Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Anonymous in Home Financing

asked on 28 Jul 2021

what is the other ways to pay down payment if we not selling the current flat we staying now.

0 • 107 views 2 Answers

Anonymous in Home Financing

asked on 28 Jul 2021

What is the maximum loan tenure I can take if i’m already 62? Am I able to still take a loan? still working with an income. Looking at private property, probably looking to loan around 10-20% of the property value. No other financial...

0 • 969 views 4 Answers

Anonymous in Home Financing

asked on 27 Jul 2021

Hi 1) Does bank loan for HDB needs incoming ceiling to be fulfilled as not working? 2) Does a single owner above age 55 not working eligible for bank loan to purchase a hdb flat? * If answer is yes, pls provide bankers contact for...

0 • 203 views 2 Answers

Anonymous in Home Financing

asked on 23 Jul 2021

Can't submit the ic for pre approved loan. may i know why?

0 • 62 views

Anonymous in Home Financing

asked on 23 Jul 2021

I'm looking to upgrade my flat from a resale 3rm flat. However both my spouse and cpf is empty as it was deducted to pay for my existing flat. If I were to apply for bto, our cpf will not have sufficient money to pay for down-payment. Any...

0 • 99 views 2 Answers

Anonymous in Home Financing

asked on 22 Jul 2021

How do I buy my first home with $30K pa variable income, $20K OA and $20K cash? My HLE failed too.

0 • 110 views

Jane in Home Financing

asked on 21 Jul 2021

If i already own a condo and subsequently want to add my spouse (0 property owned) name for joint ownership so that OA for both can be used, is there any tax to be paid?

0 • 803 views 3 Answers

Ryon Ton in Home Financing

asked on 14 Jul 2021

Hi, My partner (LTVP) and I (SC) are planning to buy a resale flat. May I know how does the calculation work for using OA to pay for the flat? HLE allows me to borrow $200k, and I have $50K in my OA, does it mean that I can purchase a flat that's...

0 • 615 views 1 Answer

Mr. Leong Andrew in Home Financing

asked on 14 Jul 2021

I have a hdb with loan, intend to buy 2nd ppty. Shall I clear and pay down my hdb loan? Or take 2nd loan? What is the difference ?

0 • 460 views 4 Answers

chua in Home Financing

asked on 14 Jul 2021

hi i had a question .after selling my hdb can i use all OA cpf to mortage my partner 3yr old private property.and any other fee or charge required

0 • 74 views 5 Answers

Jules K. Yim in Home Financing

asked on 14 Jul 2021

If my income prices me out of using my CPF OA for a HDB loan for a HDB, and my only alternative is a bank loan, what are some of the cash outlays I have to look out for?

0 • 111 views 4 Answers

Ghaz in Home Financing

asked on 9 Jul 2021

Current first time owner of a 4 Room Resale flat, with loan from HDB. If I were to switch from HDB loan to Bank loan now, would I be able to apply for HDB loan for my next house after selling my current house?

0 • 102 views 4 Answers

sns sns in Home Financing

asked on 1 Jul 2021

Hi I want to buy a resale house. I am a PR .My salary is $1800. My husband has been working for 6 years with Long term visit pass. His salary is $1500. Can we apply for home loan? We want $200000 can we apply? my CPF $75000 saving.we can buy 3...

0 • 209 views 1 Answer

Anonymous in Home Financing

asked on 27 Jun 2021

Hello. Is there a minimum income requirement to get a loan for EC? We own a 5 room HDB flat and my married daughter has got a 3 room DBSS . Previously we wanted to get a EC with attached studio unit, but we exceeded the total household income....

0 • 932 views 5 Answers

Mr. Has Gunawan H in Home Financing

asked on 26 Jun 2021

Hi, if anyone knows, if the agreed purchase price is higher than the valuation amt, this cash over valuation(cov), at which point do i make payment? Within OTP period? To the bank or hdb or the seller as part of the whole loan disbursement...

0 • 197 views 3 Answers

Anonymous in Home Financing

asked on 26 Jun 2021

Hi, does any know about non-concessionary loan?

0 • 2003 views 4 Answers

Anonymous in Home Financing

asked on 22 Jun 2021

Why is there still accrued if you have completely settled yr mortgage loan? I understand Accrued interest is the amount of interest that you would have earned if your CPF savings had not been withdrawn for housing. Thanks.

0 • 247 views 1 Answer

Anonymous in Home Financing

asked on 21 Jun 2021

Hi my son 37 yrs old, wish to buy a HDB resale flat. He is working overseas now. If he take HDB loan ， Is there a ceiling limit ?

0 • 116 views 3 Answers

Anonymous in Home Financing

asked on 19 Jun 2021

I currently own a condo unit (with existing bank loan) and am planning to sell it as it has reached MOP of 3 years. At the same time, I am intending to get married and buy a resale HDB with my partner, who currently does not own any property. If...

0 • 318 views 6 Answers

JL in Home Financing

asked on 19 Jun 2021

Hi, my parents own a paid up private property, and if I am planning to buy over 1% of the property, other than LTV and TDSR restrictions, would the loan amount be 1% of the valuation? Or can it be higher than that? Plan is to cash out part of the...

0 • 114 views 2 Answers

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