Property & Real Estate Discussions on Home Financing

3469 Results Found in Home Financing

Rey in Home Financing

asked on 12 Jan 2013

Hi, hope there are some kind souls can answer my questions. May I check, does the below standard still applied under the new measure? For a 1 mil condo. 1% option fee so $10k cash Then once u exercise your option, you gotta pay another:...

0 • 787 views 2 Answers

Shah in Home Financing

asked on 12 Jan 2013

If I just started my job less than a month and I have bad credit, will bank approve if i apply for personal loan?

0 • 310 views 1 Answer

Shah in Home Financing

asked on 12 Jan 2013

if I only just started work less than a month and I have bad credit, will bank approve my loan?

0 • 273 views 1 Answer

Robin in Home Financing

asked on 10 Jan 2013

Hi i need some advise on mortgage loan, if the condo is going to TOP in mid/end 2013, what type of mortage package and interest rate would i be getting? under construction or competed property? would the interest rate higher for completed property?

0 • 341 views 1 Answer

property in Home Financing

asked on 9 Jan 2013

is it possible to find out who has lodged that caveat for that property?

0 • 270 views 2 Answers

zevth in Home Financing

asked on 8 Jan 2013

Hi, My parents currently own a 5rm HDB flat that they have completed MOP, and fully paid up for. Now they would like to upgrade to an EC as second time buyers. However since they are both over 60 years old and will be retiring soon, is there...

0 • 629 views

MMX in Home Financing

asked on 5 Jan 2013

Hi, can anyone tell me if I can apply loan on behalf of my parents, who will be the owner of the HDB or Condo? Since they've retired and can't get loan.

0 • 752 views

Anonymous in Home Financing

asked on 3 Jan 2013

Hi, I am now staying in the resale flat and had enjoyed one direct purchase of new hdb flat. Can i sell my current resale flat and contra the money to the new dbss flat? And before I turn age 55, can I use my OA and SA to pay? Thank you.

0 • 498 views 1 Answer

stressed in Home Financing

asked on 3 Jan 2013

Hi, I intend to sell my 3 room HDB flat and purchase a 5 room HDB flat. I intend to loan about 200k from the bank. But I do not have a good credit rating. What are my chances of getting the loan? Thanks

0 • 792 views 3 Answers

Royston in Home Financing

asked on 2 Jan 2013

Mine's probably a common question. Me and my wife are looking to own a flat 3 years from now (ard 2016) but since we're just starting our careers, we don't have enough money in our CPF accounts to meet the 10% downpayment right now. My question is...

0 • 411 views 1 Answer

Vivian in Home Financing

asked on 1 Jan 2013

Hi Guru, i would like to seek an advise, if i am singapore citizen while my spouse holding is work permit and we decided to buy a resale flat at $450K, can i know how much cash do i need after deducting the hdb near parents grant, hdb grant plus...

0 • 312 views 1 Answer

Jeff in Home Financing

asked on 30 Dec 2012

LTV for my second home is 80% if loan period does not exceed 35 years or the repayment period does not exceed 65 years of age. If it is a joint application for the loan, whose age is being considered? Younger or older one? Or average age? Thanks.

0 • 750 views

NMS in Home Financing

asked on 29 Dec 2012

Hi, I am looking for 1 Bedroom unit with TOP in Q4 2013 or Q1 2014 and my budget is 500K? i am PR doesn't own any property in Sg so can i use my cpf to buy condo?

0 • 493 views 1 Answer

Raj in Home Financing

asked on 29 Dec 2012

Hi, Am planning to buy condo. At present I have personal loans in some banks. Am I still eligible to apply for 80% of housing loan

0 • 437 views 1 Answer

buyer in Home Financing

asked on 28 Dec 2012

I know that I need to set aside CPF minimum sum before utilizing for pte home purchase. Can use CPF for stamp duty if I don't the minimum sum? Thanks.

1 • 426 views 1 Answer

AL in Home Financing

asked on 26 Dec 2012

Hi, is it feasible to sell a 4rm(at $450k) and buy a 5rm(at $700k) now? Assuming no loan issue as a 2nd time buyer.

0 • 589 views 2 Answers

Mr. Edwin Poh in Home Financing

asked on 26 Dec 2012

Hi all, Very confusing indeed. My HDB house is nearing MOP, my wife and me found ourselves able to pay off the existing loan from HDB. If we were to do, we would then be able to rent out our place, while having the option to buy a condo while...

0 • 908 views 3 Answers

Owyong in Home Financing

asked on 26 Dec 2012

I have bought a condo on my own in 2011 before I met my fiancée hence the loan is by myself. We are looking at purchasing another property 1 brm condo for investment purpose. My questions is if we were to purchase another property and want...

0 • 581 views 2 Answers

ken1234 in Home Financing

asked on 26 Dec 2012

PR need to pay the upfront of 20% which 15% can be pay by CPF and 5% in cash. Thus, the initial cash preparation would be 5% + COV + legal&stamp fees?

0 • 690 views 2 Answers

Joanna in Home Financing

asked on 25 Dec 2012

I m looking to buy a resale HDB flat. I heard that when you want to take a bank loan, you are not allowed to take some personal line of credit to pay for the COV, is it true? What about HDB loan? Can I take a HDB loan and at the same time a line...

0 • 770 views

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