Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

SLT in Home Financing

asked on 24 Dec 2012

I was told by an agent at a recent launch that 20% downpayment has to be all in cash, even though I do not have any outstanding loans. He mentioend "regulatory requirement". Why is this so? Can I use my CPF? Thanks

0 • 954 views 3 Answers

Mr. Eric Lau in Home Financing

asked on 19 Dec 2012

Hi gurus, Bank grant housing loans based on monthly salary pay slips or yearly income tax? Monthly salary 4K or annual 60K can loan how much? Thanks.

0 • 788 views 1 Answer

Anonymous in Home Financing

asked on 19 Dec 2012

Hi, i have a landed property in philippines fully paid with title deed valued at 100K. Questions: 1)Will i have higher chance to secure a higher housing loan from bank? If yes by how much more? 2) What is the advantage with having an overseas...

0 • 393 views 1 Answer

Anonymous in Home Financing

asked on 19 Dec 2012

Hi gurus, To be eligible for higher housing loan amount, do one need to closed all credit cards/lines accounts or just need to clear the outstanding balances from the cards before applying? How many cards do you recommend to keep before...

0 • 357 views

Richard in Home Financing

asked on 18 Dec 2012

Hi, Im Singapore with CPF 3around 35K, salary 2k, my wife is foreigner, hold work permit with salary 1,7K. We wish can find any 1 or 2 bed room flat at any location, not over 250K. Pls advise us the maxium amount that we can loan from Bank or HDB....

0 • 563 views 1 Answer

Serious buyer in Home Financing

asked on 17 Dec 2012

We sold our BTO 4 room back in 2007 with HDB loan under first timer, currently staying with parents. We are considering whether to purchase a flat from HDB or open market. If we opt BTO again but this time under bank loan do we still need to pay...

0 • 581 views

JS in Home Financing

asked on 17 Dec 2012

If i took a loan for a malaysia property from a malaysian bank, when I want to buy my first property in singapore from a singapore bank, will i be able to loan 80% or 60%?

0 • 564 views

dan in Home Financing

asked on 17 Dec 2012

Hi gurus, i would like to know how much bank loan i am eligible for? My current annual income is approx. 57k. I am looking at getting an EC or Condo. Please advise

0 • 535 views 1 Answer

Anonymous in Home Financing

asked on 16 Dec 2012

If currently I'm using HDB loan for my current flat and the next one which I'm buying will be using bank loan. In this case do I have to put 50% of my cash margin to CPF ordinary account?

0 • 421 views 2 Answers

Jeson in Home Financing

asked on 11 Dec 2012

I wanted to know what are the various costs involved in buying an HDB in singapore? (apart from Valuation and COV)

0 • 495 views 2 Answers

Tiara Jane in Home Financing

asked on 10 Dec 2012

can i still hold on to my hdb after selling it and financing the downpayment for new EC? i need fund n my new EC will be completed in 3years time... i feel i have enuff money but tied to existing hdb...i need for the 5% n 15% initial...

0 • 549 views

anthony lim in Home Financing

asked on 7 Dec 2012

Can seller and purchaser agree on an inflated caveat price to increase the valuation so that 60% LTV value is still achievable for a cash strapped buyer? It benefits the seller (gets property sold), benefits the bank (get bigger loan deal),...

0 • 1080 views

Anonymous in Home Financing

asked on 5 Dec 2012

if buy 2nd condos, how much need to pay for 1st payment.

0 • 608 views 1 Answer

sl in Home Financing

asked on 4 Dec 2012

Hi, I would like to ask whether my father, who is 54 years old with a monthly income of $1.3k, would be eligible for a bank housing loan of about $200k for the purchase of a HDB flat. With myself (24 years old, monthly income of $2.8k) being the...

0 • 406 views

jamil in Home Financing

asked on 3 Dec 2012

hi.how much cash on average do i need to have if i want to buy a 4rm flat

0 • 365 views

harry in Home Financing

asked on 2 Dec 2012

when do we need to pay the stamp duty. Suppose I finalise the apartment today, is it after 5% is paid or after full amount is paid to the owner. Also during the process if I get my PR, should i pay 3% or 13%

0 • 767 views 1 Answer

Koimax in Home Financing

asked on 1 Dec 2012

can i refund back my cpf if i refinance my existing flat from hdb loan to bank loan?

0 • 406 views 1 Answer

Is in Home Financing

asked on 30 Nov 2012

I m currently 38 years old, can I get 30 yrs loan from bank to purchase hdb?if so I will get 80% or 60% loan?pls advise

0 • 623 views

ja in Home Financing

asked on 29 Nov 2012

I am currently 38 yrs old.can I take 30 years loan from bank? If yes I will get 80 or 60%? Pls advise

0 • 561 views 1 Answer

Chong in Home Financing

asked on 28 Nov 2012

Hi, I intend to buy a EC. I am currently hdb owner with outstanding loan and thus eligible to take up only 60% loan for the EC. I only have enough money for the 20% (10% cash + 10% CPF) downpayment + stamp duty if I do not want to sell my hdb now....

0 • 1836 views 6 Answers

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