Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Ms. Tan SF in Home Financing

asked on 11 Jul 2012

With a monthly salary of around 4k, will the bank lend me around 600k to buy a condo?

0 • 1193 views 8 Answers

2ndtimer in Home Financing

asked on 11 Jul 2012

Buy first or sell first? I own a HDB and intend to get a resale flat. Question is to buy or sell first. If sell first, afraid that I may not be able to buy a resale in time to move in, considering renovations take time too. If buy first, I may not...

0 • 948 views 8 Answers

frankloh in Home Financing

asked on 10 Jul 2012

My aged parents currently BOTH not working, with some CPF would like to get a resale Jumbo HDB. I figure they would have problem getting bank finance since both have no income. Can I be the one servicing the loans for them, assuming I took up 60%...

0 • 441 views 1 Answer

Mdm. Janet Lim in Home Financing

asked on 9 Jul 2012

I'd sold my 3rm flat and were looking to upgrade to 4rm. I was told that if I take HDB loan, up to 50% of the sales proceed will take in for the next purchase flat. Is that true?

0 • 520 views

Pete in Home Financing

asked on 9 Jul 2012

I intend not to use bridging loan but to use contra payment for my new DBSS flat.I want to use all payment from my current flat if I sell off next time. My current flat is all paid.I'm not applying bank loan. I have not use any CPF downpayment...

0 • 607 views 1 Answer

Angie Tan in Home Financing

asked on 9 Jul 2012

I recently purchased a Malaysian property in Johor. Now I am thinking of purchasing a private property in Singapore. How would my Johor property mortgage affect my Singapore loan interest/tenure/% of loan? My Johor loan is for property under...

0 • 1615 views 5 Answers

Dave in Home Financing

asked on 8 Jul 2012

Thinking of buying a $1.7m house. If I sell my 5 room (abt $500k) and with CPF of about $100k. What is the estimate monthly instalment?

0 • 694 views 4 Answers

The bad guy. in Home Financing

asked on 8 Jul 2012

Hi guru,i m interested in purchasing an HDB 4 rooms flat around bukit panjang or hougang area.It is alright for the unit to be low floor.This is my first time purchasing a flat.My CPF account is around 125k.I m married with an foreign wife.Your...

0 • 382 views 1 Answer

LKF in Home Financing

asked on 7 Jul 2012

I bought a resale hdb flat, still under bank mortgage. I intend to buy a new BTO flat and sell the current flat when I get the keys for the new flat. I want to know, if I want to take a bank loan for this new flat, will I get a 60% or 80% loan?

0 • 636 views

Jones in Home Financing

asked on 6 Jul 2012

Hi, Need help on housing grant I've intention to sell my 1st BTO flat (no grant) If I buy 2nd flat from open market , am I entilited to housing grant ? Understand that housing grant is for first timer buying resale. Do I consider myself as a...

0 • 405 views 2 Answers

Phil Gwee in Home Financing

asked on 6 Jul 2012

My current flat is under joint tenancy (4 owners of equal) share. One of the owner intends to withdraw his share so that he can purchase a HDB on his own. One of the 3 remaining flat owners bought a private property the year before and took up a...

0 • 999 views 5 Answers

Jeremy in Home Financing

asked on 6 Jul 2012

My mum is 57 yrs old and currently working. She is thinking to buy a 3 room flat but afraid that she will not be able to get a loan from bank. Currently me and wife has a condo and are still servicing the loan. Are we able to assist her to get...

0 • 348 views 1 Answer

Lyn in Home Financing

asked on 6 Jul 2012

Hi I have 1 condo now. Paid with CPF & cash by me and spouse. Now is spouse servicing the loan by CPF. Now thinking of buying the 2nd condo. Question is how much loan can I get? Thinking this new property will be serviced by me only. But...

0 • 1096 views 6 Answers

Anonymous in Home Financing

asked on 5 Jul 2012

Dear guru, may I know if wife owns a private property on a 80% mortgage , is the husband able to securce another 80% or 60% loan for another property under his name only ? The Hdb has already fully paid up . Thanks

0 • 375 views

Anonymous in Home Financing

asked on 5 Jul 2012

Is it true that after selling my first HDB, if wan to buy the next hdb using hdb loan, the proceed will have to factor in for about 50% for the next purchased flat?

0 • 538 views 2 Answers

Pat Pat in Home Financing

asked on 5 Jul 2012

May I know how does outstanding debt affect Bank HDB loan? I have around 90k in total debt across different banks. Will that adversely affect my loan rate? Will it even make it difficult for me to secure a loan?

0 • 808 views 2 Answers

Devasted in Home Financing

asked on 4 Jul 2012

I was discharged 4 and a half years ago. Recently trying to apply for bank loan to refinance my HDB executive due to divorce. I am not eligible for HDB loan. But have been rejected by 3 banks already. At current, I have no debts. My mthly income...

0 • 576 views 2 Answers

Adam in Home Financing

asked on 4 Jul 2012

Hello, Question regarding condo acquisition in Singapore. My wife is a Singapore citizen (currently living in SG), whereas I am a foreigner (based abroad on long term assignment). Is it possible for her to be the legal owner of the property...

0 • 402 views

Adam in Home Financing

asked on 4 Jul 2012

i own a HDB flat that has joint name for me and my wife. Would my wife be able to obtain a 80% loan for another private apt if she wants to buy one?

0 • 828 views 1 Answer

Haran in Home Financing

asked on 3 Jul 2012

Being a local, would i be able to purchase a private home with a full loan from the bank? Is it mandatory to place a 20% upfront payment of the total value?

0 • 715 views 1 Answer

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