Property & Real Estate Discussions on Home Financing

3212 Results Found in Home Financing

Anonymous in Home Financing

asked on 8 Apr 2012

Does bank loan include the Stamp Duty portion and does loan approval come before exercising the OTP?

0 • 781 views

Sure buy and Sell in Home Financing

asked on 8 Apr 2012

How much commission buyer and seller need to pay in Singapore ?

0 • 684 views 1 Answer

Mac in Home Financing

asked on 6 Apr 2012

Hi Gurus, I'm EP holder working in some private bank and getting 6k. Based on my profile maximum how much loan i can get from the bank?

0 • 488 views

ccsian in Home Financing

asked on 5 Apr 2012

I am a Singapore PR, i was away from Singapore for 4 years (No CPF contribution during these 4 yrs); now plan to go back to SG and keen to purchase a property in SG. What is the requirement to get a housing loan? My income is around SGD 8k per...

0 • 702 views 2 Answers

Anonymous in Home Financing

asked on 5 Apr 2012

hi, I'm a singaporean and my wife is a PR. We currently jointly owned a pte condo. If we buy a landed ppty with both our names, will my wife, being a PR has to pay stamp duty since this will be her 2nd ppty. If stamp duty payable, how much must...

0 • 401 views 1 Answer

Mr Lee in Home Financing

asked on 5 Apr 2012

How much downpayment must I pay when buying a private property (20% or 40%) ? What is the maximum loan I can take and maximum year if I'm 35 I had sold my HDB Flat 3Yrs ago and now I'm looking for a penthouse or cluster house with budget at 2...

0 • 4568 views 3 Answers

Go in Home Financing

asked on 4 Apr 2012

HiGuru If i have fully paid my Hdb flat & fulfil Mop.Do i need to keep the mininum sum of $65500 in my cpf b4 i can use the OA to purchase a condo?

0 • 683 views 2 Answers

Aseem in Home Financing

asked on 3 Apr 2012

I am a forigner on EP in singapore for the last two years.i want to buy a resale condo , how much loan i can get from bank for old resale condo?

0 • 415 views

Anonymous in Home Financing

asked on 3 Apr 2012

WHEN IS STAMP DUTIES PAYABLE

0 • 399 views

sportfan in Home Financing

asked on 3 Apr 2012

Hi, Gurus, I have an outstanding HDB concessionary loan of about $120K. Is it possible and advisable to re-finance to a bank loan? Thank you.

0 • 332 views 1 Answer

James in Home Financing

asked on 2 Apr 2012

I would like to transfer my existing 4rm HDB to my parent (retirees) as a gift. Questions is: 1) Can my parent above 70 (retirees) apply bank loan with myself as guarantor (even if I had new HDB housing loan) or using this 4rm HDB property as...

0 • 666 views 1 Answer

Anonymous in Home Financing

asked on 1 Apr 2012

if already used up hdb concession loan 2x , contra to sell ,can use bank loan to finance 2nd flat purchase?

0 • 470 views 1 Answer

Anonymous in Home Financing

asked on 1 Apr 2012

Hi Guru, I understand that generally interest-only mortgages are generally only available short-term (1-3 years) before conversion to a standard principal-interest mortgage, subject to special consideration by the banks. But is it possible to...

0 • 234 views 1 Answer

sg. siput in Home Financing

asked on 31 Mar 2012

hi, would like to buy 3 room flat at Yishun/Khatib area. Got OA 200,000 for the house purchase.How much bank loan i need.The agent fee.Legal fee & which bank does offer a good loan.Any upfront cash/whats the COV now.

0 • 700 views

CuriousAbtHDB in Home Financing

asked on 31 Mar 2012

Am I eligible for CPF housing grant for buying a resale HDB if my monthly gross income is more than 10K? I was under the impression that every first timer gets the grant (no income ceiling). Is that not the case?...

0 • 898 views 1 Answer

Bryan Ong in Home Financing

asked on 30 Mar 2012

Can I use my CPF to pay the owner without a mortgage?

0 • 252 views

John in Home Financing

asked on 28 Mar 2012

Hi Gurus, if my CPF is enough to pay up the entire amount of an HDB unit which I intend to buy, can I pay the full sum using my CPF?

0 • 407 views 1 Answer

Ken in Home Financing

asked on 28 Mar 2012

Hi Gurus, I understand that I will need to pay a 5% cash when purchasing an EC or a condo. May I know if I can use my CPF to pay for the other miscellaneous fees (i.e. legal, lawyer and stamp fees). Is there any other payment that requires cash?

0 • 637 views 1 Answer

jacy in Home Financing

asked on 28 Mar 2012

I wanted to buy a new condo near serangoon, for the 15% downpayment. If my CPF account only have 20k, can i withdraw all for the downpayment? or i still need to set aside minimum amount in CPF?

0 • 549 views

DLT in Home Financing

asked on 27 Mar 2012

i have a hdb with outstandling loan but had fulfiled the MOP. Can I co-own a pte property with my in-law with 80% bank loan? fyi, my in law hdb is fully paid.

0 • 307 views

Home Financing

Sort by

Still looking for answers?

Get advice from our community of experts