Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Vikas in Home Financing

asked on 24 Sept 2012

I am a foreigner and my wife is Singapore PR. We planning to buy a private property within a budget of 600-700k S$ (1 Bedroom). Currently we have a cash of 90K. Is it possible to cover the rest of amount under Personal Loan from bank. Our...

0 • 432 views

Mr Leonard Yu in Home Financing

asked on 23 Sept 2012

Dear Gurus , I'm indonesian foreigner , i have paid my mortgage for one Condo in Singapore , and thinking to invest buying another condo with budget 2 M in the city area , pls kindly tell how many % could i get from the bank mortgage than how...

0 • 947 views 10 Answers

Tony in Home Financing

asked on 23 Sept 2012

when do i need to pay the cov? If i don have cash now, can i paid later once i get the cash after i sold out my current flat. Would like to upgrade from my current 4rm to maybe 5 rm or EA, but do not have enough cash for COV. Any advice

0 • 3151 views 9 Answers

Valavan in Home Financing

asked on 22 Sept 2012

Hi, i am having a private property with outstanding loan. Want to buy one more private property. Will I get 80% loan or 70% loan or 60% loan? Pls note that I am not owning any HDB property

0 • 676 views 2 Answers

Samuel in Home Financing

asked on 21 Sept 2012

would it be wise to pay off my existing hdb loan with cash and borrow 80% for my pte pty?welcome any insights or alternative views on this. thanks

0 • 1161 views 7 Answers

Velu in Home Financing

asked on 21 Sept 2012

I am a SPR and would like buy a HDB flat. Can I pay the 5%+15% from CPF SA towards the downpayment?

0 • 702 views 1 Answer

CS in Home Financing

asked on 21 Sept 2012

Hi, if I have an existing loan of less then 60% of my existing property value, can I take a 80% loan for my next property investment or I can only take 60% loan?

0 • 482 views 1 Answer

John in Home Financing

asked on 20 Sept 2012

for our 1st hdb, my wife did not use her cpf at all and we took up a bank loan and paid through my cpf. we are now thinking of buying a pte property under her name. would she be able to take up a 80% or 60% bank loan if we have clear the MOP...

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Francis Goh in Home Financing

asked on 20 Sept 2012

I own a HDB Executive flat and am still financing it. Can I still use my CPF to finance a private condo?

0 • 293 views 1 Answer

Mrsngpk in Home Financing

asked on 20 Sept 2012

I've an existing HDB Loan and is looking for bank to finance me 80% loan for my Executive condo currently under construction. I've pay the 5% and sign the OTP few days back. S & P not yet. I've also signed the undertaking letter stating i have...

0 • 2089 views 7 Answers

Rsl in Home Financing

asked on 19 Sept 2012

Hi I'm a 40 yrs old man staying in a 4 room flat at Bt Panjang. My house is fully paid. I plan to upgrade to bigger house. What is the best option for me. My monthly income is 4k. Pls advice.

0 • 571 views 1 Answer

John N in Home Financing

asked on 18 Sept 2012

If a home owner only took a 70% home loan, can he later request the bank to increase it to 80% based on the current valuation? e.g. the property was originally valued @ 1M and he took 700k loan from the bank and paid 300k in cash and cpf. 1 year...

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Prata in Home Financing

asked on 17 Sept 2012

Hi guys, can i used my CPF-SA to pay for the COV? Thanks.

0 • 964 views

Tan in Home Financing

asked on 17 Sept 2012

Can the COV be part of the housing loan? ie, if the house is $370000 & the seller wants a $30000 COV. So can I loan $400000 from the bank? Or I need to fork our the COV(for this case is $30000) in hard cash? Kindly advice.

0 • 831 views 2 Answers

Jay in Home Financing

asked on 16 Sept 2012

My wife and i currently own a property and have both of us jointly committed to a bank loan for the property. I want to take one name out of the loan so that we can get 80% finance for the next property. Is there any bank that will only allow me...

0 • 434 views 2 Answers

Need help! in Home Financing

asked on 16 Sept 2012

We are thinking to sell and upgrade flat. Our current flat is the 3rd home loan from HDB and is under market rate. We have also been rejected by few banks due to default records in CB, is there any other alternative home loan that we can get?...

0 • 911 views 4 Answers

SP in Home Financing

asked on 15 Sept 2012

We are planning to sell our existing 5-room And upgrade to executive flat. We are not eligible for HDB loan and were rejected by few banks already. We need about 55% loan which is around 300K. Our monthly income is S$7,500. At current we have...

0 • 465 views 2 Answers

Vincent in Home Financing

asked on 15 Sept 2012

We lived in a HDB flat(Valued:400K) for 12 years. My dad died 4yrs ago and our loan is paid by Home Protection Scheme. My mum and my bro are the owners of this flat since. I (28yo) intend to buy an EC with my mum (2nd timer). This mean my bro...

0 • 902 views 7 Answers

Jack in Home Financing

asked on 14 Sept 2012

Hi. I am currently looking at SOHO (Sale with tenancy) within city. Will the bank reject the loan if the tenancy lease is signed under Residential?

0 • 329 views

hunter in Home Financing

asked on 11 Sept 2012

Currently I am renting out my fully paid 3rm flat for $2k a month. would it be wise to sell it for $400k and use the money to purchase a studio condo for rental and investment purpose? My budget for the studio will be 600k the most as I am...

0 • 755 views

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