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Hi, do you guys have any information about margin calls on property loans? Will banks perform margin calls on properties if the property market crashes and valuations drop below the loan amount? If yes, are there banks more likely to perform margin calls, and under what conditions will they be likely perform margin calls?

For example, if our credit rating is perfectly fine and income is more than sufficient to meet the monthly payments (even in severely high interest rates), are banks likely to perform margin calls?

This information would be very very useful

Thanks and regards.