Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Angie in Home Financing

asked on 31 Jul 2012

Hi, i current own a HDB 4rm with MOP of 5 years already. Looking to upgrade to an EC with TOP approx 3 years later from now. Have to go for deferred payment scheme because i still have HDB loan ongoing. However, 5% cash and 15% CPF/Cash is needed...

0 • 778 views 2 Answers

Jon Goh in Home Financing

asked on 30 Jul 2012

When should I engage a banker if I'm buying a second private property with 60% loan and I'm paying the other 40% upfront with cash?

0 • 426 views 1 Answer

Ngor in Home Financing

asked on 28 Jul 2012

Is it a hard 60% limit on the loan that a buyer can take if he already owned a private property? If he didn't take 80% loan on the 1st property, can he get higher than 60% for the 2nd loan? Assuming that he already purchased a $1M condo and has a...

0 • 748 views 3 Answers

confused condo buyer in Home Financing

asked on 27 Jul 2012

My spouse and I have just signed OTP with 5% for a condo. Developer has offered to pay for our stamp duty earlier, so we don't need to fork out cash for the stamp duty. Our banker has said they can only loan 80% of the purchase price minus the...

0 • 576 views 1 Answer

Roch in Home Financing

asked on 27 Jul 2012

I am considering to sell my 4-rm flat for a 5-rm or EA/EM. However, I am not eligible to contra as I had taken 2 concessionary HDB loans before. I need the sale proceed to pay for the resale flat I am buying. What are my options?

0 • 584 views 2 Answers

Thrill in Home Financing

asked on 24 Jul 2012

I am a PR with a 42k in my CPF ordinary account. Im planning to buy a condo worth 700k but I think its not enough for the DP. Any suggestion here on how to come up with the 20% DP? Can I apply for a bank loan for the remaining balance in DP?

0 • 674 views

Will Lee in Home Financing

asked on 23 Jul 2012

dear gurus, my wife and I are living in a 3-rm HDB. It was purchased before marriage under my sole name, and still with an outstanding bank home loan. I had not used up all my CPF when buying the flat and have about $50k left in my OA. I wld like...

0 • 489 views 2 Answers

jenny Lee in Home Financing

asked on 23 Jul 2012

I & spouse have fully paid condo apt at Central green (790)sg ft ( 2-rooms apt). Wanted to buy another new devt. How do I go about taking a housing loan if will to mortage the present pty. Both of us is 65yrs old, me retired my husband doing...

0 • 533 views 2 Answers

Clarence in Home Financing

asked on 23 Jul 2012

Hi, can I get both home loan and a construction loan at the same time if I intend to buy an old landed property with the intention of rebuilding it? If yes, how would the loan repayment workout?

0 • 2276 views 7 Answers

Mohd in Home Financing

asked on 22 Jul 2012

I have a bank loan of 50k. Can I gear up my HDB flat by refinancing it to get the extra cash? My outstanding loan is 140k (with HDB loan) and my 5rm flat value is 500k.

0 • 2944 views 1 Answer

Walter in Home Financing

asked on 22 Jul 2012

I am looking to buy a private property and wish to loan a 80%. However can I first buy a pte property before selling my HDB with an existing loan? I understand that with an existing loan, I will only be granted 60%. But that is not my intention....

0 • 813 views 1 Answer

David in Home Financing

asked on 20 Jul 2012

Hi, How is the payment schedule for New Launch Condo, after paying a 5% booking fee, when shall i pay the stamp fee? 3 weeks later? what happen the bank loan is not approved, any penalty charge for my 5% booking fee? and when will be the...

0 • 3595 views 6 Answers

ken in Home Financing

asked on 19 Jul 2012

Hi gurus.. today i just receive my HLE letter from HDB and the amount they offer me is insufficient to pay my selected flat ($320000 balance flat from Hdb).. Therefore I have no choice and need to take bank loan.. But i just noticed that if i take...

0 • 1029 views 1 Answer

Anonymous in Home Financing

asked on 18 Jul 2012

what is the maximum loan if buy 2nd flat.

0 • 1000 views 2 Answers

Anonymous in Home Financing

asked on 16 Jul 2012

I am single 65 years old retiree. I intend to buy a condo. Is there any possibility of me getting a bank loan. I have shares in which the sum is enough to cover the full amount of the loan. can I use this as collateral. besides this is there any...

0 • 903 views 1 Answer

D19 in Home Financing

asked on 15 Jul 2012

With existing HDB loan, 0 CPF, saving 350k, salary $3800, is it possible to buy a 2 bedroom condo for investment purpose? Will the bank lend me money when my salary is low?

0 • 999 views 1 Answer

Mr. Gene Tan in Home Financing

asked on 15 Jul 2012

What is the chances to secure 80% bank loan for a 650,000 executive condominium given the scenerio i and my wife have combined income of 8k, total cpf at present 120,000,cash of 50,000 but my wife is on debt management programe (not bankruptcy)....

0 • 1412 views 5 Answers

Simon in Home Financing

asked on 15 Jul 2012

Dear all I just bought a resale HDB FLAT with grant. Can I also buy a condo now? Is there any restriction on the minimum occupancy period? Or loan amount? I purchased this flat recently as a single. My loan is from HDB Thank you for your...

0 • 1361 views 2 Answers

Loaner in Home Financing

asked on 14 Jul 2012

Hello, my husband and myself are interested in purchasing executive condo at approx 650,000 buget. I would like to check on the loan approval-in-principle. My husband is currently on DMP (not bankrupt) and he is doing well in servicing his own...

0 • 975 views 2 Answers

Daniel in Home Financing

asked on 14 Jul 2012

I owe a hdb flat which market valve at $620,000. Balance loan to hdb is around $10,000 only.I intended to buy a 2 or 3 room new condo at Sengkang, my fiancee got $110,000 (CPF), combine cash $40,000, are we able to get a loan from bank? is it...

0 • 1047 views

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