Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Sabrina in Home Financing

asked on 13 Oct 2012

HI, I have a resale 5 room HDB since 2006 and currently still under servicing bank loan, We would like to get an EC. We may sell off current flat. We only have 5% downpayment, Can we apply for a briging loan for the other 15% downpayment? or...

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Yeong in Home Financing

asked on 11 Oct 2012

We are SPR & plan to buy a 3 rooms type HDB flat. How much minimum hard cash i should have and what are the procedure for the loan. Thanks!

0 • 539 views 2 Answers

Que in Home Financing

asked on 11 Oct 2012

hi, is there a posibility to buy a house in woodlands with $0 cash.. im looking for 1 in woodlands area especially around or nearby Marsiling Primary Sch. as both my kids studying there.. currently im renting in bedok.

0 • 365 views 1 Answer

Sharine Ho in Home Financing

asked on 10 Oct 2012

Dear sir, Currently we are staying in HDB five room flat and it has been fully paid. We have intention to buy a private property for investment, but due to the new rules we are now confused. My husband is now 51 years old and I am 49...

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nick in Home Financing

asked on 10 Oct 2012

what bank have the best rates for DBSS property???

0 • 279 views 2 Answers

Question on Max Loan? in Home Financing

asked on 9 Oct 2012

Regarding to the latest MAS Property Market Cooling Measures (wef 06 Oct 2012) Say I am 40 years old, and i take a bank loan on a private property with tenure of 25 years. This is my second home (the first is BTO HDB, which I fully PAID, no...

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Adrian in Home Financing

asked on 9 Oct 2012

My wife and I have an existing HDB fully paid up. Me and my wife now have about $25,000 each in our CPF Ordinary Account. Can we use this $50,000 as part of 20% downpayment if we are to get a second property that cost $1million? Can our future...

0 • 573 views 1 Answer

Anonymous in Home Financing

asked on 9 Oct 2012

I have a 4-room flat with outstanding hdb loan around 120k. Flat is under father's and my names. I just got married and not sure if want to put my spouse's name in. Her cpf will clear the outstanding loan. Or should we buy a new hdb or condo under...

0 • 495 views 1 Answer

Worried in Home Financing

asked on 9 Oct 2012

Hi. Im staying in a 5rm HDB and I still have an outstanding loan with HDB. But I also have a joint bank loan with my brother for a landed house.but the landed is under my father's name. Im thinking of upgrading to an EC in Punggol but im not sure...

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anthony lim in Home Financing

asked on 8 Oct 2012

When I bought my property, I maxed out 80% with 45years loan. I'm stuck with the new MAS ruling now.... in 2 years, when my loan's lock in period ends, I will be at the mercy of the bank's floating rate. Monthly payment will shoot up, and there is...

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IH in Home Financing

asked on 8 Oct 2012

Hi to all Gurus,I had a bad record with the local banks previouly but never been a bankrupt. I had not cleared my outstanding debts with the banks till date. Currently status of current debts record are still reflected in the credit bureau report....

0 • 576 views 1 Answer

Ivan in Home Financing

asked on 7 Oct 2012

I'm planning to take a loan to get a pvt condo. After signing the sales & purchase agreement with my deposit, when do I normally be expected to make the first repayment to the bank?

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Yuhara in Home Financing

asked on 7 Oct 2012

With the latest Govt cooling measure, will it affect refinancing of the housing loan?

0 • 700 views 1 Answer

Dream in Home Financing

asked on 6 Oct 2012

I hv existing bank loan. With new ruling, I can take only 40% loan. Question is how soon do I need to sell my current HDB in order to max the 60% loan?

0 • 986 views 6 Answers

Gavin in Home Financing

asked on 6 Oct 2012

Hi, I signed the OTP last weekend but I have not signed a bank loan yet. Am I affected by the latest cooling measure?

0 • 536 views 1 Answer

ND in Home Financing

asked on 6 Oct 2012

If i sign the option to purchase on 5-Oct, will i be affected by the new rules coming out today?

0 • 413 views

Edward in Home Financing

asked on 6 Oct 2012

Hi, I am a HDB upgrader looking at taking up an EC's dual key unit to live with my parents. As I have an outstanding HDB loan, I would only be able to afford the unit under deferred payment scheme. Read in news today that Govt is restricting home...

0 • 555 views 1 Answer

Earnest in Home Financing

asked on 5 Oct 2012

Dear Guru, The latest Goverment cooling measure include a reduced loans-to-value (LTV) ratio of 60% for buyers with an existing housing loan. As such, a home buyer now has to come up with an upfront figure of 40% as down payment. If my 1st...

0 • 1449 views 9 Answers

BL in Home Financing

asked on 5 Oct 2012

Hi Gurus, will bank allow us to use all our CPF to apply for a bank loan? We have $100K in cash, CPF combine $130K. Property valuation at $420K. Reason is to lower our loan mortgage and lessen the tenure. Thanks.

0 • 503 views 1 Answer

shilah in Home Financing

asked on 4 Oct 2012

hi guru's.. just drop by to ask.. my hubby and i are both 1st timer applicants who intend to bought a SOBF.. our hle were given 434k.. if lets say e flat we purchased is about 390k.. roughly, how much do we end up the instalment on monthly basis ?

0 • 394 views 1 Answer

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