Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Sim in Home Financing

asked on 31 Aug 2012

Hi,which is the lowest bank rates in singapore in terms of refinancing my home loan? HDB or bank loan is advisable? Thanks

0 • 415 views 1 Answer

Anonymous in Home Financing

asked on 30 Aug 2012

Should I clear my outstanding 30k HDB loan with cash rather than using CPF money?

0 • 1167 views 7 Answers

James in Home Financing

asked on 29 Aug 2012

Hi, if bank lends me $800K based on my current property value of $1M. What happen if my property value depreciate to $500K? Will the bank ask me to fork out $400K back? (I.e. $800K - (80% * $500K) = $400K)

0 • 728 views

Buyer in Home Financing

asked on 29 Aug 2012

Hi, I am looking to buy a HDB resale 5 room under Non citizen spouse scheme, i am a singaporean citizen and my wife is on s pass. are we eligible for HDB loan ? base on the current market situation now, is HDB loan better or bank loan ?

0 • 984 views 7 Answers

buyer in Home Financing

asked on 29 Aug 2012

what is the second property loan requirements if its not yet top project

0 • 1542 views 9 Answers

Alvin in Home Financing

asked on 29 Aug 2012

i am a first time buyer to HDB Flat and i do not own any other property. I am looking to buy a over 30years old flat as the layout fancies me.I am buying with my spouse .Combined income: 7k/mth.We are both Sporean. a)Is there any restrictions...

0 • 722 views 2 Answers

Mantians in Home Financing

asked on 28 Aug 2012

Hi, we are currently staying in a new HDB flat on HDB loan. MOP is reaching and we are considering buying a private property while continue to stay in HDB. 1) May I know if we can still maintain the HDB loan or do we need to refinance the HDB...

0 • 1668 views 9 Answers

Shariff in Home Financing

asked on 27 Aug 2012

How much loan can i get from HDB for my second flat?

0 • 407 views

SGAussie in Home Financing

asked on 24 Aug 2012

Could anyone please advise me what the Monthly repayments will be for a condo - Im deciding between $6xxK to $9xxK . Also are there any other additional ongoing charges ?

0 • 564 views

Mel in Home Financing

asked on 23 Aug 2012

I bought my first property to be ready in 2013 with 90% bank loan and I am about to purchase my 2nd property,a resale unit.Is the bank loan remains the same at average 80%?Or is there a difference % for resale unit? Assist me to clarify the...

0 • 662 views

clar in Home Financing

asked on 23 Aug 2012

Am singapore looking to buy first condo. is it 5% cash and 15% CPF or must be 10% cash and 10% CPF

0 • 592 views 1 Answer

Fiona in Home Financing

asked on 23 Aug 2012

I own a HDB flat. If I wanna buy 2nd property (private), I gotta clear my HDB loan to get 80% loan for 2nd property right? Anything else to look out for? How do I calculate how much I can loan and the maximum price I can buy for 2nd property?

0 • 999 views 6 Answers

Anonymous in Home Financing

asked on 23 Aug 2012

can i refinance my flat from hdb loan to bank loan. Will there be any profit to take back?

0 • 566 views 1 Answer

Mr. teo desmond in Home Financing

asked on 23 Aug 2012

any agent can help to apply for housing loan for a dis charge bankurpt, dis charge on feb tis year

0 • 669 views 2 Answers

Anthony Lim in Home Financing

asked on 22 Aug 2012

I bought my HDB 7.5 years ago at $128K I sold my HDB for $382K + COV $50K (Total $432K). My CPF used and accrued interest is $160K. HDB sent second appt letter say net proceeds in cheque is $192K 160 return to CPF + 192 cash = 352K only.......

0 • 1022 views 4 Answers

Mr Australia in Home Financing

asked on 22 Aug 2012

Hi Gurus, im a Singapore Citizen whos been living overseas ( In Australia ) for about 10 years. I moved here just after NS. Im looking to move back to Singapore and am keen to buy a Condo. I need advice on how i go about financing this purchase....

0 • 642 views 1 Answer

Wan in Home Financing

asked on 20 Aug 2012

I currently owned a HDB unit and still paying using my CPF. Am interested to buy a new EC.But how much cash would i need to come out initially? I will be selling my HDB unit once the EC is completed. Then the 20% downpayment would be more than...

0 • 466 views

Kaz in Home Financing

asked on 18 Aug 2012

if I were to buy a new condo and based on the progressive payment scheme, and base on a 1 million dollar project. How much will I have to pay the bank (if base on 80% loan) from signing till TOP. Roughly monthly/annually.

0 • 1231 views 11 Answers

Joy in Home Financing

asked on 17 Aug 2012

Can I take second loan on same propery which has been mortage by Bank in Singapore

0 • 320 views

Anonymous in Home Financing

asked on 16 Aug 2012

Hi, do you guys have any information about margin calls on property loans? Will banks perform margin calls on properties if the property market crashes and valuations drop below the loan amount? If yes, are there banks more likely to perform...

0 • 1079 views 7 Answers

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