Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Ohnmar in Home Financing

asked on 22 Jun 2012

Currently living in a HDB 4rm flat and paid off its outstanding loan. Would like to keep current 4rm unit and looking for a Terrence house at D25-28 area. Able to fork out cash of $400K, household income of $220K annum and preferably would like...

0 • 457 views 1 Answer

alanrich in Home Financing

asked on 22 Jun 2012

my EC is fully paid up. How much can i loan if i want buy a second private property for staying? Do i have to pay cash or CPF or both when making deposit for the second property? what is the stamp duty applicable? thanks a million

0 • 968 views 1 Answer

Derek in Home Financing

asked on 22 Jun 2012

I already have a HDB apartment, looking to buy a shoebox condo - my second residential property, how much percentage loan could I get? What is the mortgage loan interest rate now? Many thanks

0 • 747 views 1 Answer

Jusme in Home Financing

asked on 21 Jun 2012

I've an existing hdb ea and am looking to buy an EC. Have enough cash for 5% downpay and enough funds in cpf for 15%. But understand that I can only get a 60% loan from the bank as I've an existing loan for current flat. Must i sell my hdb first...

0 • 861 views 7 Answers

Upgradecondo in Home Financing

asked on 21 Jun 2012

I am currently paying the housing loan for a HDB house and would like to upgrade to a condo. If the condo i purchase is only ready in 4 years time and during this period i have not sold the hdb house (with outstanding mortgage loan), do I have to...

0 • 548 views

Anonymous in Home Financing

asked on 21 Jun 2012

Where does propertyguru listing find the valuation amount ? isit accurate and how do I valuate my property ?

0 • 792 views 2 Answers

ida in Home Financing

asked on 20 Jun 2012

I want to sell my 4rm hdb flats already utilise two subsidy rates...want to apply bank loan but have credit standing...will use the profit to settle debts..will the bank grant me home loan profit ard 100k plus..debt less than 80k...

0 • 417 views 2 Answers

Bern in Home Financing

asked on 17 Jun 2012

Hi, can I take a mortgage up to 90% of my second private mortage loan from the bank.can I my first fully paid property worth 350k in the market a mortgage for the loan?

0 • 507 views 1 Answer

Eric in Home Financing

asked on 14 Jun 2012

I want to buy condo in Riversound. TOP is Dec 2015. If I take the loan, when will I start my monthly payment (80%), is it before TOP or after TOP? For the 20% (5% cash and 15% cpf), if I am short of this plus the stamp duty fee, can I loan the...

0 • 1105 views 5 Answers

D in Home Financing

asked on 13 Jun 2012

Hi, I've about 30k in savings, 160k in cpf o.a., i've never bought a property before and would like to purchase a pte property. At 32 yrs of age, what are my options and how likely would I get 80% loan from a bank?

0 • 1036 views 8 Answers

peggy in Home Financing

asked on 12 Jun 2012

Hi, the house we are staying is now under my husband and my name. we are still paying for the morgage. Can i do a transfer of say 1 party owns 80% and the other 20%?

0 • 333 views 1 Answer

MAL R in Home Financing

asked on 10 Jun 2012

I own 75% of the share in a private property. If I would like to buy the remaining 25% share from the second owner, what will be the applicable stampduty 25% share or 100% market value. How will be SSD calculated in this case?

0 • 387 views 1 Answer

ahteng 1979 in Home Financing

asked on 10 Jun 2012

To buy a 2nd property in private (1st property is HDB), we must set aside 65.5K in CPF's combined of OA and SA or OA only?

0 • 706 views

TANG in Home Financing

asked on 10 Jun 2012

my HDB loan is from HDB, if fund in CPF is not enough to pay the mortgage, will HDB deduct from my bank account?

0 • 1799 views 11 Answers

Mr Lim in Home Financing

asked on 10 Jun 2012

I have just bought a private property this year and have utilised the bank loan. My parent who are currently 70 years old and retired would like to upgrade to a bigger HDB flat. Do you know if I can be the guarantor for them to get the housing...

0 • 902 views 5 Answers

Lim in Home Financing

asked on 9 Jun 2012

Is it possible to get a bank loan or an overdraft to pay for the 20 percent deposit when buying a condo?

0 • 794 views 2 Answers

Sam Lim in Home Financing

asked on 9 Jun 2012

I currently have a HDB flat (MOP over since bought the house 6 yrs ago) with an outstanding loan of 100K SGD. I am planning to pay the HDB outstanding loan using my OA CPF. After doing the payment of the outsttanding loan of the HDB, i will remain...

0 • 1023 views 6 Answers

Michael in Home Financing

asked on 8 Jun 2012

Hi, I am thinking of buying an old apartment in the range of about $500,000. Can I use my cpf and take a loan of ?% and 10 - 15 years loan if i am 52 years old? Please advise.

0 • 466 views 1 Answer

Sud in Home Financing

asked on 7 Jun 2012

I am a foreigner working in Singapore. I am looking at booking a condo unit soon and have very little time to look for a housing loan.What kind of a loan is more preferred in terms of stable rates - 1 month Sibor or 3 month Sibor? Can...

0 • 565 views 2 Answers

muimui in Home Financing

asked on 7 Jun 2012

i owned a hdb which is fully paid, now im looking for a condo which i intend to stay in and rent out my hdb later. any advise ? how much cash upfront i need to prepare for the condo (4-5 rooms)? Thanks

0 • 980 views 9 Answers

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