Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Bern in Home Financing

asked on 17 Jun 2012

Hi, can I take a mortgage up to 90% of my second private mortage loan from the bank.can I my first fully paid property worth 350k in the market a mortgage for the loan?

0 • 502 views 1 Answer

Eric in Home Financing

asked on 14 Jun 2012

I want to buy condo in Riversound. TOP is Dec 2015. If I take the loan, when will I start my monthly payment (80%), is it before TOP or after TOP? For the 20% (5% cash and 15% cpf), if I am short of this plus the stamp duty fee, can I loan the...

0 • 1101 views

D in Home Financing

asked on 13 Jun 2012

Hi, I've about 30k in savings, 160k in cpf o.a., i've never bought a property before and would like to purchase a pte property. At 32 yrs of age, what are my options and how likely would I get 80% loan from a bank?

0 • 1027 views 8 Answers

peggy in Home Financing

asked on 12 Jun 2012

Hi, the house we are staying is now under my husband and my name. we are still paying for the morgage. Can i do a transfer of say 1 party owns 80% and the other 20%?

0 • 325 views 1 Answer

MAL R in Home Financing

asked on 10 Jun 2012

I own 75% of the share in a private property. If I would like to buy the remaining 25% share from the second owner, what will be the applicable stampduty 25% share or 100% market value. How will be SSD calculated in this case?

0 • 384 views 1 Answer

ahteng 1979 in Home Financing

asked on 10 Jun 2012

To buy a 2nd property in private (1st property is HDB), we must set aside 65.5K in CPF's combined of OA and SA or OA only?

0 • 703 views

TANG in Home Financing

asked on 10 Jun 2012

my HDB loan is from HDB, if fund in CPF is not enough to pay the mortgage, will HDB deduct from my bank account?

0 • 1770 views 6 Answers

Mr Lim in Home Financing

asked on 10 Jun 2012

I have just bought a private property this year and have utilised the bank loan. My parent who are currently 70 years old and retired would like to upgrade to a bigger HDB flat. Do you know if I can be the guarantor for them to get the housing...

0 • 893 views 5 Answers

Lim in Home Financing

asked on 9 Jun 2012

Is it possible to get a bank loan or an overdraft to pay for the 20 percent deposit when buying a condo?

0 • 784 views 2 Answers

Sam Lim in Home Financing

asked on 9 Jun 2012

I currently have a HDB flat (MOP over since bought the house 6 yrs ago) with an outstanding loan of 100K SGD. I am planning to pay the HDB outstanding loan using my OA CPF. After doing the payment of the outsttanding loan of the HDB, i will remain...

0 • 1018 views 6 Answers

Michael in Home Financing

asked on 8 Jun 2012

Hi, I am thinking of buying an old apartment in the range of about $500,000. Can I use my cpf and take a loan of ?% and 10 - 15 years loan if i am 52 years old? Please advise.

0 • 461 views 1 Answer

Sud in Home Financing

asked on 7 Jun 2012

I am a foreigner working in Singapore. I am looking at booking a condo unit soon and have very little time to look for a housing loan.What kind of a loan is more preferred in terms of stable rates - 1 month Sibor or 3 month Sibor? Can...

0 • 561 views 2 Answers

muimui in Home Financing

asked on 7 Jun 2012

i owned a hdb which is fully paid, now im looking for a condo which i intend to stay in and rent out my hdb later. any advise ? how much cash upfront i need to prepare for the condo (4-5 rooms)? Thanks

0 • 974 views 9 Answers

Srini in Home Financing

asked on 7 Jun 2012

Hi, I am planning to buy a 4 Room HDB soon. Would like to know best home load packages currently in market for 400k loan of HDB, for 30 years with floating interest rate?. Thanks, srini

0 • 454 views 2 Answers

Mr. Lim in Home Financing

asked on 6 Jun 2012

I currently have a HDB flat with an outstanding loan. (ard 100k SGD). I will like to buy a condo for investment and if i do so i will have 2 options: (1) To Fully pay the HDB flat and then deposit 20% for the condo. (2) Pay 40% for the condo...

0 • 774 views 1 Answer

RKK in Home Financing

asked on 6 Jun 2012

I have a floating HDB loan package. My 2 year lock in period will be finishing soon. Whats the procedure for refinancing? If i were to change bank, what are the additional cost which would be incurred?

0 • 515 views 3 Answers

Faith in Home Financing

asked on 6 Jun 2012

20% or 40% downpayment for me? Hi, I understand that for 2nd property, one with existing mortage will need 40% for down payment. Further more, cpf can only be utilised (if first property did use cpf) after setting aside half the prevailing min....

0 • 1475 views 8 Answers

CJ in Home Financing

asked on 5 Jun 2012

Is there a bank loan to finance the 20% deposit in buying a condo? We are just new in the area so our savings is not enough to pay the 20% downpayment?

0 • 793 views

Aviator in Home Financing

asked on 5 Jun 2012

Is the base rate subject to change in SIBOR option where base rate is normally fixed by the banks and SIBOR is variable? I have this bank that is stating in its contract that even the base rate is subject to change. Any past experience/advise will...

0 • 391 views 2 Answers

Heng L in Home Financing

asked on 4 Jun 2012

If I am buying a new condo, can I settle the stamp and legal myself, instead of going through financial institution?

0 • 388 views

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