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If a home owner only took a 70% home loan, can he later request the bank to increase it to 80% based on the current valuation? e.g. the property was originally valued @ 1M and he took 700k loan from the bank and paid 300k in cash and cpf. 1 year later, the valuation went up to 1.3M, can he request the bank to revise the load to 80% of 1.3M?
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