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Dear Gurus, I wish to invest in private property. My HDB mortgage left with $70K. To qualify up to 80% loan, here are my options: A) Include my wife name to my home and use her CPF to clear all (she bought her HDB before our marriage hence sold off with CPF return back at $70K) or B) We save up mthly and not using her CPF due to minimum sum requirement hence able to use her full CPF for next purchase. Gross household income is $5K. Both has it's advantage/disadvantages.
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1 Answer

Renise Tan
Replied
Good Day,

Congrats to upgrade your portfolio
With current your HDB mortage loan status, there is way to qualify yourself for 80% loan in next property. Please call me at 98282658  for more details

Renise
ERA Real Estate
CEA R045692Z Read More
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  • MT
    Replied
    Hi thanks for replying. So meaning there is a way to still get up to 80% loan even with HDB mortgage? Thanks

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