Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Mike in Home Financing

asked on 23 Oct 2012

Hi, I would like to know how much additional cost incurs on top of Val and COV in buying a HDB unit. For instance, if Val is 400K and COV is 30K, what would be the broker fee, stamp fee and legal fee etc. I am a PR. Thanks.

0 • 522 views 1 Answer

tattybear in Home Financing

asked on 23 Oct 2012

If I want to purchase a condo, when is the latest date that I have to sell my HDB to get 80% bank loan? Can I get 60% bank loan first, sell my HDB later and convert back to 80% loan?

0 • 651 views 1 Answer

Mike in Home Financing

asked on 21 Oct 2012

Currently I owe a few banks credit card debts. I have already defaulted on the payment and it's have been almost 8 years now. Is it still possible for me to get a loan from banks which I do not owe them money as I intend to sell my current flat to...

0 • 664 views 1 Answer

JL Yeow in Home Financing

asked on 20 Oct 2012

I am on the last stage to pay the balance 15% of the deposit, only then the developer lawyer come back to me saying CPF do not allow co-owner who are not related, who are married to use CPF money...even if first time buyer BUT if both co-owner...

0 • 454 views 1 Answer

Pug in Home Financing

asked on 19 Oct 2012

Can downpayment for residential properties be paid via a combination of cash + CPF? Does the same apply to the initial 5% for new launches? Thanks.

0 • 503 views

Alex in Home Financing

asked on 19 Oct 2012

Hi, I got a question. I'm buying a ec now n after deducting the 15% downpayment using CPf I am only left with 7k in my CPf account which is not sufficient to pay the stamp duties fees of 15k. So can I pay with 7k CPf n 8k cash? Or if I straight...

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Mdm. Chan Yin ling in Home Financing

asked on 17 Oct 2012

Hi, could I know how does payment for condo works? If my loan is 80%, when does payment for these 80% kick in? Do we pay the rest of the payment only upon top?

0 • 547 views 1 Answer

Apple in Home Financing

asked on 17 Oct 2012

Can I know what is the payment scheme for condo if my loan is 80%? When is the first payment? When do I start paying mortgage to the bank?

0 • 453 views

Elaine in Home Financing

asked on 16 Oct 2012

I have a HDB fully paid. Now rent out for two yrs. We are considering to buy a second property. Down payment is 40% or 20%. A bit lost. Lots of people tell me all different answers.

0 • 548 views 1 Answer

Mac in Home Financing

asked on 16 Oct 2012

Hi. I'm looking at buying an EC in the east/north east. However as I'm currently financing a loan (and I've checked around) I can only loan up to 60% as I'm considering a 30year loan. For the progressive payment scheme, after giving the 20%...

0 • 540 views 1 Answer

Dan in Home Financing

asked on 16 Oct 2012

Hi, my mom is currently 55 yo and earn $800 a month. She is newly divorced and pending the sale of her matrimonial flat. Will any bank or HDB approve a loan for her to get a 4-rm flat?

0 • 451 views 1 Answer

AK in Home Financing

asked on 15 Oct 2012

Hi,I intended to sell my condo and buy EC,but when i sold my 4rms HDB i didnot pay the levy in 1995. my question is how much should i pay for the levy?Posted by AK.Thanks

0 • 644 views

Mr Lin in Home Financing

asked on 15 Oct 2012

Hi, I'd like to know the additional amount required to pay to buy a resale HDB. For eg: If a HDB cost 450000, what all amount i need to pay apart from the 20% of the total cost considering the remaining 80% will be loaned from bank?

0 • 418 views 1 Answer

Irene in Home Financing

asked on 15 Oct 2012

Under the new regulations, individuals without outstanding residential loan can loan up to 80% if the loan if the tenure does not extend beyond the age of 65. Can I check if the property is bought under my husband and my name, how do you ascertain...

0 • 520 views

David in Home Financing

asked on 15 Oct 2012

Hi m 54 and my wife had fully paid off our 10 yrs HDB loan, if now i and my daughter 27 wish to buy a private property, are the banks based on younger age borrower, my daughter to grant the loan for 30 yrs tenure and 80% max.Pls advise. David

0 • 467 views 1 Answer

Tan in Home Financing

asked on 15 Oct 2012

Hello, i am considering to upgrade to an EC. Currently,,my 5 room flat is fully paid. The value of the resale should be about $500K. Do i still need to take a bank loan from the bank? Reason is i have bad credit scores which might...

0 • 963 views 1 Answer

Joel Tay in Home Financing

asked on 15 Oct 2012

hi, i wish to buy a condo now, my current hdb has been fully paid (i have not used my cpf for it), my mop period just passed. which option is viable if i were to apply the condo with my wife? my objective is to take as close to 30 years loan as...

0 • 398 views 1 Answer

Twinkle in Home Financing

asked on 14 Oct 2012

Hi, we are currently in the midst of selling our flat n hav appealed to hdb for a 3rd loan. Im newly self employed n my wife is newly employed. We are not eligible for a bank loan as well due to still owing debts to banks, any advise?

0 • 582 views 1 Answer

Roger in Home Financing

asked on 14 Oct 2012

Is it possible to use my CPF todisservice 2 housing loans? Or is it only possible to use CPF for 1 housing loan

0 • 337 views 1 Answer

Anonymous in Home Financing

asked on 14 Oct 2012

I am SPR and 41yrs old. I have 50k cpf(OA) . I intend to buy resale 3rooms HDB flat.My budget of purchase price is about 300k. so how much cash on hand i need to ?

0 • 426 views 1 Answer

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