-in-2019 I noticed the following section: "Since banks typically only loan...

0 • 213 views 1 Answer

Anonymous in Home Financing

asked on 8 Oct 2018

We are in our 40s with a combined income of 8k and CPF of 460K since we have sold our flat. Is it advisable to go for resale EC or resale 5 HDB flat? thanks

0 • 304 views 2 Answers

Anonymous in Home Financing

asked on 8 Oct 2018

Anyone can help undischarged bankruptcy applying HDB loan? PR 39yrs old wan buying HDB with her 15yrs old daughter PR holder as well. CPF in OA acc around 60k cash on hand SGD50k. Monthly salary SGD3500-3700. What can do and how much HDB can buy?...

0 • 176 views

Anonymous in Home Financing

asked on 31 Aug 2018

Currently on bank loan, balance outstanding loan amount is $70k. Wanted to refinance but was told by the bank, min loan is $100K for refinancing. Is that true?

0 • 369 views 1 Answer

Anonymous in Home Financing

asked on 24 Aug 2018

Hi, i bought my BTO 3 room at Fajar@ $175,000 after looking at the previous sale price from HDB i estimated $285,000 should be able to sell. $98,000 CPF with accured interest to refund. I also took a $30,000 HDB grant. Not sure if the numbers...

0 • 490 views 3 Answers

Anonymous in Home Financing

asked on 16 Aug 2018

Will applying approval-in-principle letter from the bank affect my credit history? A banker says that I can only apply approval-in-principle letter after I pay a deposit with the seller and is about to buy a resale HDB unit. If I apply it and...

0 • 744 views 2 Answers

kenneth Wang in Home Financing

asked on 29 Jul 2018

I have enough CPF to make full repayment of my existing HDB loan, should I do that ? And my family had intention to sell the existing HDB 5 room and get another resale flat next year, but after calculation, the median selling price of my...

0 • 1072 views 4 Answers

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