Property & Real Estate Discussions on Home Financing

3498 Results Found in Home Financing

Samuel in Home Financing

asked on 21 Sept 2012

would it be wise to pay off my existing hdb loan with cash and borrow 80% for my pte pty?welcome any insights or alternative views on this. thanks

0 • 1170 views 7 Answers

Velu in Home Financing

asked on 21 Sept 2012

I am a SPR and would like buy a HDB flat. Can I pay the 5%+15% from CPF SA towards the downpayment?

0 • 716 views 1 Answer

CS in Home Financing

asked on 21 Sept 2012

Hi, if I have an existing loan of less then 60% of my existing property value, can I take a 80% loan for my next property investment or I can only take 60% loan?

0 • 491 views 1 Answer

John in Home Financing

asked on 20 Sept 2012

for our 1st hdb, my wife did not use her cpf at all and we took up a bank loan and paid through my cpf. we are now thinking of buying a pte property under her name. would she be able to take up a 80% or 60% bank loan if we have clear the MOP...

0 • 474 views

Francis Goh in Home Financing

asked on 20 Sept 2012

I own a HDB Executive flat and am still financing it. Can I still use my CPF to finance a private condo?

0 • 316 views 1 Answer

Mrsngpk in Home Financing

asked on 20 Sept 2012

I've an existing HDB Loan and is looking for bank to finance me 80% loan for my Executive condo currently under construction. I've pay the 5% and sign the OTP few days back. S & P not yet. I've also signed the undertaking letter stating i have...

0 • 2103 views 7 Answers

Rsl in Home Financing

asked on 19 Sept 2012

Hi I'm a 40 yrs old man staying in a 4 room flat at Bt Panjang. My house is fully paid. I plan to upgrade to bigger house. What is the best option for me. My monthly income is 4k. Pls advice.

0 • 582 views 1 Answer

John N in Home Financing

asked on 18 Sept 2012

If a home owner only took a 70% home loan, can he later request the bank to increase it to 80% based on the current valuation? e.g. the property was originally valued @ 1M and he took 700k loan from the bank and paid 300k in cash and cpf. 1 year...

0 • 418 views

Prata in Home Financing

asked on 17 Sept 2012

Hi guys, can i used my CPF-SA to pay for the COV? Thanks.

0 • 973 views

Tan in Home Financing

asked on 17 Sept 2012

Can the COV be part of the housing loan? ie, if the house is $370000 & the seller wants a $30000 COV. So can I loan $400000 from the bank? Or I need to fork our the COV(for this case is $30000) in hard cash? Kindly advice.

0 • 834 views 2 Answers

Jay in Home Financing

asked on 16 Sept 2012

My wife and i currently own a property and have both of us jointly committed to a bank loan for the property. I want to take one name out of the loan so that we can get 80% finance for the next property. Is there any bank that will only allow me...

0 • 448 views 2 Answers

Need help! in Home Financing

asked on 16 Sept 2012

We are thinking to sell and upgrade flat. Our current flat is the 3rd home loan from HDB and is under market rate. We have also been rejected by few banks due to default records in CB, is there any other alternative home loan that we can get?...

0 • 920 views 4 Answers

SP in Home Financing

asked on 15 Sept 2012

We are planning to sell our existing 5-room And upgrade to executive flat. We are not eligible for HDB loan and were rejected by few banks already. We need about 55% loan which is around 300K. Our monthly income is S$7,500. At current we have...

0 • 484 views 2 Answers

Vincent in Home Financing

asked on 15 Sept 2012

We lived in a HDB flat(Valued:400K) for 12 years. My dad died 4yrs ago and our loan is paid by Home Protection Scheme. My mum and my bro are the owners of this flat since. I (28yo) intend to buy an EC with my mum (2nd timer). This mean my bro...

0 • 911 views 7 Answers

Jack in Home Financing

asked on 14 Sept 2012

Hi. I am currently looking at SOHO (Sale with tenancy) within city. Will the bank reject the loan if the tenancy lease is signed under Residential?

0 • 343 views

hunter in Home Financing

asked on 11 Sept 2012

Currently I am renting out my fully paid 3rm flat for $2k a month. would it be wise to sell it for $400k and use the money to purchase a studio condo for rental and investment purpose? My budget for the studio will be 600k the most as I am...

0 • 761 views

sparrowsoffshore in Home Financing

asked on 11 Sept 2012

Can I Refinance My HDB flat with Local Bank

0 • 1136 views 11 Answers

Anonymous in Home Financing

asked on 11 Sept 2012

I have 30k left in my ordinary account and will like to pay off my 1st property loan, whilst still holding on my 2nd property. Is this allowed by CPF? Does the min sum of 1/2(ordinary + special account) apply to 1st property?

0 • 437 views 1 Answer

Mr Rockefeller in Home Financing

asked on 10 Sept 2012

Dear Gurus, I own a condo currently together with my wife where the outstanding loan amount is $500K. Current valuation for our condo is about $1.1 million. We want to buy another condo which is valued at $2.1 million but not sell our original...

0 • 681 views

old_couple in Home Financing

asked on 9 Sept 2012

We are a retired couple and we currently own a condo which is fully paid up, but would like to shift to a new development (under construction), and sell our current place just before the new place is ready. How can we go about financing the...

0 • 661 views 1 Answer

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