Property & Real Estate Discussions on Home Financing

3479 Results Found in Home Financing

Dan in Home Financing

asked on 16 Oct 2012

Hi, my mom is currently 55 yo and earn $800 a month. She is newly divorced and pending the sale of her matrimonial flat. Will any bank or HDB approve a loan for her to get a 4-rm flat?

0 • 455 views 1 Answer

AK in Home Financing

asked on 15 Oct 2012

Hi,I intended to sell my condo and buy EC,but when i sold my 4rms HDB i didnot pay the levy in 1995. my question is how much should i pay for the levy?Posted by AK.Thanks

0 • 648 views

Mr Lin in Home Financing

asked on 15 Oct 2012

Hi, I'd like to know the additional amount required to pay to buy a resale HDB. For eg: If a HDB cost 450000, what all amount i need to pay apart from the 20% of the total cost considering the remaining 80% will be loaned from bank?

0 • 425 views 1 Answer

Irene in Home Financing

asked on 15 Oct 2012

Under the new regulations, individuals without outstanding residential loan can loan up to 80% if the loan if the tenure does not extend beyond the age of 65. Can I check if the property is bought under my husband and my name, how do you ascertain...

0 • 530 views

David in Home Financing

asked on 15 Oct 2012

Hi m 54 and my wife had fully paid off our 10 yrs HDB loan, if now i and my daughter 27 wish to buy a private property, are the banks based on younger age borrower, my daughter to grant the loan for 30 yrs tenure and 80% max.Pls advise. David

0 • 473 views 1 Answer

Tan in Home Financing

asked on 15 Oct 2012

Hello, i am considering to upgrade to an EC. Currently,,my 5 room flat is fully paid. The value of the resale should be about $500K. Do i still need to take a bank loan from the bank? Reason is i have bad credit scores which might...

0 • 971 views 6 Answers

Joel Tay in Home Financing

asked on 15 Oct 2012

hi, i wish to buy a condo now, my current hdb has been fully paid (i have not used my cpf for it), my mop period just passed. which option is viable if i were to apply the condo with my wife? my objective is to take as close to 30 years loan as...

0 • 407 views 1 Answer

Twinkle in Home Financing

asked on 14 Oct 2012

Hi, we are currently in the midst of selling our flat n hav appealed to hdb for a 3rd loan. Im newly self employed n my wife is newly employed. We are not eligible for a bank loan as well due to still owing debts to banks, any advise?

0 • 594 views 1 Answer

Roger in Home Financing

asked on 14 Oct 2012

Is it possible to use my CPF todisservice 2 housing loans? Or is it only possible to use CPF for 1 housing loan

0 • 341 views 1 Answer

Anonymous in Home Financing

asked on 14 Oct 2012

I am SPR and 41yrs old. I have 50k cpf(OA) . I intend to buy resale 3rooms HDB flat.My budget of purchase price is about 300k. so how much cash on hand i need to ?

0 • 429 views 1 Answer

Sabrina in Home Financing

asked on 13 Oct 2012

HI, I have a resale 5 room HDB since 2006 and currently still under servicing bank loan, We would like to get an EC. We may sell off current flat. We only have 5% downpayment, Can we apply for a briging loan for the other 15% downpayment? or...

0 • 546 views

Yeong in Home Financing

asked on 11 Oct 2012

We are SPR & plan to buy a 3 rooms type HDB flat. How much minimum hard cash i should have and what are the procedure for the loan. Thanks!

0 • 535 views 2 Answers

Que in Home Financing

asked on 11 Oct 2012

hi, is there a posibility to buy a house in woodlands with $0 cash.. im looking for 1 in woodlands area especially around or nearby Marsiling Primary Sch. as both my kids studying there.. currently im renting in bedok.

0 • 363 views 1 Answer

Sharine Ho in Home Financing

asked on 10 Oct 2012

Dear sir, Currently we are staying in HDB five room flat and it has been fully paid. We have intention to buy a private property for investment, but due to the new rules we are now confused. My husband is now 51 years old and I am 49...

0 • 604 views 1 Answer

nick in Home Financing

asked on 10 Oct 2012

what bank have the best rates for DBSS property???

0 • 273 views 2 Answers

Question on Max Loan? in Home Financing

asked on 9 Oct 2012

Regarding to the latest MAS Property Market Cooling Measures (wef 06 Oct 2012) Say I am 40 years old, and i take a bank loan on a private property with tenure of 25 years. This is my second home (the first is BTO HDB, which I fully PAID, no...

0 • 1015 views 6 Answers

Adrian in Home Financing

asked on 9 Oct 2012

My wife and I have an existing HDB fully paid up. Me and my wife now have about $25,000 each in our CPF Ordinary Account. Can we use this $50,000 as part of 20% downpayment if we are to get a second property that cost $1million? Can our future...

0 • 566 views 1 Answer

Anonymous in Home Financing

asked on 9 Oct 2012

I have a 4-room flat with outstanding hdb loan around 120k. Flat is under father's and my names. I just got married and not sure if want to put my spouse's name in. Her cpf will clear the outstanding loan. Or should we buy a new hdb or condo under...

0 • 489 views 1 Answer

Worried in Home Financing

asked on 9 Oct 2012

Hi. Im staying in a 5rm HDB and I still have an outstanding loan with HDB. But I also have a joint bank loan with my brother for a landed house.but the landed is under my father's name. Im thinking of upgrading to an EC in Punggol but im not sure...

0 • 369 views

anthony lim in Home Financing

asked on 8 Oct 2012

When I bought my property, I maxed out 80% with 45years loan. I'm stuck with the new MAS ruling now.... in 2 years, when my loan's lock in period ends, I will be at the mercy of the bank's floating rate. Monthly payment will shoot up, and there is...

0 • 732 views

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