Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Bert in Home Financing

asked on 7 Nov 2012

Hi Gurus, I'm looking at 2Brm+S with a budget of 850K. I owned a hdb (with existing mortgage)so how much can I loan with my mentioned price and what's the max period with the latest rules. Btw am 42yo. Thanks.

0 • 505 views 2 Answers

Tan in Home Financing

asked on 7 Nov 2012

I am currently living in an EA under a HDB mortgage. I wish to move into a 2-BR condo. What are my loan options under the new MAS ruling? I am above 50 and currently employed.

0 • 478 views 3 Answers

CML in Home Financing

asked on 7 Nov 2012

Hi All, Can you kindly give a breakdown on the whole financing process of purchasing a resale flat?

0 • 688 views 1 Answer

WONDER in Home Financing

asked on 6 Nov 2012

If the bank has approved 80% loan for EC with condition of selling existing HDB flat before EC TOP. What is the consequence if HDB flat can't be sold before EC TOP? When is the best time to sell HDB flat?

0 • 658 views 1 Answer

Zo in Home Financing

asked on 6 Nov 2012

Can i opt to contribute to my CPF OA, and then later use the funds in OA to pay off my housing mortgage? Since OA has higher interest rate than savings rate? thanks!

0 • 605 views

David in Home Financing

asked on 5 Nov 2012

I own a private property and am now considering buying another private property(preferably a new condo in Seletar area). I just want to find out if there's a possibility of getting a loan for the 40% downpayment, and also a loan for the remaining...

0 • 598 views 1 Answer

Northern Lights in Home Financing

asked on 4 Nov 2012

I've got an existing 5-room flat & my intention is to use the sales proceeds for a EC but the 15% sales/CPF are within 2 weeks time. I will only be able to sell my place near TOP. So how do i go about getting a new EC or does this means i can...

0 • 500 views 1 Answer

Kaki in Home Financing

asked on 4 Nov 2012

Hi, which loan is better. Hdb loan or bank loan? What is the pros and cons?

0 • 937 views 1 Answer

Bala in Home Financing

asked on 3 Nov 2012

I'm 36years old, PR and bought a HDB 4 years ago, I would like to get second private property. How much loan can I get from the bank?

0 • 574 views

Ling in Home Financing

asked on 1 Nov 2012

I bought a one bedroom in mid 2011 and its scheduled TOP is 2015 1st Q. Should I aim to bring down the loan value of this property or should I save the money (cash and Cpf) to buy a 2nd property of 1mil? Then I will rent out either one. What would...

0 • 377 views 2 Answers

Mr Chan in Home Financing

asked on 1 Nov 2012

I noticed most agents give information of loan as 80% of selling price. Is it selling price or valuation price?

0 • 401 views 1 Answer

John M in Home Financing

asked on 1 Nov 2012

I currently have a SOR based mortgage which is out its lock in period. The rate is a bit uncompetitive so I am looking into refinancing options. My bank is suggesting a mortgage based on a spread below their board rate which gives the lowest...

0 • 914 views 1 Answer

Mike in Home Financing

asked on 31 Oct 2012

Hi Guru, Can you shed some lights on how to calculate Stamping Duty for HDB house buying? It is just urgent and your help is much appreciated. Example Figures: Val: 400K COV: 20K As far as I understand, (420000 * 0.03) - 5400 = 7200 Is it...

0 • 587 views 1 Answer

Laura in Home Financing

asked on 30 Oct 2012

Dear All, I would like to check on the newly implemented housing loan tenure that one is able to get. I am 32 and do not own any property for now. However, when i was looking for a condo, the banker told me that: i can only borrow 80% for...

0 • 724 views 4 Answers

Jay in Home Financing

asked on 29 Oct 2012

I am a Singaporean. If I would like to buy a condo, assuming that it cost 600K, how much up-front payment (including deposits, agency fees, 20% deposits and etc.) do I need to pay?

0 • 2850 views

MS TAN in Home Financing

asked on 28 Oct 2012

I, 45 yrs have brought an EC in 2011 (TOP 2014) under deferred payment scheme. I hv signed 80% bank loan for 32 yrs. Upon selling my HDB flat, I wish to make a lump sum payment to the bank so as to reduce my loan amt to 20% instead. In this case...

0 • 621 views 1 Answer

Rachel Wong in Home Financing

asked on 25 Oct 2012

My husband & I are near 50 yrs old. Under new rule, I understand we can only having bank loan max up to another 15 yrs. if, we let in our child whom is 21 yrs old to apply for bank loan together with my husband. Can we get the max 30 yrs...

0 • 627 views 2 Answers

Unsure in Home Financing

asked on 25 Oct 2012

Is it necessary to get a mortgage insurance for a private property? Any such insurance schemes to recommend and share? Thank you.

0 • 614 views

Anonymous in Home Financing

asked on 23 Oct 2012

i am looking for a financier to purchase a 3 room hdb flat, but 4 banks have rejected my application, anyone who have better suggestion for me,please contact me ASAP.

0 • 495 views 1 Answer

Mahesh in Home Financing

asked on 23 Oct 2012

I am a PR and my wife is a Singaporean and owns my house. As she is a house wife,she does not have enough cPF to pay the bank installments. Can I use my CPF to pay partly?

0 • 363 views

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