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Morning Adam,

If you still have any outstanding housing loan, your wife will only be able to loan up to 60% from the bank.

If your HDB is fully paid, up to 80% can be loaned.

You can check whether you have any outstanding loan under MyHDB page from this link:

https://services2.hdb.gov.sg/webapp/BF02SPINS2/BF02PSPINSLogin.jsp?ctxroot=webapp/FI10PPORTAL

Hope I answered your query. Don't hesitate to contact me if you need any assistance.

Warmest Regards,
YT TAN
ECG Property Pte Ltd
Mobile: (+65) 9111 5171 
Email: yt.lovelyhomes@gmail.com
Website: www.yttan.com/ Read More