Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Srini in Home Financing

asked on 7 Jun 2012

Hi, I am planning to buy a 4 Room HDB soon. Would like to know best home load packages currently in market for 400k loan of HDB, for 30 years with floating interest rate?. Thanks, srini

0 • 447 views 2 Answers

Mr. Lim in Home Financing

asked on 6 Jun 2012

I currently have a HDB flat with an outstanding loan. (ard 100k SGD). I will like to buy a condo for investment and if i do so i will have 2 options: (1) To Fully pay the HDB flat and then deposit 20% for the condo. (2) Pay 40% for the condo...

0 • 765 views 1 Answer

RKK in Home Financing

asked on 6 Jun 2012

I have a floating HDB loan package. My 2 year lock in period will be finishing soon. Whats the procedure for refinancing? If i were to change bank, what are the additional cost which would be incurred?

0 • 505 views 3 Answers

Faith in Home Financing

asked on 6 Jun 2012

20% or 40% downpayment for me? Hi, I understand that for 2nd property, one with existing mortage will need 40% for down payment. Further more, cpf can only be utilised (if first property did use cpf) after setting aside half the prevailing min....

0 • 1437 views 3 Answers

CJ in Home Financing

asked on 5 Jun 2012

Is there a bank loan to finance the 20% deposit in buying a condo? We are just new in the area so our savings is not enough to pay the 20% downpayment?

0 • 789 views

Aviator in Home Financing

asked on 5 Jun 2012

Is the base rate subject to change in SIBOR option where base rate is normally fixed by the banks and SIBOR is variable? I have this bank that is stating in its contract that even the base rate is subject to change. Any past experience/advise will...

0 • 383 views 2 Answers

Heng L in Home Financing

asked on 4 Jun 2012

If I am buying a new condo, can I settle the stamp and legal myself, instead of going through financial institution?

0 • 377 views

Wey in Home Financing

asked on 3 Jun 2012

I am currently a guarantor of the housing loan for our current apartment. If we seek to buy the next property, can I borrow up to 80% mortgage with me as the owner and borrower?

0 • 1400 views

Franmmy in Home Financing

asked on 3 Jun 2012

From hdb ea to condo, we dont have much cash but when we sell the flat, can get 350yk cash k approx ! Can we purchase condo? How?? Can take loan to pay 5% cash +15% CPf first? Then wen flat proceeds are finalized then use the CPf and pay us...

0 • 558 views

SPR in Home Financing

asked on 3 Jun 2012

wat is the difference in buying a condo or apartments personally or using my company to buy? how much is the loan difference from bank? kindly advise thanks SPR

0 • 389 views 1 Answer

Victor in Home Financing

asked on 3 Jun 2012

What are the cash involve in buying a hdb resale flat? COV, 1% agent fee, caveat fee, title search fee, what else? Not including renovation cost, only the cash involved to complete the flat sale.

0 • 1431 views 2 Answers

Anne in Home Financing

asked on 1 Jun 2012

Hi Guru, if married the max loan can be caculated base on 2 persons' income?

0 • 363 views

Joe in Home Financing

asked on 1 Jun 2012

Hi. If I manage to pay off my condo loan but asking for re-mortgage loan for 2nd property. Am i entitle for 80% loan from the bank or 40%?

0 • 459 views 1 Answer

E. K in Home Financing

asked on 29 May 2012

What is the usual cut off age to secure a 40 years home loan? Which banks usually do that? Annual income is at least 110k

0 • 831 views 1 Answer

Samuel in Home Financing

asked on 28 May 2012

Let's say we have a 750k hdb asking for 10% COV compared to a 1.2mil condo, which one requires less cash upfront and what is the monthly repayment amt based on today's bank loan interest rates, assuming we have 80% bank loan?

0 • 371 views

mike in Home Financing

asked on 28 May 2012

I am planning to buy a condo in Geylang. Any idea which bank will grant a loan? I earn ~110K annually..

0 • 1554 views 5 Answers

CanAffordorNot in Home Financing

asked on 28 May 2012

Just to check with all the guru here. Annual income around 125k with no outstanding loan. What would be the comfort budget for a pte condo?

0 • 653 views 3 Answers

David in Home Financing

asked on 27 May 2012

Hi Guru need your advise, I am planning to invest for condo 1 or 2 bed room appt, 5% i can pay for 15% I have 40 K CPF, if i buy a condo let say TOP 2015, if i want to stretch balance of 15% for one year with builder, do you think builder will...

0 • 771 views

Elaine in Home Financing

asked on 27 May 2012

I bought a resale hdb flat in aug 2010, completion on 24 aug 2010. I took a bank loan with no grant. Though existing repayment of bank loan with cpf money. Can I buy a condo now and take up a second bank loan. How much can I borrow?

0 • 822 views 3 Answers

Will bank allow for bridging loan ? in Home Financing

asked on 26 May 2012

I intend to get a private property while waiting for cpf to return the sale proceeds of my sale of flat, i need to pay for 3% stamp duty and 10% downpayment for the property, i am asking if bank will approve of a bridging loan for the 13% if my...

0 • 788 views

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