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we are new spr and wanting to buy a property in sg. our monthly income is ard 6k and have no other loans now. may i know the max percentage we can get loans? we are lkg into those 500k hdb which is not too far from mrt. most prefer northeast or central area. you may drop me a message ASAP

Thanks all.
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1 Answer

YT Tan (陈永达)
Replied
Hi Frank,

As both of you dont have any outstanding loan in Singapore, you will be able loan up to 80% of the valuation/ purchase price (whichever is lower).

To further assist you on your loan amount, I will recommend some bankers to advise you on this portion.

FYI as both of you are PRs, you will be subject to 5% additional buyer's stamp duty on top of the normal 3% buyer's stamp duty due to the recent 11 Jan cooling measures.

Hope to hear from you soon!

Warmest Regards,
YT TAN
Senior District Manager
R043025D
(M): 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W1): www.yttan.com
(W2): yttan.stproperty.com.sg/
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