Property & Real Estate Discussions on Home Financing

3472 Results Found in Home Financing

Anonymous in Home Financing

asked on 29 Apr 2021

My partner and I (both SC) are first-time buyers interested in purchasing a resale flat priced at approximately $500k. Combined gross income is about $7k monthly, with $170k CPF OA. What is the estimated amount of cash needed upfront? Would this...

0 • 262 views 5 Answers

Anonymous in Home Financing

asked on 29 Apr 2021

Hi, when could I get back the refund to CPF under housing loan if the completion date is 1st Jul for my selling part? I need to know when should I submit the resale application for my buying side.

0 • 1862 views 7 Answers

Anonymous in Home Financing

asked on 23 Apr 2021

we are both PR for buying resell Flat required 8% stamp duty after completed 5 year MOP, i converted become Singaporean then i apply BTO. did i need to pay 12% ABSD for second property even though i just move house from west to east

0 • 152 views 2 Answers

Anonymous in Home Financing

asked on 18 Apr 2021

Looking to buy my first hdb flat (resale) in about a month's time. At first I was keen on getting a bank loan right from the start (because I want to take advantage of low-interest rate of 1.5%). However, as I'm in between jobs right now, I won't...

0 • 179 views 4 Answers

Anonymous in Home Financing

asked on 15 Apr 2021

is there anyway that i can apply HDB loan for the 3rd time, i applied once before but my wife already applies twice.

0 • 429 views 3 Answers

Anonymous in Home Financing

asked on 15 Apr 2021

If I use CPF to pay for legal fee and stamp duty for my hdb, do I also need to refund the money when I sell the flat? I understand I'll need to refund cpf drawn for downpayment and installment, but does it include legal fee and stamp duty paid as...

0 • 2446 views 5 Answers

Anonymous in Home Financing

asked on 5 Apr 2021

Can I pledge my condo to beat TDSR to borrow 75% for a new private purchase?

0 • 698 views 4 Answers

Anonymous in Home Financing

asked on 21 Mar 2021

I almost finished pay off my hdb loan. Outstanding now is $14k. Want to ask can I refinance my hdb flat and take a $100k refinance bank loan.

0 • 688 views 2 Answers

Anonymous in Home Financing

asked on 20 Mar 2021

I have no mortgage loan. If I buy a resale condo with my wife who has an outstanding mortgage loan will we able to get a 75% loan or the bank will consider 45% coz of my wife situation

0 • 184 views 4 Answers

Anonymous in Home Financing

asked on 14 Mar 2021

My husband and I are are SPR for 3 years. Please correct me if I am wrong, as what we understand that we need to get hdb to do valuation on the resale hdb after getting OTP with the deposit of up to $5k. We were wondering, what if we found out...

0 • 200 views 2 Answers

Anonymous in Home Financing

asked on 9 Mar 2021

Hi Guru. I have a 3-room resale flat for about 9 years paying via bank loan. I have been paying more interest than my loan every year. I am looking to sell my unit to purchase a 4-room flat but to appeal to hdb for 3rd hdb loan. Is it possible? Or...

0 • 213 views 2 Answers

Anonymous in Home Financing

asked on 9 Mar 2021

Hi, I am a SPR, my wife is Singaporean, we have a HDB, she only work part time with 1K salary, can she purchase a private property under her name by paying 12% ABSD for the 2nd home purchase and we keep the HDB for rental income. Will the finance...

0 • 209 views 6 Answers

Anonymous in Home Financing

asked on 7 Mar 2021

When do you not refinance your home?

0 • 90 views

Anonymous in Home Financing

asked on 7 Mar 2021

How do I get the best refinance rate?

0 • 92 views

Anonymous in Home Financing

asked on 7 Mar 2021

Where do I refinance my home loan?

0 • 87 views

Anonymous in Home Financing

asked on 7 Mar 2021

How do I refinance my mortgage?

0 • 103 views

Anonymous in Home Financing

asked on 7 Mar 2021

When can I refinance my home loan?

0 • 114 views

Anonymous in Home Financing

asked on 1 Mar 2021

How do refinance my current property?

0 • 87 views 4 Answers

Anonymous in Home Financing

asked on 28 Feb 2021

Hi, I am planning to purchase a private property with parents who are near to retirement. We would be looking to take a loan of about 30-40% of the property value. My question is that how would the maximum loan tenure be calculated? If I am 35 at...

0 • 157 views

Anonymous in Home Financing

asked on 22 Feb 2021

How to calculate your refinancing savings by yourself?

0 • 76 views

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