Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Puzzled..... in Home Financing

asked on 10 Aug 2012

Am looking at selling my flat and getting a resale flat by means of a bank loan. Was told that the COV for the purchase of the new flat has to be forked out first with cash. That means that I must have cash of the COV amount on hand before I can...

0 • 485 views 1 Answer

Ravi N in Home Financing

asked on 8 Aug 2012

Hi my wife and I live in an Executive Apartment in Sembawang. We have an outstanding loan of $180K,. We are interested in upgrading to an EC but aren't sure what our outlay needs to be and if we have enough cash to finance such a purchase. Our...

0 • 669 views 1 Answer

Anthony Lim in Home Financing

asked on 7 Aug 2012

So I took up a 50 years loan. Betting that interest rate will remain low, and property market will not burst... Not planning to stay for 50 years and finish paying the loan. My plan is just stay 5~10 years, once the property price appreciates...

0 • 605 views

Chan in Home Financing

asked on 7 Aug 2012

We bought a resale 5 room HDB on 2005. We still have outstanding bank loan 170k currently. If I plan to buy a private condo or EC (budget ard 850k), are we able to get 80% home loan from bank with this outstanding home loan?

0 • 487 views 1 Answer

Mdm Lim in Home Financing

asked on 7 Aug 2012

We own a EA Flat at Sembawang area. Bought on March 2008 without housing grant. Can start to sell now? Outstanding loan around $250k. Now we are facing some financial problem and the family income is not stable for this 2 years. Any good idea to...

0 • 742 views 3 Answers

Michael in Home Financing

asked on 7 Aug 2012

I have purchased a HDB flat under my name so am unable to buy a pte property under my name. Can I purchase the pte property under my parents' names but service the loan under my name? What are the implications / conditions?

0 • 719 views 2 Answers

Loan Problem in Home Financing

asked on 3 Aug 2012

Hi to all Gurus,I had a bad record with the local banks before but never bankrupt.i had cleared my old debts with the banks since 2011 Jan.....current status I do not owe any bank money and my status with MAS is not cleared yet.Currently i am self...

0 • 549 views

Mklemm in Home Financing

asked on 2 Aug 2012

Where can I get a loan to buy a property in Germany? It seems very difficult. Can I get cash-loan as mortgage loan on existing condo in Singapore to invest in Germany?

0 • 549 views

Prosanto in Home Financing

asked on 1 Aug 2012

I am a SPR With 54k in my ORDINARY Account in CPF. Have cash of around SGD 85K .I want to buy a property of around 700-800k , wanted your advise regarding same ( 2 bedroom or 3 bedroom ) rand my age is 45 years, Understand Banks will give 80 %...

0 • 744 views 2 Answers

UK property loan in GBP or SGD? in Home Financing

asked on 31 Jul 2012

Should I get a UK property loan in GBP or SGD? I bought a flat in London due for completion mid-2013. I am get financing from a local bank. There are 2 types of loans - in Singapore $ and in GBP. Which should I go for, considering that...

0 • 798 views

Angie in Home Financing

asked on 31 Jul 2012

Hi, i current own a HDB 4rm with MOP of 5 years already. Looking to upgrade to an EC with TOP approx 3 years later from now. Have to go for deferred payment scheme because i still have HDB loan ongoing. However, 5% cash and 15% CPF/Cash is needed...

0 • 787 views 2 Answers

Jon Goh in Home Financing

asked on 30 Jul 2012

When should I engage a banker if I'm buying a second private property with 60% loan and I'm paying the other 40% upfront with cash?

0 • 433 views 1 Answer

Ngor in Home Financing

asked on 28 Jul 2012

Is it a hard 60% limit on the loan that a buyer can take if he already owned a private property? If he didn't take 80% loan on the 1st property, can he get higher than 60% for the 2nd loan? Assuming that he already purchased a $1M condo and has a...

0 • 760 views 3 Answers

confused condo buyer in Home Financing

asked on 27 Jul 2012

My spouse and I have just signed OTP with 5% for a condo. Developer has offered to pay for our stamp duty earlier, so we don't need to fork out cash for the stamp duty. Our banker has said they can only loan 80% of the purchase price minus the...

0 • 580 views 1 Answer

Roch in Home Financing

asked on 27 Jul 2012

I am considering to sell my 4-rm flat for a 5-rm or EA/EM. However, I am not eligible to contra as I had taken 2 concessionary HDB loans before. I need the sale proceed to pay for the resale flat I am buying. What are my options?

0 • 592 views 2 Answers

Thrill in Home Financing

asked on 24 Jul 2012

I am a PR with a 42k in my CPF ordinary account. Im planning to buy a condo worth 700k but I think its not enough for the DP. Any suggestion here on how to come up with the 20% DP? Can I apply for a bank loan for the remaining balance in DP?

0 • 686 views

Will Lee in Home Financing

asked on 23 Jul 2012

dear gurus, my wife and I are living in a 3-rm HDB. It was purchased before marriage under my sole name, and still with an outstanding bank home loan. I had not used up all my CPF when buying the flat and have about $50k left in my OA. I wld like...

0 • 495 views 2 Answers

jenny Lee in Home Financing

asked on 23 Jul 2012

I & spouse have fully paid condo apt at Central green (790)sg ft ( 2-rooms apt). Wanted to buy another new devt. How do I go about taking a housing loan if will to mortage the present pty. Both of us is 65yrs old, me retired my husband doing...

0 • 543 views 2 Answers

Clarence in Home Financing

asked on 23 Jul 2012

Hi, can I get both home loan and a construction loan at the same time if I intend to buy an old landed property with the intention of rebuilding it? If yes, how would the loan repayment workout?

0 • 2326 views 7 Answers

Mohd in Home Financing

asked on 22 Jul 2012

I have a bank loan of 50k. Can I gear up my HDB flat by refinancing it to get the extra cash? My outstanding loan is 140k (with HDB loan) and my 5rm flat value is 500k.

0 • 2997 views 6 Answers

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