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Afternoon Victor,

It's good that you have done some basic homework. If you are taking bank loan, you will need to consider the 5% cash and 15 % CPF, if you can get 80% loan. If you do not have enough CPF, then you need to top it up with cash.

The stamp and legal fee which can be paid using CPF have to be top up with cash, if it's short. You also need to reimburse your seller for the property tax which they have paid, in proportion of the balance when you took over.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
 96929209 
ERA Read More

Hi Victor,

To add on, some minor amounts like the valuation report (up to $180), resale application fee will have to be paid in cash.

I will love to assist you with your property purchase. Feel free to contact me if needed.

Looking forward to hear from you!

Warmest Regards,
YT Tan
ECG Property
M: (+65) 9111 5171 
E: yt.lovelyhomes@gmail.com Read More