Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Fasha in Home Financing

asked on 10 May 2012

I hv sold my 5rm flat and intend to either downgrade or get another 5rm with a bank loan. My husband's credit is good but not mine (bankrupt). Now let's say 1 day my husband's cpf has been used up and need to pay cash monthly for our next unit....

0 • 532 views 2 Answers

yeahhy in Home Financing

asked on 9 May 2012

I owned a HDB and intend to upgrade to an EC as a second timer. Assuming the price of ec unit is 700k, understand that 5% cash is required upon booking, = 35k. Another 15% from cpf in 9 weeks time, =105k. As my current flat is still under loan, I...

0 • 1135 views 7 Answers

First timer in Home Financing

asked on 9 May 2012

If I have a 4 room flat with fully paid loan. Can I get a small condo under individual name using own cpf

0 • 334 views 1 Answer

Spark in Home Financing

asked on 9 May 2012

My salary is 9000/mth. Curerently I have a loan of 700K/30Y for a condo started from a few months ago. I am planning to buy another condo valuation at 1,000,000. Can I still get the loan for 600,000/30Y per my monthly income?

0 • 1100 views 6 Answers

Jimmy in Home Financing

asked on 7 May 2012

how much do I have to pay for properties under construction before bank starts releasing my loan?

0 • 364 views

Jim in Home Financing

asked on 7 May 2012

eg. Singaporean ~220k cash ~20k CPF Owns a HDB less than 5 years Combined total income of about 10k Can he afford any condo? Say 2-rm How much needed upfront.

0 • 706 views

Jim in Home Financing

asked on 7 May 2012

How much cash/CPF do i need to afford a 800k condo if i have a HDB (within 5 years). If i am not wrong i can only loan 40% bank loan for this case. How much payment do I need to pay upfront for the condo?

0 • 7866 views 8 Answers

Sunil Baron Saha in Home Financing

asked on 6 May 2012

what is the buying procedure for non Singaporean ?

0 • 500 views 2 Answers

Anonymous in Home Financing

asked on 6 May 2012

Hi all, I just sold an option to purchase my condo. When Can I purchase another condo if in have about 8% cash of purchase price and need my sales proceeds to purchase. I do not want a bridging loan. Many thanks.

0 • 401 views

Lily in Home Financing

asked on 6 May 2012

Hi, can I know what is the min amount that is required to be kept in CPF for 2nd property payment?

0 • 324 views 1 Answer

oshioyi in Home Financing

asked on 6 May 2012

I am currently in a 3 room HDB flat in Holland Drive, which can be rented out for about $3k a month (bought resale, more than 5yrs and did not take up any grants). I'm still under the old ruling and am hoping to find a private property (condo...

0 • 1084 views 3 Answers

KC in Home Financing

asked on 5 May 2012

What is the bank loan that a 2nd timer with existing loan repayment can get from a bank? 60% of the purchase price or 80%?

0 • 551 views

David in Home Financing

asked on 4 May 2012

Hi, My MOP will be up next month. My current 4room flat is fully paid and I estimate can be sold for about $500k. Both my wife and me are drawing about $9k/mth together. Cash on hand about $100k. Should we upgrade to a bigger flat...

0 • 632 views 3 Answers

Nesh in Home Financing

asked on 3 May 2012

Planning to buy a landed or condo. But in order for me to calculate my finance, I need to know about the interest rates of banks. I've heard that there are fixed interest rates and fluctuating rates too. Can I know the market rate for both and the...

0 • 478 views 2 Answers

Bank Loan in Home Financing

asked on 3 May 2012

I have existing personal loan and also would like to apply Bank Loan for my next 4rm, will that affect my loan approval? If so, do I need to settle it first then apply for bank loan?

0 • 471 views 1 Answer

H Intan in Home Financing

asked on 3 May 2012

My wife and I own a Hdb flat and already fully paid,whereas our private propety wil be TOP soon.My question is whether we can own the 3rd property using Equity loan.We are looking another property abt $700K (2 plus 1 Apartment)@ Dist.25

0 • 646 views

Janet in Home Financing

asked on 3 May 2012

Hi thinking of buying 4rm HDB with bank loan. I was thinking after the lock in period, is it possible to refinance to HDB Loan? Which Bank has the lowest rate now?

0 • 710 views 2 Answers

Henri in Home Financing

asked on 3 May 2012

I co-own a HDB with my bro and my mom after my sis got married and withdrawn her name out for another HDB flat. Since both myself n bro is abv 35 yrs, we tot of buying a house separately so my mom can rotate to stay with us. However, i think my...

0 • 525 views

Udayesh in Home Financing

asked on 1 May 2012

Hello, I am planning to buy a 1 bedroom Condo or SOHO apartment. I am foreigner. I am looking for a ready to occupy house. Please let me know how much initial investment do i need to arrange and how much discount can i expect from builders on a...

0 • 1042 views 5 Answers

Jim in Home Financing

asked on 30 Apr 2012

I am currently 32 years old and single, can i buy a private property using my CPF?

0 • 527 views

Home Financing

Sort by

Still looking for answers?

Get advice from our community of experts