Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

Apple in Home Financing

asked on 17 Oct 2012

Can I know what is the payment scheme for condo if my loan is 80%? When is the first payment? When do I start paying mortgage to the bank?

0 • 462 views

Elaine in Home Financing

asked on 16 Oct 2012

I have a HDB fully paid. Now rent out for two yrs. We are considering to buy a second property. Down payment is 40% or 20%. A bit lost. Lots of people tell me all different answers.

0 • 552 views 1 Answer

Mac in Home Financing

asked on 16 Oct 2012

Hi. I'm looking at buying an EC in the east/north east. However as I'm currently financing a loan (and I've checked around) I can only loan up to 60% as I'm considering a 30year loan. For the progressive payment scheme, after giving the 20%...

0 • 561 views 1 Answer

Dan in Home Financing

asked on 16 Oct 2012

Hi, my mom is currently 55 yo and earn $800 a month. She is newly divorced and pending the sale of her matrimonial flat. Will any bank or HDB approve a loan for her to get a 4-rm flat?

0 • 458 views 1 Answer

AK in Home Financing

asked on 15 Oct 2012

Hi,I intended to sell my condo and buy EC,but when i sold my 4rms HDB i didnot pay the levy in 1995. my question is how much should i pay for the levy?Posted by AK.Thanks

0 • 649 views

Mr Lin in Home Financing

asked on 15 Oct 2012

Hi, I'd like to know the additional amount required to pay to buy a resale HDB. For eg: If a HDB cost 450000, what all amount i need to pay apart from the 20% of the total cost considering the remaining 80% will be loaned from bank?

0 • 429 views 1 Answer

Irene in Home Financing

asked on 15 Oct 2012

Under the new regulations, individuals without outstanding residential loan can loan up to 80% if the loan if the tenure does not extend beyond the age of 65. Can I check if the property is bought under my husband and my name, how do you ascertain...

0 • 537 views

David in Home Financing

asked on 15 Oct 2012

Hi m 54 and my wife had fully paid off our 10 yrs HDB loan, if now i and my daughter 27 wish to buy a private property, are the banks based on younger age borrower, my daughter to grant the loan for 30 yrs tenure and 80% max.Pls advise. David

0 • 477 views 1 Answer

Tan in Home Financing

asked on 15 Oct 2012

Hello, i am considering to upgrade to an EC. Currently,,my 5 room flat is fully paid. The value of the resale should be about $500K. Do i still need to take a bank loan from the bank? Reason is i have bad credit scores which might...

0 • 976 views 6 Answers

Joel Tay in Home Financing

asked on 15 Oct 2012

hi, i wish to buy a condo now, my current hdb has been fully paid (i have not used my cpf for it), my mop period just passed. which option is viable if i were to apply the condo with my wife? my objective is to take as close to 30 years loan as...

0 • 408 views 1 Answer

Twinkle in Home Financing

asked on 14 Oct 2012

Hi, we are currently in the midst of selling our flat n hav appealed to hdb for a 3rd loan. Im newly self employed n my wife is newly employed. We are not eligible for a bank loan as well due to still owing debts to banks, any advise?

0 • 595 views 1 Answer

Roger in Home Financing

asked on 14 Oct 2012

Is it possible to use my CPF todisservice 2 housing loans? Or is it only possible to use CPF for 1 housing loan

0 • 345 views 1 Answer

Anonymous in Home Financing

asked on 14 Oct 2012

I am SPR and 41yrs old. I have 50k cpf(OA) . I intend to buy resale 3rooms HDB flat.My budget of purchase price is about 300k. so how much cash on hand i need to ?

0 • 431 views 1 Answer

Sabrina in Home Financing

asked on 13 Oct 2012

HI, I have a resale 5 room HDB since 2006 and currently still under servicing bank loan, We would like to get an EC. We may sell off current flat. We only have 5% downpayment, Can we apply for a briging loan for the other 15% downpayment? or...

0 • 546 views

Yeong in Home Financing

asked on 11 Oct 2012

We are SPR & plan to buy a 3 rooms type HDB flat. How much minimum hard cash i should have and what are the procedure for the loan. Thanks!

0 • 537 views 2 Answers

Que in Home Financing

asked on 11 Oct 2012

hi, is there a posibility to buy a house in woodlands with $0 cash.. im looking for 1 in woodlands area especially around or nearby Marsiling Primary Sch. as both my kids studying there.. currently im renting in bedok.

0 • 365 views 1 Answer

Sharine Ho in Home Financing

asked on 10 Oct 2012

Dear sir, Currently we are staying in HDB five room flat and it has been fully paid. We have intention to buy a private property for investment, but due to the new rules we are now confused. My husband is now 51 years old and I am 49...

0 • 607 views 1 Answer

nick in Home Financing

asked on 10 Oct 2012

what bank have the best rates for DBSS property???

0 • 275 views 2 Answers

Question on Max Loan? in Home Financing

asked on 9 Oct 2012

Regarding to the latest MAS Property Market Cooling Measures (wef 06 Oct 2012) Say I am 40 years old, and i take a bank loan on a private property with tenure of 25 years. This is my second home (the first is BTO HDB, which I fully PAID, no...

0 • 1017 views 6 Answers

Adrian in Home Financing

asked on 9 Oct 2012

My wife and I have an existing HDB fully paid up. Me and my wife now have about $25,000 each in our CPF Ordinary Account. Can we use this $50,000 as part of 20% downpayment if we are to get a second property that cost $1million? Can our future...

0 • 569 views 1 Answer

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