Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

crossroad? in Home Financing

asked on 26 May 2012

hi all.I could get around $200 k if sell my current flat now.is it a good idea to get a 8 year old 99 years condo at Sengkang? my house hold income is about $8.5k.can the guru advise me if I am financially ready for this upgrade? thank you.and...

0 • 608 views 2 Answers

R.Lee in Home Financing

asked on 22 May 2012

I have sold my second property and expected date of completion is end June. I plan to use the proceeds to fully redeem the mortgage on my first private property, and reinvest the remaining in another second private property. If I now find a new...

0 • 576 views 2 Answers

JH in Home Financing

asked on 22 May 2012

Does the bank allow buyer include child age 20 ( University student ) as co owner so that the loan period can be maximise to 30yrs as I am 48yrs.

0 • 431 views

Anonymous in Home Financing

asked on 22 May 2012

How do a bank calculate a person housing loan? is the loan based on a single income or husband n wife income if using both name to buy house. Is it the same for HDB or Condo?

0 • 510 views

Ms Headache in Home Financing

asked on 21 May 2012

can i be the sole bank loan applicant even though cpf payment is combined with my husband who is the co-owner? If yes, what banks do it?

0 • 373 views

barbar in Home Financing

asked on 20 May 2012

HI guru,im looking a refinance for my shophouse,im also intending to lower down my CPF contribution,will that affect my refinancing?

0 • 356 views

Angelica in Home Financing

asked on 19 May 2012

Im getting married in 3 weeks and i am not working...im looking for a flat near parents place so that they can give me the grant. Miy husband only has $15000 in his CPF...we are very young couples..would i be able to purchase a 5 room resale...

0 • 699 views

Eager in Home Financing

asked on 19 May 2012

Hi, I have an existing condo apt valued at 900K. I have paid 20% @ 800K (when i bought it a year back). Can i use this increased valuation or 20% in any way to leverage for another unit? I have a rental income of 3K, can it be added to my...

0 • 505 views

Singaporean in Home Financing

asked on 19 May 2012

Can I use my CPF to pay for a property that doesn't belong to me?

0 • 546 views 1 Answer

Alex L in Home Financing

asked on 17 May 2012

I am thinking to sell my condo, may i know will the money goes to my cpf or i can get all cash? (had pay part of the deposit by cpf)

0 • 759 views 1 Answer

Sid in Home Financing

asked on 15 May 2012

I have 150K cash and another 20K in CPF OA. I am interested in buying a 850K condo. Can I go ahead? The 20% can be taken care of with my savings above. But what are the other associated costs like stamp duty, legal, tax, some basic reno costs? Can...

0 • 1322 views 11 Answers

Anonymous in Home Financing

asked on 15 May 2012

if my HLE is insufficient to buy my bto flat can i appeal for higher HLE? OR is there any financial institution that can assist me? still short of 60k. BTO location is highly potential value of 300k upon mop in 5yrs. @fernvale lodge, sengkang west...

0 • 1744 views 10 Answers

puzzled14 in Home Financing

asked on 15 May 2012

Would like to upgrade my flat of 16 years. Not eligible for HDB loan. Was told I have to buy before selling because if I were to sell first, I'd have to find a temporary lodging. Is that the only option ? If I have only 40k CPF and 50k cash, will...

0 • 382 views 1 Answer

Anonymous in Home Financing

asked on 15 May 2012

hi i would like to buy a 99 years lease property. But it's TOP is already more then 30 years. Will i be able to get a loan from the bank.

0 • 3024 views 11 Answers

Joey Tan in Home Financing

asked on 15 May 2012

I want to buy a hdb recently, may i know how can i check my loan application qualification and how much i can get with our monthly salaries?? This will be helpful for us to choose the range of HDB price on market...

0 • 595 views 4 Answers

Chan in Home Financing

asked on 14 May 2012

If OA account balance is depleted, can SA be used to buy 1st Private property by a Singapore citizen?

0 • 544 views 1 Answer

Loki in Home Financing

asked on 14 May 2012

My lease with the landlord had already ended 2 years ago, however we continue the lease till this year. Recently the landlord had requested to take back the room for personal use hence I had a month to look for a new place. I had requested an...

0 • 472 views

Janet in Home Financing

asked on 13 May 2012

Hi, I am looking for a condo ard $350k, possible to get a 1 room condo or just studio apartment? I'm a PR, if buy with single name, can I use my CPF to pay-off the 20% downpayment? Besides downpayment,what other cost which needs me to fork out...

0 • 762 views

Anonymous in Home Financing

asked on 13 May 2012

Budget: CPF: 200k, Cash: 100k. Single, earning 8.3k per month. No existing housing or car loan committments. Looking to buy 3-bed private property near East Coast for own stay(not investment). How much realisically can I afford? Assuming interest...

0 • 951 views 2 Answers

msclaudia in Home Financing

asked on 13 May 2012

I plan to take up $300000 bank loan. Please advise is it better to take a shorter loan tenure say 20years as the total payable interest for the loan tenure will be lower compared to say 30years? If i intend to do full redemption earlier, is it...

0 • 525 views 1 Answer

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