Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Serious Buyer in Home Financing

asked on 27 Sept 2012

Hi, I've just sold off my private property within the last 30 mths; therefore I am not eligible for HDB loan. My bank loan was rejected due to my poor credit from CBS. So can I appeal to HDB to apply for HDB loan, and what is the procedure like?

0 • 577 views 1 Answer

Simon in Home Financing

asked on 27 Sept 2012

I want to buy a 4RM HDB Flat. But I have a budget of cov of around S$5000. Can anyone help?

0 • 244 views 1 Answer

Nic in Home Financing

asked on 26 Sept 2012

Hi, we already purchased under construction property. If we like to upgrade the same property during top, do I still have to pay levy fee to change upgrade ? Is it allow to upgrade without levy direct from developer.?

0 • 349 views

Susan in Home Financing

asked on 26 Sept 2012

Hi Gurus, I'm foreigner (not a Singaporean or PR) have been working in Singapore for years. I'm planning to buy a re-sale condo (built already, ready to occupy), may I know how much % is the down payment and how much % the bank can give me a loan...

0 • 862 views 2 Answers

carolyn in Home Financing

asked on 25 Sept 2012

I'm a single mother with 2 kids. And thinking of upgrading from 3rm to 4rm. but what should I do if I don hv much cash on hand?

0 • 365 views 1 Answer

carolyn in Home Financing

asked on 25 Sept 2012

I'm thinking upgrade from 3rm to 4rm. What can I do if I don hv much cash on hand?

0 • 446 views

Z in Home Financing

asked on 25 Sept 2012

Hello. I have a fully paid up HDB flat, stayed for 15 years. Can I buy a Condo, stay in Condo & rent out my HDB flat? Do I need HDB approval for this? Please advise procedure. Thanks!

0 • 1030 views 2 Answers

Vikas in Home Financing

asked on 24 Sept 2012

I am a foreigner and my wife is Singapore PR. We planning to buy a private property within a budget of 600-700k S$ (1 Bedroom). Currently we have a cash of 90K. Is it possible to cover the rest of amount under Personal Loan from bank. Our...

0 • 429 views

Mr Leonard Yu in Home Financing

asked on 23 Sept 2012

Dear Gurus , I'm indonesian foreigner , i have paid my mortgage for one Condo in Singapore , and thinking to invest buying another condo with budget 2 M in the city area , pls kindly tell how many % could i get from the bank mortgage than how...

0 • 938 views 5 Answers

Tony in Home Financing

asked on 23 Sept 2012

when do i need to pay the cov? If i don have cash now, can i paid later once i get the cash after i sold out my current flat. Would like to upgrade from my current 4rm to maybe 5 rm or EA, but do not have enough cash for COV. Any advice

0 • 3098 views 4 Answers

Valavan in Home Financing

asked on 22 Sept 2012

Hi, i am having a private property with outstanding loan. Want to buy one more private property. Will I get 80% loan or 70% loan or 60% loan? Pls note that I am not owning any HDB property

0 • 671 views 2 Answers

Samuel in Home Financing

asked on 21 Sept 2012

would it be wise to pay off my existing hdb loan with cash and borrow 80% for my pte pty?welcome any insights or alternative views on this. thanks

0 • 1153 views 1 Answer

Velu in Home Financing

asked on 21 Sept 2012

I am a SPR and would like buy a HDB flat. Can I pay the 5%+15% from CPF SA towards the downpayment?

0 • 696 views 1 Answer

CS in Home Financing

asked on 21 Sept 2012

Hi, if I have an existing loan of less then 60% of my existing property value, can I take a 80% loan for my next property investment or I can only take 60% loan?

0 • 473 views 1 Answer

John in Home Financing

asked on 20 Sept 2012

for our 1st hdb, my wife did not use her cpf at all and we took up a bank loan and paid through my cpf. we are now thinking of buying a pte property under her name. would she be able to take up a 80% or 60% bank loan if we have clear the MOP...

0 • 455 views

Francis Goh in Home Financing

asked on 20 Sept 2012

I own a HDB Executive flat and am still financing it. Can I still use my CPF to finance a private condo?

0 • 288 views 1 Answer

Mrsngpk in Home Financing

asked on 20 Sept 2012

I've an existing HDB Loan and is looking for bank to finance me 80% loan for my Executive condo currently under construction. I've pay the 5% and sign the OTP few days back. S & P not yet. I've also signed the undertaking letter stating i have...

0 • 2079 views 3 Answers

Rsl in Home Financing

asked on 19 Sept 2012

Hi I'm a 40 yrs old man staying in a 4 room flat at Bt Panjang. My house is fully paid. I plan to upgrade to bigger house. What is the best option for me. My monthly income is 4k. Pls advice.

0 • 566 views 1 Answer

John N in Home Financing

asked on 18 Sept 2012

If a home owner only took a 70% home loan, can he later request the bank to increase it to 80% based on the current valuation? e.g. the property was originally valued @ 1M and he took 700k loan from the bank and paid 300k in cash and cpf. 1 year...

0 • 406 views

Prata in Home Financing

asked on 17 Sept 2012

Hi guys, can i used my CPF-SA to pay for the COV? Thanks.

0 • 950 views

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