Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Wey in Home Financing

asked on 3 Jun 2012

I am currently a guarantor of the housing loan for our current apartment. If we seek to buy the next property, can I borrow up to 80% mortgage with me as the owner and borrower?

0 • 1413 views 5 Answers

Franmmy in Home Financing

asked on 3 Jun 2012

From hdb ea to condo, we dont have much cash but when we sell the flat, can get 350yk cash k approx ! Can we purchase condo? How?? Can take loan to pay 5% cash +15% CPf first? Then wen flat proceeds are finalized then use the CPf and pay us...

0 • 561 views

SPR in Home Financing

asked on 3 Jun 2012

wat is the difference in buying a condo or apartments personally or using my company to buy? how much is the loan difference from bank? kindly advise thanks SPR

0 • 393 views 1 Answer

Victor in Home Financing

asked on 3 Jun 2012

What are the cash involve in buying a hdb resale flat? COV, 1% agent fee, caveat fee, title search fee, what else? Not including renovation cost, only the cash involved to complete the flat sale.

0 • 1444 views 6 Answers

Anne in Home Financing

asked on 1 Jun 2012

Hi Guru, if married the max loan can be caculated base on 2 persons' income?

0 • 370 views

Joe in Home Financing

asked on 1 Jun 2012

Hi. If I manage to pay off my condo loan but asking for re-mortgage loan for 2nd property. Am i entitle for 80% loan from the bank or 40%?

0 • 460 views 1 Answer

E. K in Home Financing

asked on 29 May 2012

What is the usual cut off age to secure a 40 years home loan? Which banks usually do that? Annual income is at least 110k

0 • 838 views 1 Answer

Samuel in Home Financing

asked on 28 May 2012

Let's say we have a 750k hdb asking for 10% COV compared to a 1.2mil condo, which one requires less cash upfront and what is the monthly repayment amt based on today's bank loan interest rates, assuming we have 80% bank loan?

0 • 379 views

mike in Home Financing

asked on 28 May 2012

I am planning to buy a condo in Geylang. Any idea which bank will grant a loan? I earn ~110K annually..

0 • 1565 views 5 Answers

CanAffordorNot in Home Financing

asked on 28 May 2012

Just to check with all the guru here. Annual income around 125k with no outstanding loan. What would be the comfort budget for a pte condo?

0 • 661 views 3 Answers

David in Home Financing

asked on 27 May 2012

Hi Guru need your advise, I am planning to invest for condo 1 or 2 bed room appt, 5% i can pay for 15% I have 40 K CPF, if i buy a condo let say TOP 2015, if i want to stretch balance of 15% for one year with builder, do you think builder will...

0 • 775 views

Elaine in Home Financing

asked on 27 May 2012

I bought a resale hdb flat in aug 2010, completion on 24 aug 2010. I took a bank loan with no grant. Though existing repayment of bank loan with cpf money. Can I buy a condo now and take up a second bank loan. How much can I borrow?

0 • 838 views 3 Answers

Will bank allow for bridging loan ? in Home Financing

asked on 26 May 2012

I intend to get a private property while waiting for cpf to return the sale proceeds of my sale of flat, i need to pay for 3% stamp duty and 10% downpayment for the property, i am asking if bank will approve of a bridging loan for the 13% if my...

0 • 799 views

crossroad? in Home Financing

asked on 26 May 2012

hi all.I could get around $200 k if sell my current flat now.is it a good idea to get a 8 year old 99 years condo at Sengkang? my house hold income is about $8.5k.can the guru advise me if I am financially ready for this upgrade? thank you.and...

0 • 605 views 2 Answers

R.Lee in Home Financing

asked on 22 May 2012

I have sold my second property and expected date of completion is end June. I plan to use the proceeds to fully redeem the mortgage on my first private property, and reinvest the remaining in another second private property. If I now find a new...

0 • 570 views 2 Answers

JH in Home Financing

asked on 22 May 2012

Does the bank allow buyer include child age 20 ( University student ) as co owner so that the loan period can be maximise to 30yrs as I am 48yrs.

0 • 427 views

Anonymous in Home Financing

asked on 22 May 2012

How do a bank calculate a person housing loan? is the loan based on a single income or husband n wife income if using both name to buy house. Is it the same for HDB or Condo?

0 • 505 views

Ms Headache in Home Financing

asked on 21 May 2012

can i be the sole bank loan applicant even though cpf payment is combined with my husband who is the co-owner? If yes, what banks do it?

0 • 362 views

barbar in Home Financing

asked on 20 May 2012

HI guru,im looking a refinance for my shophouse,im also intending to lower down my CPF contribution,will that affect my refinancing?

0 • 352 views

Angelica in Home Financing

asked on 19 May 2012

Im getting married in 3 weeks and i am not working...im looking for a flat near parents place so that they can give me the grant. Miy husband only has $15000 in his CPF...we are very young couples..would i be able to purchase a 5 room resale...

0 • 696 views

Home Financing

Sort by

Still looking for answers?

Get advice from our community of experts