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HI, I'm staying in a 5rm flat bout directly from HDB with my hubby, outstanding loans is around $45k. Thinking of getting a new BTO in near futures. The question is, assuming the new BTO cost $450k and taking a 2nd HDB loan, upon signing the agreement leasing, we would need to pay a desposit of 10% + stamp duty of $8.1k, total will be around $54K, but in our compbined CPF, there wouldn't be enough to pay $54K, do we really have to fork out the rest in CASH? What are the option we have, pls advise. Thanks
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