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Hi gurus.. today i just receive my HLE letter from HDB and the amount they offer me is insufficient to pay my selected flat ($320000 balance flat from Hdb).. Therefore I have no choice and need to take bank loan.. But i just noticed that if i take bank loan, I need to pay 5% cash.. So any advices cos i do not have so much cash to pay the 5% down payment (cash)?
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1 Answer

Mike Lim
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Morning Ken,

Did you not use the financial calculator on HDB website and work on your sums prior to booking of the unit?

If not, then I think your next better options are: either try to get some personal loan or give up on the application.

Regards
Mike Lim
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