Property & Real Estate Discussions on Home Financing

3425 Results Found in Home Financing

asked on 11 Aug 2012

pag-ibig housing loan has a policy now that you can do combine income when applying the loan. one will be the principal borrower and the other will be the co-borrower?? what if the principal borrower died? what it will be?

0 • 739 views 1 Answer

Rod in Home Financing

asked on 11 Aug 2012

I have a 1st private property where current LTV is under 50%. Thinking of buying a 2nd one. Will I be able to get 80% LTV for this 2nd private property ?

0 • 653 views 1 Answer

Jimmy in Home Financing

asked on 10 Aug 2012

I currently own a fully paid 5 room HDB flat in the Clementi area and we intend to buy a condominium. Is it possible to leave $69.5K in our SA and use the rest of the money to pay for a second property?

0 • 742 views 1 Answer

MrT in Home Financing

asked on 10 Aug 2012

I want to buy a second property for investment. If I pay off the mortgage on my existing property can I then get an 80% loan for the second property?

0 • 2068 views 2 Answers

elerty in Home Financing

asked on 10 Aug 2012

Hi, Can I still be the bank borrower if I'm still holding to an existing HDB loan? My current HDB flat is less than 5 years

0 • 505 views 1 Answer

Puzzled.... in Home Financing

asked on 10 Aug 2012

Am considering selling my flat and getting a resale flat via bank loan. Was told that the COV for the flat that I am going to buy has to be forked out using cash first. That means that I will have to have cash amounting to the asking COV before...

0 • 810 views 2 Answers

Puzzled..... in Home Financing

asked on 10 Aug 2012

Am looking at selling my flat and getting a resale flat by means of a bank loan. Was told that the COV for the purchase of the new flat has to be forked out first with cash. That means that I must have cash of the COV amount on hand before I can...

0 • 467 views 1 Answer

Ravi N in Home Financing

asked on 8 Aug 2012

Hi my wife and I live in an Executive Apartment in Sembawang. We have an outstanding loan of $180K,. We are interested in upgrading to an EC but aren't sure what our outlay needs to be and if we have enough cash to finance such a purchase. Our...

0 • 658 views 1 Answer

Anthony Lim in Home Financing

asked on 7 Aug 2012

So I took up a 50 years loan. Betting that interest rate will remain low, and property market will not burst... Not planning to stay for 50 years and finish paying the loan. My plan is just stay 5~10 years, once the property price appreciates...

0 • 590 views

Chan in Home Financing

asked on 7 Aug 2012

We bought a resale 5 room HDB on 2005. We still have outstanding bank loan 170k currently. If I plan to buy a private condo or EC (budget ard 850k), are we able to get 80% home loan from bank with this outstanding home loan?

0 • 464 views 1 Answer

Mdm Lim in Home Financing

asked on 7 Aug 2012

We own a EA Flat at Sembawang area. Bought on March 2008 without housing grant. Can start to sell now? Outstanding loan around $250k. Now we are facing some financial problem and the family income is not stable for this 2 years. Any good idea to...

0 • 722 views 3 Answers

Michael in Home Financing

asked on 7 Aug 2012

I have purchased a HDB flat under my name so am unable to buy a pte property under my name. Can I purchase the pte property under my parents' names but service the loan under my name? What are the implications / conditions?

0 • 705 views 2 Answers

Loan Problem in Home Financing

asked on 3 Aug 2012

Hi to all Gurus,I had a bad record with the local banks before but never bankrupt.i had cleared my old debts with the banks since 2011 Jan.....current status I do not owe any bank money and my status with MAS is not cleared yet.Currently i am self...

0 • 530 views

Mklemm in Home Financing

asked on 2 Aug 2012

Where can I get a loan to buy a property in Germany? It seems very difficult. Can I get cash-loan as mortgage loan on existing condo in Singapore to invest in Germany?

0 • 542 views

Prosanto in Home Financing

asked on 1 Aug 2012

I am a SPR With 54k in my ORDINARY Account in CPF. Have cash of around SGD 85K .I want to buy a property of around 700-800k , wanted your advise regarding same ( 2 bedroom or 3 bedroom ) rand my age is 45 years, Understand Banks will give 80 %...

0 • 719 views 2 Answers

UK property loan in GBP or SGD? in Home Financing

asked on 31 Jul 2012

Should I get a UK property loan in GBP or SGD? I bought a flat in London due for completion mid-2013. I am get financing from a local bank. There are 2 types of loans - in Singapore $ and in GBP. Which should I go for, considering that...

0 • 771 views

Angie in Home Financing

asked on 31 Jul 2012

Hi, i current own a HDB 4rm with MOP of 5 years already. Looking to upgrade to an EC with TOP approx 3 years later from now. Have to go for deferred payment scheme because i still have HDB loan ongoing. However, 5% cash and 15% CPF/Cash is needed...

0 • 766 views 2 Answers

Jon Goh in Home Financing

asked on 30 Jul 2012

When should I engage a banker if I'm buying a second private property with 60% loan and I'm paying the other 40% upfront with cash?

0 • 413 views 1 Answer

Ngor in Home Financing

asked on 28 Jul 2012

Is it a hard 60% limit on the loan that a buyer can take if he already owned a private property? If he didn't take 80% loan on the 1st property, can he get higher than 60% for the 2nd loan? Assuming that he already purchased a $1M condo and has a...

0 • 732 views 3 Answers

confused condo buyer in Home Financing

asked on 27 Jul 2012

My spouse and I have just signed OTP with 5% for a condo. Developer has offered to pay for our stamp duty earlier, so we don't need to fork out cash for the stamp duty. Our banker has said they can only loan 80% of the purchase price minus the...

0 • 573 views 1 Answer

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