Evening,
You have good income status which will clear one of the hurdle in getting mortgage loan. The next hurdle to cross will be the loan period which is dependent on your age and your credit record. These few items added together will decide the amount that bank can disperse to you for the purchase.
The hurdle after which will be how much cash and CPF do you have at hand. This would help to determine how much liquidity you require and if you would require any personal loan.
The last possible hurdle would be more personal. What type of lifestyle and estate would you prefer to be in? All the necessary answers will come together to give you a clearer light which will match your affordability, comfortable living and possible future planning.
Do feel free to contact me if you require further assistance.
Regards
Mike Lim
96929209
ERA
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