Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Victor in Home Financing

asked on 3 Jun 2012

What are the cash involve in buying a hdb resale flat? COV, 1% agent fee, caveat fee, title search fee, what else? Not including renovation cost, only the cash involved to complete the flat sale.

0 • 1439 views 6 Answers

Anne in Home Financing

asked on 1 Jun 2012

Hi Guru, if married the max loan can be caculated base on 2 persons' income?

0 • 367 views

Joe in Home Financing

asked on 1 Jun 2012

Hi. If I manage to pay off my condo loan but asking for re-mortgage loan for 2nd property. Am i entitle for 80% loan from the bank or 40%?

0 • 460 views 1 Answer

E. K in Home Financing

asked on 29 May 2012

What is the usual cut off age to secure a 40 years home loan? Which banks usually do that? Annual income is at least 110k

0 • 834 views 1 Answer

Samuel in Home Financing

asked on 28 May 2012

Let's say we have a 750k hdb asking for 10% COV compared to a 1.2mil condo, which one requires less cash upfront and what is the monthly repayment amt based on today's bank loan interest rates, assuming we have 80% bank loan?

0 • 377 views

mike in Home Financing

asked on 28 May 2012

I am planning to buy a condo in Geylang. Any idea which bank will grant a loan? I earn ~110K annually..

0 • 1562 views 5 Answers

CanAffordorNot in Home Financing

asked on 28 May 2012

Just to check with all the guru here. Annual income around 125k with no outstanding loan. What would be the comfort budget for a pte condo?

0 • 658 views 3 Answers

David in Home Financing

asked on 27 May 2012

Hi Guru need your advise, I am planning to invest for condo 1 or 2 bed room appt, 5% i can pay for 15% I have 40 K CPF, if i buy a condo let say TOP 2015, if i want to stretch balance of 15% for one year with builder, do you think builder will...

0 • 772 views

Elaine in Home Financing

asked on 27 May 2012

I bought a resale hdb flat in aug 2010, completion on 24 aug 2010. I took a bank loan with no grant. Though existing repayment of bank loan with cpf money. Can I buy a condo now and take up a second bank loan. How much can I borrow?

0 • 834 views 3 Answers

Will bank allow for bridging loan ? in Home Financing

asked on 26 May 2012

I intend to get a private property while waiting for cpf to return the sale proceeds of my sale of flat, i need to pay for 3% stamp duty and 10% downpayment for the property, i am asking if bank will approve of a bridging loan for the 13% if my...

0 • 796 views

crossroad? in Home Financing

asked on 26 May 2012

hi all.I could get around $200 k if sell my current flat now.is it a good idea to get a 8 year old 99 years condo at Sengkang? my house hold income is about $8.5k.can the guru advise me if I am financially ready for this upgrade? thank you.and...

0 • 600 views 2 Answers

R.Lee in Home Financing

asked on 22 May 2012

I have sold my second property and expected date of completion is end June. I plan to use the proceeds to fully redeem the mortgage on my first private property, and reinvest the remaining in another second private property. If I now find a new...

0 • 567 views 2 Answers

JH in Home Financing

asked on 22 May 2012

Does the bank allow buyer include child age 20 ( University student ) as co owner so that the loan period can be maximise to 30yrs as I am 48yrs.

0 • 426 views

Anonymous in Home Financing

asked on 22 May 2012

How do a bank calculate a person housing loan? is the loan based on a single income or husband n wife income if using both name to buy house. Is it the same for HDB or Condo?

0 • 503 views

Ms Headache in Home Financing

asked on 21 May 2012

can i be the sole bank loan applicant even though cpf payment is combined with my husband who is the co-owner? If yes, what banks do it?

0 • 359 views

barbar in Home Financing

asked on 20 May 2012

HI guru,im looking a refinance for my shophouse,im also intending to lower down my CPF contribution,will that affect my refinancing?

0 • 349 views

Angelica in Home Financing

asked on 19 May 2012

Im getting married in 3 weeks and i am not working...im looking for a flat near parents place so that they can give me the grant. Miy husband only has $15000 in his CPF...we are very young couples..would i be able to purchase a 5 room resale...

0 • 693 views

Eager in Home Financing

asked on 19 May 2012

Hi, I have an existing condo apt valued at 900K. I have paid 20% @ 800K (when i bought it a year back). Can i use this increased valuation or 20% in any way to leverage for another unit? I have a rental income of 3K, can it be added to my...

0 • 498 views

Singaporean in Home Financing

asked on 19 May 2012

Can I use my CPF to pay for a property that doesn't belong to me?

0 • 517 views 1 Answer

Alex L in Home Financing

asked on 17 May 2012

I am thinking to sell my condo, may i know will the money goes to my cpf or i can get all cash? (had pay part of the deposit by cpf)

0 • 758 views 1 Answer

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