Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Tan in Home Financing

asked on 14 Jul 2012

I currently have 2 condos, one purchased in 2009 and one purchased recently. The 2009 one is due for repricing, I am wondering if I can do an equity cash out as the property value has gone up quite a bit, however, my banker informed me that the...

0 • 656 views 1 Answer

ethan in Home Financing

asked on 13 Jul 2012

I stay in hdb, loan fully paid up, intends to buy 2nd property, a condo, would I be able to secure max 80% bank loan? I still have car loan and I'm in my 40.

0 • 933 views

Interest buyer in Home Financing

asked on 12 Jul 2012

Hi, i am currently one of the owner for a private property. But im not the mortgager nor use my cpf for this property. I intend to buy another private property for myself....can the bank grant me up to 80% loan for this next property?

0 • 391 views 1 Answer

Andy in Home Financing

asked on 12 Jul 2012

we would like to buy a 2 bedrooms apartment about $600K and rent out our current condo unit which can fetch $4K rent.We got another cluster house rented out $7.5k just enough to pay for its monthly mortgage instalemnt. We got $400k cash.My wife...

0 • 787 views

Dom in Home Financing

asked on 11 Jul 2012

Hi guys, I am an Ang moh married to a Singaporean and we are thinking about buying a 1 bdrm condo in Singapore (no shoebox, i.e. above 60sqm). Currently, i have only 100K cash available and the situation is so horrible now cos I cannot afford any...

0 • 1371 views 2 Answers

Anonymous in Home Financing

asked on 11 Jul 2012

Hi! would like to find out if currently me n husband living in a 3 room hdb balance loan is 35k.intend to buy EC around 570k we have cash in hand 60k.Problem is i just got back to work 2 months ago, husband is self employed annually income around...

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SF in Home Financing

asked on 11 Jul 2012

With monthly salary of 4k and CPF 100k, what kind price range am i able to buy a Condo?

0 • 875 views

Ms. Tan SF in Home Financing

asked on 11 Jul 2012

With a monthly salary of around 4k, will the bank lend me around 600k to buy a condo?

0 • 1177 views 3 Answers

2ndtimer in Home Financing

asked on 11 Jul 2012

Buy first or sell first? I own a HDB and intend to get a resale flat. Question is to buy or sell first. If sell first, afraid that I may not be able to buy a resale in time to move in, considering renovations take time too. If buy first, I may not...

0 • 941 views 3 Answers

frankloh in Home Financing

asked on 10 Jul 2012

My aged parents currently BOTH not working, with some CPF would like to get a resale Jumbo HDB. I figure they would have problem getting bank finance since both have no income. Can I be the one servicing the loans for them, assuming I took up 60%...

0 • 432 views 1 Answer

Mdm. Janet Lim in Home Financing

asked on 9 Jul 2012

I'd sold my 3rm flat and were looking to upgrade to 4rm. I was told that if I take HDB loan, up to 50% of the sales proceed will take in for the next purchase flat. Is that true?

0 • 514 views

Pete in Home Financing

asked on 9 Jul 2012

I intend not to use bridging loan but to use contra payment for my new DBSS flat.I want to use all payment from my current flat if I sell off next time. My current flat is all paid.I'm not applying bank loan. I have not use any CPF downpayment...

0 • 598 views 1 Answer

Angie Tan in Home Financing

asked on 9 Jul 2012

I recently purchased a Malaysian property in Johor. Now I am thinking of purchasing a private property in Singapore. How would my Johor property mortgage affect my Singapore loan interest/tenure/% of loan? My Johor loan is for property under...

0 • 1559 views 5 Answers

Dave in Home Financing

asked on 8 Jul 2012

Thinking of buying a $1.7m house. If I sell my 5 room (abt $500k) and with CPF of about $100k. What is the estimate monthly instalment?

0 • 667 views 4 Answers

The bad guy. in Home Financing

asked on 8 Jul 2012

Hi guru,i m interested in purchasing an HDB 4 rooms flat around bukit panjang or hougang area.It is alright for the unit to be low floor.This is my first time purchasing a flat.My CPF account is around 125k.I m married with an foreign wife.Your...

0 • 375 views 1 Answer

LKF in Home Financing

asked on 7 Jul 2012

I bought a resale hdb flat, still under bank mortgage. I intend to buy a new BTO flat and sell the current flat when I get the keys for the new flat. I want to know, if I want to take a bank loan for this new flat, will I get a 60% or 80% loan?

0 • 627 views

Jones in Home Financing

asked on 6 Jul 2012

Hi, Need help on housing grant I've intention to sell my 1st BTO flat (no grant) If I buy 2nd flat from open market , am I entilited to housing grant ? Understand that housing grant is for first timer buying resale. Do I consider myself as a...

0 • 396 views 2 Answers

Phil Gwee in Home Financing

asked on 6 Jul 2012

My current flat is under joint tenancy (4 owners of equal) share. One of the owner intends to withdraw his share so that he can purchase a HDB on his own. One of the 3 remaining flat owners bought a private property the year before and took up a...

0 • 983 views

Jeremy in Home Financing

asked on 6 Jul 2012

My mum is 57 yrs old and currently working. She is thinking to buy a 3 room flat but afraid that she will not be able to get a loan from bank. Currently me and wife has a condo and are still servicing the loan. Are we able to assist her to get...

0 • 342 views 1 Answer

Lyn in Home Financing

asked on 6 Jul 2012

Hi I have 1 condo now. Paid with CPF & cash by me and spouse. Now is spouse servicing the loan by CPF. Now thinking of buying the 2nd condo. Question is how much loan can I get? Thinking this new property will be serviced by me only. But...

0 • 1085 views 1 Answer

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