Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Walter in Home Financing

asked on 22 Jul 2012

I am looking to buy a private property and wish to loan a 80%. However can I first buy a pte property before selling my HDB with an existing loan? I understand that with an existing loan, I will only be granted 60%. But that is not my intention....

0 • 821 views 1 Answer

David in Home Financing

asked on 20 Jul 2012

Hi, How is the payment schedule for New Launch Condo, after paying a 5% booking fee, when shall i pay the stamp fee? 3 weeks later? what happen the bank loan is not approved, any penalty charge for my 5% booking fee? and when will be the...

0 • 3610 views 6 Answers

ken in Home Financing

asked on 19 Jul 2012

Hi gurus.. today i just receive my HLE letter from HDB and the amount they offer me is insufficient to pay my selected flat ($320000 balance flat from Hdb).. Therefore I have no choice and need to take bank loan.. But i just noticed that if i take...

0 • 1034 views 6 Answers

Anonymous in Home Financing

asked on 18 Jul 2012

what is the maximum loan if buy 2nd flat.

0 • 1002 views 7 Answers

Anonymous in Home Financing

asked on 16 Jul 2012

I am single 65 years old retiree. I intend to buy a condo. Is there any possibility of me getting a bank loan. I have shares in which the sum is enough to cover the full amount of the loan. can I use this as collateral. besides this is there any...

0 • 906 views 8 Answers

D19 in Home Financing

asked on 15 Jul 2012

With existing HDB loan, 0 CPF, saving 350k, salary $3800, is it possible to buy a 2 bedroom condo for investment purpose? Will the bank lend me money when my salary is low?

0 • 1010 views 7 Answers

Mr. Gene Tan in Home Financing

asked on 15 Jul 2012

What is the chances to secure 80% bank loan for a 650,000 executive condominium given the scenerio i and my wife have combined income of 8k, total cpf at present 120,000,cash of 50,000 but my wife is on debt management programe (not bankruptcy)....

0 • 1422 views 5 Answers

Simon in Home Financing

asked on 15 Jul 2012

Dear all I just bought a resale HDB FLAT with grant. Can I also buy a condo now? Is there any restriction on the minimum occupancy period? Or loan amount? I purchased this flat recently as a single. My loan is from HDB Thank you for your...

0 • 1369 views 7 Answers

Loaner in Home Financing

asked on 14 Jul 2012

Hello, my husband and myself are interested in purchasing executive condo at approx 650,000 buget. I would like to check on the loan approval-in-principle. My husband is currently on DMP (not bankrupt) and he is doing well in servicing his own...

0 • 989 views 2 Answers

Daniel in Home Financing

asked on 14 Jul 2012

I owe a hdb flat which market valve at $620,000. Balance loan to hdb is around $10,000 only.I intended to buy a 2 or 3 room new condo at Sengkang, my fiancee got $110,000 (CPF), combine cash $40,000, are we able to get a loan from bank? is it...

0 • 1052 views 5 Answers

Tan in Home Financing

asked on 14 Jul 2012

I currently have 2 condos, one purchased in 2009 and one purchased recently. The 2009 one is due for repricing, I am wondering if I can do an equity cash out as the property value has gone up quite a bit, however, my banker informed me that the...

0 • 661 views 1 Answer

ethan in Home Financing

asked on 13 Jul 2012

I stay in hdb, loan fully paid up, intends to buy 2nd property, a condo, would I be able to secure max 80% bank loan? I still have car loan and I'm in my 40.

0 • 938 views 5 Answers

Interest buyer in Home Financing

asked on 12 Jul 2012

Hi, i am currently one of the owner for a private property. But im not the mortgager nor use my cpf for this property. I intend to buy another private property for myself....can the bank grant me up to 80% loan for this next property?

0 • 398 views 1 Answer

Andy in Home Financing

asked on 12 Jul 2012

we would like to buy a 2 bedrooms apartment about $600K and rent out our current condo unit which can fetch $4K rent.We got another cluster house rented out $7.5k just enough to pay for its monthly mortgage instalemnt. We got $400k cash.My wife...

0 • 794 views

Dom in Home Financing

asked on 11 Jul 2012

Hi guys, I am an Ang moh married to a Singaporean and we are thinking about buying a 1 bdrm condo in Singapore (no shoebox, i.e. above 60sqm). Currently, i have only 100K cash available and the situation is so horrible now cos I cannot afford any...

0 • 1387 views 7 Answers

Anonymous in Home Financing

asked on 11 Jul 2012

Hi! would like to find out if currently me n husband living in a 3 room hdb balance loan is 35k.intend to buy EC around 570k we have cash in hand 60k.Problem is i just got back to work 2 months ago, husband is self employed annually income around...

0 • 557 views

SF in Home Financing

asked on 11 Jul 2012

With monthly salary of 4k and CPF 100k, what kind price range am i able to buy a Condo?

0 • 881 views

Ms. Tan SF in Home Financing

asked on 11 Jul 2012

With a monthly salary of around 4k, will the bank lend me around 600k to buy a condo?

0 • 1187 views 8 Answers

2ndtimer in Home Financing

asked on 11 Jul 2012

Buy first or sell first? I own a HDB and intend to get a resale flat. Question is to buy or sell first. If sell first, afraid that I may not be able to buy a resale in time to move in, considering renovations take time too. If buy first, I may not...

0 • 947 views 8 Answers

frankloh in Home Financing

asked on 10 Jul 2012

My aged parents currently BOTH not working, with some CPF would like to get a resale Jumbo HDB. I figure they would have problem getting bank finance since both have no income. Can I be the one servicing the loans for them, assuming I took up 60%...

0 • 438 views 1 Answer

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