Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

Jim in Home Financing

asked on 27 Nov 2012

Hi Guru, i have a HDB (fully paid) and has purchased another pte property in 2012 (TOP in 2015), if i were to purchase another pte property now, is my bank loan limit to only 40% ?

0 • 401 views 1 Answer

JL in Home Financing

asked on 27 Nov 2012

I am staying with parents as co-owner. Buying a new flat will have to transfer the shares of flat to parents. Parents already taken 2 HDB loan and on bank loan.Parents are 54 and 51 years old. got rejected from hdb for 3rd hdb loan even by appeal...

0 • 736 views 1 Answer

Richard in Home Financing

asked on 27 Nov 2012

I am currently staying in a 5rm HDB flat and was thinking of upgrading but i do not have the cash to pay the 5% booking fee. Can i do a bridging loan for purchase of EC or DBSS properties?

0 • 868 views 1 Answer

Mohit in Home Financing

asked on 26 Nov 2012

I have an existing mortgage for current property, and if I purchase a newly launched condo with TOP in 2015, what is the payment schedule and what loan % can I avail? Would these payment terms & loan amount change if I complete my mortgage...

0 • 466 views 2 Answers

MS in Home Financing

asked on 26 Nov 2012

I have 5rm HDB fully paid and thinking of downgrade to 4rm.Me n my wife have a combine cpf of 80k but have little cash. Is it possible for me to proceed with the downgrade? Does my portion of the cash proceed be retain if i take up a loan with a...

0 • 797 views 3 Answers

JT in Home Financing

asked on 24 Nov 2012

My parents would want to buy a 3-rm and sell away thier 4-rm flat, However, we do not have that much COV & cpf to pay to the 3rm seller before i complete the sales and redemption. Help?

0 • 674 views 4 Answers

joline in Home Financing

asked on 21 Nov 2012

is there any formula to calculate for getting bank loan??? if having credit issues with bank last yr, but hav cleared all outstandings, will the bank still take into consideration of my past credit issue and reject my bank loan??

0 • 451 views 1 Answer

Joline in Home Financing

asked on 21 Nov 2012

Hi guru, how to know how much bank loan can 1 get if I buy from resale market thru single scheme, is there any formula like HLE loan, ( gross salary X 100 - 300)

0 • 638 views 3 Answers

Joline in Home Financing

asked on 21 Nov 2012

Hi guru, how to know how much bank loan I can get if I want to buy frm resale market under single scheme???

0 • 294 views 2 Answers

mat salleh in Home Financing

asked on 20 Nov 2012

What is the estimated valuation for a 5rm CCK Blk687A unblock high flr and what is the average COV? Does 50% of the cash proceed from the sale of my flat be retain even if i take a bank loan?

0 • 493 views 4 Answers

CHRISTINE in Home Financing

asked on 20 Nov 2012

How much do I have to pay for the stamp fee if I purchased a second property value at $800K?

0 • 814 views

VINCENT TAN in Home Financing

asked on 19 Nov 2012

I AM 70 YEARS OWNED A FULLY PAID SHOP UNIT VALUED $700,000. CURRENTLY STAYING IN A RENTED PROPERTY. I AM DOING MY OWN BUSINESS WITH INCOME 10,000 P.M. (NOT DECLARED) HOW CAN I BUY A HOUSE PARTLY PAID FOR BY SELLING MY SHOP . MY CHILDREN ARE...

0 • 370 views 1 Answer

david chang in Home Financing

asked on 19 Nov 2012

Hi Guru, just want to check with you, how many cash i need to prepare for a resale hdb flat(cov=50k, evaluation price=650K), and how to calculate it? i have a cpf of 55k and i can get a cpf housing grant of 30k. Thanks in advance.

0 • 588 views 1 Answer

Mr Tan in Home Financing

asked on 17 Nov 2012

Hi, my 4RMs HDB MOP is due on Jun'14 and we plan to clear off the outstanding $50K HDB loan using our CPF O/A & rent out the HDB to buy a 2RMs/3RMs Pte Condo. I'm 35yrs & my wife is 31yrs. Our total income is $7K/mth & wondering if...

0 • 506 views 2 Answers

How? in Home Financing

asked on 16 Nov 2012

We have about 150k CPF and 100k cash. Our combined income is less than 10k a mth. We are looking for at least 3 bedrooms. Can we afford a pte condo?

0 • 1230 views 8 Answers

wll in Home Financing

asked on 13 Nov 2012

Hi, I am interested to purchase a private property. I will like to know how much loan can I secure? My details are as follow: - 27 yr old PR - annual salary of $50,400 - no existing mortgage - existing liability of study loan

0 • 490 views 2 Answers

Chong in Home Financing

asked on 12 Nov 2012

I know that 20% downpayment, duty fees,lawyer fees, and agent fees has to be paid when buying a studio apartment. But when is the full 20% downpayment has to be paid? Let say the property T.O.P is 2014, i have to pay 20% before 2014? or I have...

0 • 819 views 1 Answer

SK resident. in Home Financing

asked on 11 Nov 2012

HI, I'm staying in a 5rm flat bout directly from HDB with my hubby, outstanding loans is around $45k. Thinking of getting a new BTO in near futures. The question is, assuming the new BTO cost $450k and taking a 2nd HDB loan, upon signing the...

0 • 482 views

Jamie in Home Financing

asked on 9 Nov 2012

Hi, I am interested in buying a Condo that is yet to TOP. As i still have an existing HDB loan, I understand that I can only get 60% loan. Could i check when do i make the 40% payments. Could i have the breakdown?

0 • 563 views

Wayne in Home Financing

asked on 9 Nov 2012

Hi Gurus, I am planning to sell my hdb house and get a bto or sales of balance flat. Looking at the rough estimation after selling off my current house, both combined cpf with my spouse we are able to pay off a 4 room flat outskirt area with our...

0 • 1029 views 9 Answers

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