Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Anonymous in Home Financing

asked on 9 Oct 2012

I have a 4-room flat with outstanding hdb loan around 120k. Flat is under father's and my names. I just got married and not sure if want to put my spouse's name in. Her cpf will clear the outstanding loan. Or should we buy a new hdb or condo under...

0 • 490 views 1 Answer

Worried in Home Financing

asked on 9 Oct 2012

Hi. Im staying in a 5rm HDB and I still have an outstanding loan with HDB. But I also have a joint bank loan with my brother for a landed house.but the landed is under my father's name. Im thinking of upgrading to an EC in Punggol but im not sure...

0 • 371 views

anthony lim in Home Financing

asked on 8 Oct 2012

When I bought my property, I maxed out 80% with 45years loan. I'm stuck with the new MAS ruling now.... in 2 years, when my loan's lock in period ends, I will be at the mercy of the bank's floating rate. Monthly payment will shoot up, and there is...

0 • 736 views

IH in Home Financing

asked on 8 Oct 2012

Hi to all Gurus,I had a bad record with the local banks previouly but never been a bankrupt. I had not cleared my outstanding debts with the banks till date. Currently status of current debts record are still reflected in the credit bureau report....

0 • 565 views 1 Answer

Ivan in Home Financing

asked on 7 Oct 2012

I'm planning to take a loan to get a pvt condo. After signing the sales & purchase agreement with my deposit, when do I normally be expected to make the first repayment to the bank?

0 • 529 views

Yuhara in Home Financing

asked on 7 Oct 2012

With the latest Govt cooling measure, will it affect refinancing of the housing loan?

0 • 698 views 1 Answer

Dream in Home Financing

asked on 6 Oct 2012

I hv existing bank loan. With new ruling, I can take only 40% loan. Question is how soon do I need to sell my current HDB in order to max the 60% loan?

0 • 979 views 6 Answers

Gavin in Home Financing

asked on 6 Oct 2012

Hi, I signed the OTP last weekend but I have not signed a bank loan yet. Am I affected by the latest cooling measure?

0 • 531 views 1 Answer

ND in Home Financing

asked on 6 Oct 2012

If i sign the option to purchase on 5-Oct, will i be affected by the new rules coming out today?

0 • 409 views

Edward in Home Financing

asked on 6 Oct 2012

Hi, I am a HDB upgrader looking at taking up an EC's dual key unit to live with my parents. As I have an outstanding HDB loan, I would only be able to afford the unit under deferred payment scheme. Read in news today that Govt is restricting home...

0 • 548 views 1 Answer

Earnest in Home Financing

asked on 5 Oct 2012

Dear Guru, The latest Goverment cooling measure include a reduced loans-to-value (LTV) ratio of 60% for buyers with an existing housing loan. As such, a home buyer now has to come up with an upfront figure of 40% as down payment. If my 1st...

0 • 1446 views 9 Answers

BL in Home Financing

asked on 5 Oct 2012

Hi Gurus, will bank allow us to use all our CPF to apply for a bank loan? We have $100K in cash, CPF combine $130K. Property valuation at $420K. Reason is to lower our loan mortgage and lessen the tenure. Thanks.

0 • 501 views 1 Answer

shilah in Home Financing

asked on 4 Oct 2012

hi guru's.. just drop by to ask.. my hubby and i are both 1st timer applicants who intend to bought a SOBF.. our hle were given 434k.. if lets say e flat we purchased is about 390k.. roughly, how much do we end up the instalment on monthly basis ?

0 • 384 views 1 Answer

David in Home Financing

asked on 4 Oct 2012

Is it advisable to pay off lump sum for my new flat? Currently I own a flat and have applied for a BTO which will come in 2017. By then after selling my current flat I would have enough to pay off lump sum for my new BTO. After the principal...

0 • 1264 views 5 Answers

David in Home Financing

asked on 4 Oct 2012

Is it possible to find out how much accrued interest I would have in my CPF in 4 years time? Is the amount based on the principle amount that I withdrew to buy the house? I withdrew $147K principal amount and my accrued interest right now has...

0 • 433 views

sa in Home Financing

asked on 3 Oct 2012

Possible to get a 90% bank loan? Please advise

0 • 443 views

Anonymous in Home Financing

asked on 2 Oct 2012

when does the additional sellers stamp duty kick in

0 • 2050 views 7 Answers

SG in Home Financing

asked on 2 Oct 2012

Hi Gurus, I wish to sell my unit and buy a resale HDB. Is it wise to get a bank loan even if I am eligible to get a second HDB loan? Reason being, if get another HDB loan, HDB will take half of my sales proceed. I intend to use the sales proceeds...

0 • 671 views 1 Answer

Alan in Home Financing

asked on 2 Oct 2012

Hi All, We are a S'porean couple with 4 rm HDB flat (with an outstanding HDB loan and MOP in 3 years time) intends to have passive income for long term after reaching MOP. Which is better for investment/good returns? a: Buy a re-sale condo...

0 • 734 views 1 Answer

dafrog in Home Financing

asked on 1 Oct 2012

Hi, I am currently staying in D&B HDB in sengkang, 4rm flat. As it is nearing MOP, I would like to consider my housing options, 1. I would like to move closer to my inlaws in tampines 2. I would like to explore the possibilities of buying a...

0 • 824 views 1 Answer

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