Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Anonymous in Home Financing

asked on 5 Jul 2012

Dear guru, may I know if wife owns a private property on a 80% mortgage , is the husband able to securce another 80% or 60% loan for another property under his name only ? The Hdb has already fully paid up . Thanks

0 • 380 views

Anonymous in Home Financing

asked on 5 Jul 2012

Is it true that after selling my first HDB, if wan to buy the next hdb using hdb loan, the proceed will have to factor in for about 50% for the next purchased flat?

0 • 547 views 2 Answers

Pat Pat in Home Financing

asked on 5 Jul 2012

May I know how does outstanding debt affect Bank HDB loan? I have around 90k in total debt across different banks. Will that adversely affect my loan rate? Will it even make it difficult for me to secure a loan?

0 • 813 views 2 Answers

Devasted in Home Financing

asked on 4 Jul 2012

I was discharged 4 and a half years ago. Recently trying to apply for bank loan to refinance my HDB executive due to divorce. I am not eligible for HDB loan. But have been rejected by 3 banks already. At current, I have no debts. My mthly income...

0 • 586 views 2 Answers

Adam in Home Financing

asked on 4 Jul 2012

Hello, Question regarding condo acquisition in Singapore. My wife is a Singapore citizen (currently living in SG), whereas I am a foreigner (based abroad on long term assignment). Is it possible for her to be the legal owner of the property...

0 • 410 views

Adam in Home Financing

asked on 4 Jul 2012

i own a HDB flat that has joint name for me and my wife. Would my wife be able to obtain a 80% loan for another private apt if she wants to buy one?

0 • 829 views 1 Answer

Haran in Home Financing

asked on 3 Jul 2012

Being a local, would i be able to purchase a private home with a full loan from the bank? Is it mandatory to place a 20% upfront payment of the total value?

0 • 723 views 1 Answer

PotentialSeller in Home Financing

asked on 3 Jul 2012

Hi, our 1st flat was bought direct fr hdb with hdb loan n our current flat is a model 5I bought fr open mkt also with hdb loan. If we were to sell this current flat n buy another resale flat, can we get hdb loan n if we were to go under bank loan,...

0 • 867 views 3 Answers

Anonymous in Home Financing

asked on 1 Jul 2012

If my first condo is fully paid,could I take up a 80% loan for the second condo?

0 • 561 views

Miss A in Home Financing

asked on 28 Jun 2012

Hi me and my husband are first timers.. Our combine salary gross is Abt $3400.. Any idea roughly how much Hle will we be able to get? And my husband just started his job in jan this year?Tia

0 • 678 views 1 Answer

Alex in Home Financing

asked on 28 Jun 2012

I'm looking at buying an EC n I have got my loan approved in principle. But I got some worries as I got bad credit records previously n I'm afraid after putting the 5% booking fees n if the bank were to reject my loan,I would have to forfeit the...

0 • 928 views 2 Answers

Alex in Home Financing

asked on 28 Jun 2012

I'm looking at purchasing a new ec. I got my loan approved in principal but I got some worries as I got a bad credit records previously. I'm worried after paying the 5% booking fees n if the bank don't approve my loan, will I get my booking fees...

0 • 374 views 1 Answer

cindy in Home Financing

asked on 27 Jun 2012

Hi all.My husband is on Employment Pass and am on Dependent pass.Monthly income around S$5,000.Are we eligible for any home loans to invest in property here in Singapore or even abroad?What if we dont stay here for long and have to leave the country?

0 • 642 views

Upgrader in Home Financing

asked on 27 Jun 2012

Hi Gurus, I am thinking to upgrade to a EC. Heard that Prive offer Deferred Payment Scheme. May I know how it work?

0 • 996 views 8 Answers

upgrader in Home Financing

asked on 27 Jun 2012

Hi, me and my husband fully paid for our HDB flat. My sister (single, SPR) who does not own any property is staying with us. With the growing size of our family, we wish to buy a bigger condo which can house all of us, ideally is dual key condo....

0 • 827 views 1 Answer

BK in Home Financing

asked on 26 Jun 2012

I'm PR and my wife is citizen and full time housewife with zero income. My annual income is 100K. Is it possible for my wife (alone) to get loan from bank to purchase pte condo. I can be the guarantor.

0 • 635 views 2 Answers

KL in Home Financing

asked on 25 Jun 2012

Hello, i am currently living in a HDB with an outstanding loan of 70%. If i were to downpay the loan to 60% or lesser, will i be able to get an 80% loan from the bank for my private property? I'd like to keep my HDB flat since i bought it before...

0 • 504 views

SG_anonymous in Home Financing

asked on 24 Jun 2012

how much cash is required for 900K condo (including legal/stamp duty, etc)? how much can be paid using cpf?

0 • 999 views 6 Answers

Zam in Home Financing

asked on 24 Jun 2012

Hi, i am intending to buy a resale house as a first time applicant.besides cov,is there any other cash payment that i need to prepare for?i heard that there is a payment of 10% of the valuation of the house.is this true?

0 • 425 views 1 Answer

Marin Group in Home Financing

asked on 24 Jun 2012

Does a borrower qualify for a loan based on the first year interest rate?

0 • 232 views 1 Answer

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