Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Adsmth in Home Financing

asked on 11 May 2012

What is the valuation of a HDB EA in Jurong West Central 1. Mid level and just next to JP.

0 • 619 views

vader2829 in Home Financing

asked on 10 May 2012

I requested for a bank valuation from the several of the local and foreign banks and i got a range of over 500k difference. I think realized that the so called valuers the banks use give very differing views and estimates and often their basis for...

0 • 469 views

Harvest Owner in Home Financing

asked on 10 May 2012

I am the owner of a corner 1088 sq ft B2 10th floor Harvest@Woodlands industrial unit who has to pay GST till TOP. I am not registered for GST and have already paid nearly half of the GST required. If I sell my property now, would the sub-sale...

0 • 584 views

Fasha in Home Financing

asked on 10 May 2012

I hv sold my 5rm flat and intend to either downgrade or get another 5rm with a bank loan. My husband's credit is good but not mine (bankrupt). Now let's say 1 day my husband's cpf has been used up and need to pay cash monthly for our next unit....

0 • 534 views 2 Answers

yeahhy in Home Financing

asked on 9 May 2012

I owned a HDB and intend to upgrade to an EC as a second timer. Assuming the price of ec unit is 700k, understand that 5% cash is required upon booking, = 35k. Another 15% from cpf in 9 weeks time, =105k. As my current flat is still under loan, I...

0 • 1136 views 7 Answers

First timer in Home Financing

asked on 9 May 2012

If I have a 4 room flat with fully paid loan. Can I get a small condo under individual name using own cpf

0 • 343 views 1 Answer

Spark in Home Financing

asked on 9 May 2012

My salary is 9000/mth. Curerently I have a loan of 700K/30Y for a condo started from a few months ago. I am planning to buy another condo valuation at 1,000,000. Can I still get the loan for 600,000/30Y per my monthly income?

0 • 1104 views 6 Answers

Jimmy in Home Financing

asked on 7 May 2012

how much do I have to pay for properties under construction before bank starts releasing my loan?

0 • 372 views

Jim in Home Financing

asked on 7 May 2012

eg. Singaporean ~220k cash ~20k CPF Owns a HDB less than 5 years Combined total income of about 10k Can he afford any condo? Say 2-rm How much needed upfront.

0 • 707 views

Jim in Home Financing

asked on 7 May 2012

How much cash/CPF do i need to afford a 800k condo if i have a HDB (within 5 years). If i am not wrong i can only loan 40% bank loan for this case. How much payment do I need to pay upfront for the condo?

0 • 7874 views 8 Answers

Sunil Baron Saha in Home Financing

asked on 6 May 2012

what is the buying procedure for non Singaporean ?

0 • 504 views 2 Answers

Anonymous in Home Financing

asked on 6 May 2012

Hi all, I just sold an option to purchase my condo. When Can I purchase another condo if in have about 8% cash of purchase price and need my sales proceeds to purchase. I do not want a bridging loan. Many thanks.

0 • 403 views

Lily in Home Financing

asked on 6 May 2012

Hi, can I know what is the min amount that is required to be kept in CPF for 2nd property payment?

0 • 326 views 1 Answer

oshioyi in Home Financing

asked on 6 May 2012

I am currently in a 3 room HDB flat in Holland Drive, which can be rented out for about $3k a month (bought resale, more than 5yrs and did not take up any grants). I'm still under the old ruling and am hoping to find a private property (condo...

0 • 1087 views 3 Answers

KC in Home Financing

asked on 5 May 2012

What is the bank loan that a 2nd timer with existing loan repayment can get from a bank? 60% of the purchase price or 80%?

0 • 553 views

David in Home Financing

asked on 4 May 2012

Hi, My MOP will be up next month. My current 4room flat is fully paid and I estimate can be sold for about $500k. Both my wife and me are drawing about $9k/mth together. Cash on hand about $100k. Should we upgrade to a bigger flat...

0 • 634 views 3 Answers

Nesh in Home Financing

asked on 3 May 2012

Planning to buy a landed or condo. But in order for me to calculate my finance, I need to know about the interest rates of banks. I've heard that there are fixed interest rates and fluctuating rates too. Can I know the market rate for both and the...

0 • 486 views 2 Answers

Bank Loan in Home Financing

asked on 3 May 2012

I have existing personal loan and also would like to apply Bank Loan for my next 4rm, will that affect my loan approval? If so, do I need to settle it first then apply for bank loan?

0 • 483 views 1 Answer

H Intan in Home Financing

asked on 3 May 2012

My wife and I own a Hdb flat and already fully paid,whereas our private propety wil be TOP soon.My question is whether we can own the 3rd property using Equity loan.We are looking another property abt $700K (2 plus 1 Apartment)@ Dist.25

0 • 650 views

Janet in Home Financing

asked on 3 May 2012

Hi thinking of buying 4rm HDB with bank loan. I was thinking after the lock in period, is it possible to refinance to HDB Loan? Which Bank has the lowest rate now?

0 • 711 views 2 Answers

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