Property & Real Estate Discussions on Home Financing

3488 Results Found in Home Financing

Simon in Home Financing

asked on 27 Sept 2012

I want to buy a 4RM HDB Flat. But I have a budget of cov of around S$5000. Can anyone help?

0 • 257 views 1 Answer

Nic in Home Financing

asked on 26 Sept 2012

Hi, we already purchased under construction property. If we like to upgrade the same property during top, do I still have to pay levy fee to change upgrade ? Is it allow to upgrade without levy direct from developer.?

0 • 373 views

Susan in Home Financing

asked on 26 Sept 2012

Hi Gurus, I'm foreigner (not a Singaporean or PR) have been working in Singapore for years. I'm planning to buy a re-sale condo (built already, ready to occupy), may I know how much % is the down payment and how much % the bank can give me a loan...

0 • 874 views 2 Answers

carolyn in Home Financing

asked on 25 Sept 2012

I'm a single mother with 2 kids. And thinking of upgrading from 3rm to 4rm. but what should I do if I don hv much cash on hand?

0 • 386 views 1 Answer

carolyn in Home Financing

asked on 25 Sept 2012

I'm thinking upgrade from 3rm to 4rm. What can I do if I don hv much cash on hand?

0 • 460 views

Z in Home Financing

asked on 25 Sept 2012

Hello. I have a fully paid up HDB flat, stayed for 15 years. Can I buy a Condo, stay in Condo & rent out my HDB flat? Do I need HDB approval for this? Please advise procedure. Thanks!

0 • 1046 views 6 Answers

Vikas in Home Financing

asked on 24 Sept 2012

I am a foreigner and my wife is Singapore PR. We planning to buy a private property within a budget of 600-700k S$ (1 Bedroom). Currently we have a cash of 90K. Is it possible to cover the rest of amount under Personal Loan from bank. Our...

0 • 436 views

Mr Leonard Yu in Home Financing

asked on 23 Sept 2012

Dear Gurus , I'm indonesian foreigner , i have paid my mortgage for one Condo in Singapore , and thinking to invest buying another condo with budget 2 M in the city area , pls kindly tell how many % could i get from the bank mortgage than how...

0 • 952 views 10 Answers

Tony in Home Financing

asked on 23 Sept 2012

when do i need to pay the cov? If i don have cash now, can i paid later once i get the cash after i sold out my current flat. Would like to upgrade from my current 4rm to maybe 5 rm or EA, but do not have enough cash for COV. Any advice

0 • 3169 views 9 Answers

Valavan in Home Financing

asked on 22 Sept 2012

Hi, i am having a private property with outstanding loan. Want to buy one more private property. Will I get 80% loan or 70% loan or 60% loan? Pls note that I am not owning any HDB property

0 • 678 views 2 Answers

Samuel in Home Financing

asked on 21 Sept 2012

would it be wise to pay off my existing hdb loan with cash and borrow 80% for my pte pty?welcome any insights or alternative views on this. thanks

0 • 1163 views 7 Answers

Velu in Home Financing

asked on 21 Sept 2012

I am a SPR and would like buy a HDB flat. Can I pay the 5%+15% from CPF SA towards the downpayment?

0 • 705 views 1 Answer

CS in Home Financing

asked on 21 Sept 2012

Hi, if I have an existing loan of less then 60% of my existing property value, can I take a 80% loan for my next property investment or I can only take 60% loan?

0 • 486 views 1 Answer

John in Home Financing

asked on 20 Sept 2012

for our 1st hdb, my wife did not use her cpf at all and we took up a bank loan and paid through my cpf. we are now thinking of buying a pte property under her name. would she be able to take up a 80% or 60% bank loan if we have clear the MOP...

0 • 467 views

Francis Goh in Home Financing

asked on 20 Sept 2012

I own a HDB Executive flat and am still financing it. Can I still use my CPF to finance a private condo?

0 • 298 views 1 Answer

Mrsngpk in Home Financing

asked on 20 Sept 2012

I've an existing HDB Loan and is looking for bank to finance me 80% loan for my Executive condo currently under construction. I've pay the 5% and sign the OTP few days back. S & P not yet. I've also signed the undertaking letter stating i have...

0 • 2096 views 7 Answers

Rsl in Home Financing

asked on 19 Sept 2012

Hi I'm a 40 yrs old man staying in a 4 room flat at Bt Panjang. My house is fully paid. I plan to upgrade to bigger house. What is the best option for me. My monthly income is 4k. Pls advice.

0 • 572 views 1 Answer

John N in Home Financing

asked on 18 Sept 2012

If a home owner only took a 70% home loan, can he later request the bank to increase it to 80% based on the current valuation? e.g. the property was originally valued @ 1M and he took 700k loan from the bank and paid 300k in cash and cpf. 1 year...

0 • 414 views

Prata in Home Financing

asked on 17 Sept 2012

Hi guys, can i used my CPF-SA to pay for the COV? Thanks.

0 • 969 views

Tan in Home Financing

asked on 17 Sept 2012

Can the COV be part of the housing loan? ie, if the house is $370000 & the seller wants a $30000 COV. So can I loan $400000 from the bank? Or I need to fork our the COV(for this case is $30000) in hard cash? Kindly advice.

0 • 831 views 2 Answers

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