Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Alex in Home Financing

asked on 28 Jun 2012

I'm looking at buying an EC n I have got my loan approved in principle. But I got some worries as I got bad credit records previously n I'm afraid after putting the 5% booking fees n if the bank were to reject my loan,I would have to forfeit the...

0 • 922 views 2 Answers

Alex in Home Financing

asked on 28 Jun 2012

I'm looking at purchasing a new ec. I got my loan approved in principal but I got some worries as I got a bad credit records previously. I'm worried after paying the 5% booking fees n if the bank don't approve my loan, will I get my booking fees...

0 • 370 views 1 Answer

cindy in Home Financing

asked on 27 Jun 2012

Hi all.My husband is on Employment Pass and am on Dependent pass.Monthly income around S$5,000.Are we eligible for any home loans to invest in property here in Singapore or even abroad?What if we dont stay here for long and have to leave the country?

0 • 630 views

Upgrader in Home Financing

asked on 27 Jun 2012

Hi Gurus, I am thinking to upgrade to a EC. Heard that Prive offer Deferred Payment Scheme. May I know how it work?

0 • 983 views 8 Answers

upgrader in Home Financing

asked on 27 Jun 2012

Hi, me and my husband fully paid for our HDB flat. My sister (single, SPR) who does not own any property is staying with us. With the growing size of our family, we wish to buy a bigger condo which can house all of us, ideally is dual key condo....

0 • 820 views 1 Answer

BK in Home Financing

asked on 26 Jun 2012

I'm PR and my wife is citizen and full time housewife with zero income. My annual income is 100K. Is it possible for my wife (alone) to get loan from bank to purchase pte condo. I can be the guarantor.

0 • 628 views 2 Answers

KL in Home Financing

asked on 25 Jun 2012

Hello, i am currently living in a HDB with an outstanding loan of 70%. If i were to downpay the loan to 60% or lesser, will i be able to get an 80% loan from the bank for my private property? I'd like to keep my HDB flat since i bought it before...

0 • 500 views

SG_anonymous in Home Financing

asked on 24 Jun 2012

how much cash is required for 900K condo (including legal/stamp duty, etc)? how much can be paid using cpf?

0 • 991 views 6 Answers

Zam in Home Financing

asked on 24 Jun 2012

Hi, i am intending to buy a resale house as a first time applicant.besides cov,is there any other cash payment that i need to prepare for?i heard that there is a payment of 10% of the valuation of the house.is this true?

0 • 413 views 1 Answer

Marin Group in Home Financing

asked on 24 Jun 2012

Does a borrower qualify for a loan based on the first year interest rate?

0 • 224 views 1 Answer

Ohnmar in Home Financing

asked on 22 Jun 2012

Currently living in a HDB 4rm flat and paid off its outstanding loan. Would like to keep current 4rm unit and looking for a Terrence house at D25-28 area. Able to fork out cash of $400K, household income of $220K annum and preferably would like...

0 • 454 views 1 Answer

alanrich in Home Financing

asked on 22 Jun 2012

my EC is fully paid up. How much can i loan if i want buy a second private property for staying? Do i have to pay cash or CPF or both when making deposit for the second property? what is the stamp duty applicable? thanks a million

0 • 957 views 1 Answer

Derek in Home Financing

asked on 22 Jun 2012

I already have a HDB apartment, looking to buy a shoebox condo - my second residential property, how much percentage loan could I get? What is the mortgage loan interest rate now? Many thanks

0 • 742 views 1 Answer

Jusme in Home Financing

asked on 21 Jun 2012

I've an existing hdb ea and am looking to buy an EC. Have enough cash for 5% downpay and enough funds in cpf for 15%. But understand that I can only get a 60% loan from the bank as I've an existing loan for current flat. Must i sell my hdb first...

0 • 857 views 7 Answers

Upgradecondo in Home Financing

asked on 21 Jun 2012

I am currently paying the housing loan for a HDB house and would like to upgrade to a condo. If the condo i purchase is only ready in 4 years time and during this period i have not sold the hdb house (with outstanding mortgage loan), do I have to...

0 • 543 views

Anonymous in Home Financing

asked on 21 Jun 2012

Where does propertyguru listing find the valuation amount ? isit accurate and how do I valuate my property ?

0 • 782 views 2 Answers

ida in Home Financing

asked on 20 Jun 2012

I want to sell my 4rm hdb flats already utilise two subsidy rates...want to apply bank loan but have credit standing...will use the profit to settle debts..will the bank grant me home loan profit ard 100k plus..debt less than 80k...

0 • 411 views 2 Answers

Bern in Home Financing

asked on 17 Jun 2012

Hi, can I take a mortgage up to 90% of my second private mortage loan from the bank.can I my first fully paid property worth 350k in the market a mortgage for the loan?

0 • 496 views 1 Answer

Eric in Home Financing

asked on 14 Jun 2012

I want to buy condo in Riversound. TOP is Dec 2015. If I take the loan, when will I start my monthly payment (80%), is it before TOP or after TOP? For the 20% (5% cash and 15% cpf), if I am short of this plus the stamp duty fee, can I loan the...

0 • 1098 views

D in Home Financing

asked on 13 Jun 2012

Hi, I've about 30k in savings, 160k in cpf o.a., i've never bought a property before and would like to purchase a pte property. At 32 yrs of age, what are my options and how likely would I get 80% loan from a bank?

0 • 1023 views 8 Answers

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