Property & Real Estate Discussions on Home Financing

3482 Results Found in Home Financing

dan in Home Financing

asked on 17 Dec 2012

Hi gurus, i would like to know how much bank loan i am eligible for? My current annual income is approx. 57k. I am looking at getting an EC or Condo. Please advise

0 • 539 views 1 Answer

Anonymous in Home Financing

asked on 16 Dec 2012

If currently I'm using HDB loan for my current flat and the next one which I'm buying will be using bank loan. In this case do I have to put 50% of my cash margin to CPF ordinary account?

0 • 431 views 2 Answers

Jeson in Home Financing

asked on 11 Dec 2012

I wanted to know what are the various costs involved in buying an HDB in singapore? (apart from Valuation and COV)

0 • 514 views 2 Answers

Tiara Jane in Home Financing

asked on 10 Dec 2012

can i still hold on to my hdb after selling it and financing the downpayment for new EC? i need fund n my new EC will be completed in 3years time... i feel i have enuff money but tied to existing hdb...i need for the 5% n 15% initial...

0 • 553 views

anthony lim in Home Financing

asked on 7 Dec 2012

Can seller and purchaser agree on an inflated caveat price to increase the valuation so that 60% LTV value is still achievable for a cash strapped buyer? It benefits the seller (gets property sold), benefits the bank (get bigger loan deal),...

0 • 1112 views 5 Answers

Anonymous in Home Financing

asked on 5 Dec 2012

if buy 2nd condos, how much need to pay for 1st payment.

0 • 616 views 1 Answer

sl in Home Financing

asked on 4 Dec 2012

Hi, I would like to ask whether my father, who is 54 years old with a monthly income of $1.3k, would be eligible for a bank housing loan of about $200k for the purchase of a HDB flat. With myself (24 years old, monthly income of $2.8k) being the...

0 • 412 views

jamil in Home Financing

asked on 3 Dec 2012

hi.how much cash on average do i need to have if i want to buy a 4rm flat

0 • 370 views

harry in Home Financing

asked on 2 Dec 2012

when do we need to pay the stamp duty. Suppose I finalise the apartment today, is it after 5% is paid or after full amount is paid to the owner. Also during the process if I get my PR, should i pay 3% or 13%

0 • 778 views 1 Answer

Koimax in Home Financing

asked on 1 Dec 2012

can i refund back my cpf if i refinance my existing flat from hdb loan to bank loan?

0 • 424 views 1 Answer

Is in Home Financing

asked on 30 Nov 2012

I m currently 38 years old, can I get 30 yrs loan from bank to purchase hdb?if so I will get 80% or 60% loan?pls advise

0 • 632 views

ja in Home Financing

asked on 29 Nov 2012

I am currently 38 yrs old.can I take 30 years loan from bank? If yes I will get 80 or 60%? Pls advise

0 • 569 views 1 Answer

Chong in Home Financing

asked on 28 Nov 2012

Hi, I intend to buy a EC. I am currently hdb owner with outstanding loan and thus eligible to take up only 60% loan for the EC. I only have enough money for the 20% (10% cash + 10% CPF) downpayment + stamp duty if I do not want to sell my hdb now....

0 • 1873 views 6 Answers

Jim in Home Financing

asked on 27 Nov 2012

Hi Guru, i have a HDB (fully paid) and has purchased another pte property in 2012 (TOP in 2015), if i were to purchase another pte property now, is my bank loan limit to only 40% ?

0 • 396 views 1 Answer

JL in Home Financing

asked on 27 Nov 2012

I am staying with parents as co-owner. Buying a new flat will have to transfer the shares of flat to parents. Parents already taken 2 HDB loan and on bank loan.Parents are 54 and 51 years old. got rejected from hdb for 3rd hdb loan even by appeal...

0 • 728 views 1 Answer

Richard in Home Financing

asked on 27 Nov 2012

I am currently staying in a 5rm HDB flat and was thinking of upgrading but i do not have the cash to pay the 5% booking fee. Can i do a bridging loan for purchase of EC or DBSS properties?

0 • 866 views 1 Answer

Mohit in Home Financing

asked on 26 Nov 2012

I have an existing mortgage for current property, and if I purchase a newly launched condo with TOP in 2015, what is the payment schedule and what loan % can I avail? Would these payment terms & loan amount change if I complete my mortgage...

0 • 460 views 2 Answers

MS in Home Financing

asked on 26 Nov 2012

I have 5rm HDB fully paid and thinking of downgrade to 4rm.Me n my wife have a combine cpf of 80k but have little cash. Is it possible for me to proceed with the downgrade? Does my portion of the cash proceed be retain if i take up a loan with a...

0 • 790 views 3 Answers

JT in Home Financing

asked on 24 Nov 2012

My parents would want to buy a 3-rm and sell away thier 4-rm flat, However, we do not have that much COV & cpf to pay to the 3rm seller before i complete the sales and redemption. Help?

0 • 673 views 4 Answers

joline in Home Financing

asked on 21 Nov 2012

is there any formula to calculate for getting bank loan??? if having credit issues with bank last yr, but hav cleared all outstandings, will the bank still take into consideration of my past credit issue and reject my bank loan??

0 • 445 views 1 Answer

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