7 Answers

Dear sir/madam,

Your preliminary numbers provided only allows us to work out the sums based on the downpayment 25% required, your estimated purchase price will be in the range of $520k range, which you can still consider some smaller units, nevertheless, it does not provide us sufficient information to estimate if you are eligible for securing a home loan where we will only be able to work out something if we have your income numbers as well as understand more about if you have any secured or unsecured loan.

I have been in the real estate business since 2009, with more than 10years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 8,500 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my clients’ portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

Please feel free to reach me from my website www.geryllim.com or connect with me directly on my mobile phone at 81577565  .

I look very much to hear from you soon.

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Geryl LIM
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Century 21
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Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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Dear Sir/Mdm,

You seem to have a good amount of cash and CPF. However, you may need to privately provide me your gross income so that I can do an estimate for you and help you determine the quantum you can afford comfortably.

I can also share with you some of the developments with good potential to invest in.

Nick Tan
(M) +65 9644 4854 
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:

I have written a guide on buying Residential Property:

Testimonial from Satisfied Clients
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.
We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Based on the information you provided, i will say that you definitely can look into purchasing a private property but you must ensured that prudent financial planning will be done to determine if you should get a property now.

When you are looking at the new launch and selected the unit you want, you will need to pay the 5% deposit by cash.

After paying the 5% cash deposit, you will have to submit to the developer the balance booking fee of another 5% within eight weeks. This portion must be also paid in cash.

There will be another 15% within 8 weeks but this can be paid in cash, using your CPF OA savings or a combination of the two.

Not forgetting other fees which include Stamp duty (if applicable) or the Legal Fee.

Assuming the condo is value at S$1million, the cash you will need to pay can be up to S$100,000.

Nevertheless, it best if you can provide more details such as your income so we can discuss further.

Feel free to contact me via call/text/email to discuss further!

Alan Sng
 9270 7548 
alan.sng@propnex.com Read More
Robbie Chen Chee Howe

Based on your CASH + CPF of about $130k, you will be able to purchase a property in the range of about $520k, below $520k if you include stamp duty and legal conveyancing fees into the equation.

Before I recommend you any products, may I know what's the purpose of your purchase? Are you planning to stay in it, or are you looking in terms of investment?

My advice to you is to purchase something within your affordability, depending on your needs and objectives. Do not purchase for the sake of purchasing.

I am experienced and well-versed in both private and HDB resale transactions. I will be able to assist you in your property purchase. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
Gary Seah Zhang Feng
Hi buying property is definitely very easy for u for the profile you have. But buying the profitable correct property is the challenge.

I don’t encourage people to buy property without any plan in mind. At least have an image of your exit goal in mind. And is the image visible. Do read out my blog to get more insight on what u can do today before u start buying.

There are many information and secret reveal that most agent might not know also.

I am Gary Seah and I am the founder of Second Property Investors and has been writing since 2015 to share my insights in the Singapore property market. I have helped many people to strategize, plan & restructure their property portfolio and get the best profit from it. I have been the agent behind many lucrative upgrading case studies.

Second Property Investors serves 10,000 readers monthly and helped hundreds of homeowners to upgrade/restructure their property portfolio

Visit my website to know more about me SecondPropertyInvestors.com
www.facebook.com/secondpropertyinvestors Read More
YT Tan (陈永达)
Good afternoon buyer,

You are able to afford a $460k+ property based on your finances on hand.

You need to come out with upfront 25% downpayment with estimated 3% buyer's stamp duty.

With your salary, you should be able to loan up to $460k+

With these figures, you might not be able to get a private yet.

But what if I have something interesting for you, will you be able to stretch?

"Your Freehold Ally, Leasehold Tactician"

*Transforming my clients' lives*
*Wont let your hard earned money to go into waste*
*Let your money works harder for you*

YT TAN 陈永达 | ACCA Graduate, RES
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
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