Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

sparrowsoffshore in Home Financing

asked on 11 Sept 2012

Can I Refinance My HDB flat with Local Bank

0 • 1112 views 6 Answers

Anonymous in Home Financing

asked on 11 Sept 2012

I have 30k left in my ordinary account and will like to pay off my 1st property loan, whilst still holding on my 2nd property. Is this allowed by CPF? Does the min sum of 1/2(ordinary + special account) apply to 1st property?

0 • 421 views 1 Answer

Mr Rockefeller in Home Financing

asked on 10 Sept 2012

Dear Gurus, I own a condo currently together with my wife where the outstanding loan amount is $500K. Current valuation for our condo is about $1.1 million. We want to buy another condo which is valued at $2.1 million but not sell our original...

0 • 661 views

old_couple in Home Financing

asked on 9 Sept 2012

We are a retired couple and we currently own a condo which is fully paid up, but would like to shift to a new development (under construction), and sell our current place just before the new place is ready. How can we go about financing the...

0 • 645 views 1 Answer

MS in Home Financing

asked on 8 Sept 2012

Dear gurus, wish to invest in private property. Current HDB mortgage at $70K. Intend to include wife name to assist to clear all of the balance since she just sold of her flat since she bought before marriage but CPF minimum sum will be an issue...

0 • 430 views

MS in Home Financing

asked on 8 Sept 2012

Dear Gurus, I wish to invest in private property. My HDB mortgage left with $70K. To qualify up to 80% loan, here are my options: A) Include my wife name to my home and use her CPF to clear all (she bought her HDB before our marriage hence sold...

0 • 688 views 1 Answer

Daddy in Home Financing

asked on 8 Sept 2012

Hi. After selling my current flat n purchase a 3 room resale Is it a must to fully utilized the whole CPF obtained after selling ? Can I not decide to leave let say 10K balance inside my OA N utilized the rest for my next purchase ?...

0 • 344 views 1 Answer

post a new question in Home Financing

asked on 7 Sept 2012

can i use cpf to repay mortgage loan

0 • 603 views

PG in Home Financing

asked on 6 Sept 2012

Hey Gurus, my wife and I have a 4RM HDB in the north (shld fetch around $400K and above) and it is fully paid. With a combine income of $5K and with $33K combine CPF and $25K cash on hand, is it a good idea to go for an equity loan as to invest in...

0 • 589 views 2 Answers

Mr. Zahid Ibrahim in Home Financing

asked on 6 Sept 2012

I am new at financing private property. For purchase of resale unit, when does the 15% CPF and/or Cash need to made? It is upon OTP agreed or take-over of unit (completion)?

0 • 981 views 6 Answers

Anonymous in Home Financing

asked on 5 Sept 2012

I own a HDB flat and planning to buy a new EC. I have the cash 5% downpayment but short of the other 15% in my cpf. Will i be able to get a bridging loan and wait till TOP to sell my current HDB flat and pay off the loan? My HDB flat will...

0 • 821 views 1 Answer

Apple in Home Financing

asked on 3 Sept 2012

Hi, I'm still single at e age of 32 and intend to buy a resale flat but then stll thinking shall I get it direct from HDB balance resale flat or open market? If I will to apply for e HDB loan, do my mum require to throw back 50% profforms on our...

0 • 749 views 1 Answer

Zix in Home Financing

asked on 2 Sept 2012

Hi, if my husband uses his cpf solely to service loan for resale hdb flat. After MOP, do I still have to set aside min sum in CPF before purchasing second private property? My CPF was not utilized for the resale hdb flat all so I would like to...

0 • 973 views 6 Answers

Sim in Home Financing

asked on 31 Aug 2012

Hi,which is the lowest bank rates in singapore in terms of refinancing my home loan? HDB or bank loan is advisable? Thanks

0 • 414 views 1 Answer

Anonymous in Home Financing

asked on 30 Aug 2012

Should I clear my outstanding 30k HDB loan with cash rather than using CPF money?

0 • 1158 views 7 Answers

James in Home Financing

asked on 29 Aug 2012

Hi, if bank lends me $800K based on my current property value of $1M. What happen if my property value depreciate to $500K? Will the bank ask me to fork out $400K back? (I.e. $800K - (80% * $500K) = $400K)

0 • 726 views

Buyer in Home Financing

asked on 29 Aug 2012

Hi, I am looking to buy a HDB resale 5 room under Non citizen spouse scheme, i am a singaporean citizen and my wife is on s pass. are we eligible for HDB loan ? base on the current market situation now, is HDB loan better or bank loan ?

0 • 982 views 7 Answers

buyer in Home Financing

asked on 29 Aug 2012

what is the second property loan requirements if its not yet top project

0 • 1530 views 4 Answers

Alvin in Home Financing

asked on 29 Aug 2012

i am a first time buyer to HDB Flat and i do not own any other property. I am looking to buy a over 30years old flat as the layout fancies me.I am buying with my spouse .Combined income: 7k/mth.We are both Sporean. a)Is there any restrictions...

0 • 715 views 2 Answers

Mantians in Home Financing

asked on 28 Aug 2012

Hi, we are currently staying in a new HDB flat on HDB loan. MOP is reaching and we are considering buying a private property while continue to stay in HDB. 1) May I know if we can still maintain the HDB loan or do we need to refinance the HDB...

0 • 1662 views 5 Answers

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