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89755 Results Found

lime in Home Financing

asked on 3 May 2013

Dear Gurus,

My family is of 1SC + 1PR. We have no property in Singapore, but a few properties oversea. All of the existing properties are with loan. We plan to get a private condo in Singapore. Our family income is ~13K per month. We don't have...

0 • 1097 views 11 Answers

Muni in Home Financing

asked on 25 Apr 2013

Hi, I am a single but SPR , earning 3K per month and got 40k in OA of CPF , and 30k cash, looking for new launch 2 bedroom condo of 600-650k in any area through out singapore to purchase so could pls suggest me wether this amount is sufficient if...

0 • 1073 views 10 Answers

wengyie in Home Financing

asked on 1 May 2013

I gross about $150k annually. I have no loan. Is there a limit as to how much I can borrow for housing loan?

0 • 1057 views 6 Answers

Ganesh P in Home Financing

asked on 29 Apr 2013

Assuming a Base Salary of 190K and on Personalised Employment Pass, Is there a way I can get 95% home loan? Reason being I have just graduated from a B-school and started working and I have yet to save for the downpayment.

0 • 1034 views 6 Answers

Mrs Lim in Home Financing

asked on 22 Apr 2013

Hi, I bought my first HDB resale property 5 years ago with my husband (both Singapore citizens). We have not finished paying off our loan but are thinking of buying a second private property as investment without selling off our flat. If I am...

0 • 1034 views 7 Answers

Atlantis in Home Financing

asked on 25 Apr 2013

I have a HDB that sells for $400k. No loan left. Wants to upgrade to EC. Will be selling HDB after the EC is ready. EC price is about $750k. Is there a way for cover the downpayment in anyway via loan? Our CPF and cash is used to redeem the...

0 • 1004 views

2nd property in Home Financing

asked on 21 Apr 2013

I currently jointly own an HDB flat with my wife. We are both SC. Plan to buy a condo solely under my name. Can I get refund of 7% ABSD if I dispose my HDB flat within six months after TOP?

0 • 934 views 1 Answer

KK in Home Financing

asked on 29 Apr 2013

Currently, I am staying in a hdb unit in AMK with about 80 percent loan paid. My unit should be able to sell at 500k to 600k. How can I upgrade my HDB to a new pte Condo(700k to 800k) without selling my current home first? How much cash must I...

0 • 930 views 1 Answer

Bryan in Home Financing

asked on 24 Apr 2013

My wife is a PR. Our combine gross income is $14k/mth and we have a 4 room HDB fully paid up.

Currently have about $500K cash on hand and we are looking at buying a 1-1.5m condo with 25 years repayment period.

However, I am a discharged...

0 • 882 views 2 Answers

Tony in Home Financing

asked on 3 May 2013

If I want to get a apartment, single. How much would I need?

0 • 798 views

twsh in Home Financing

asked on 25 Apr 2013

Hi, assuming base on an annual income of $60k and base on the mortgage calculator, i can only borrow a maximum amt of about $322k with a monthly repayment of $2k. My current situation:- - I need a loan of ard $800k over a period of 15 years for...

0 • 784 views

Tina in Home Financing

asked on 22 Apr 2013

Hi,

I am HDB 3 room owner. I am paying the bank loan thru my CPF. My spouse is go to working overseas. I am planing stop my work to follow him. Can we deposit money into my CPF account monthly so the loan can be serviced.Is there any CPF or...

0 • 767 views 1 Answer

Yati in Home Financing

asked on 29 Apr 2013

Do we get the bank loan amount for buying a HDB flat in cash/cheque/credited to our account or CPF?

0 • 698 views 1 Answer

Anonymous in Home Financing

asked on 1 May 2013

hi,I owned a 5rm HDB house which i have paid fully and thinking of buying a second hand condo. what percentage of my CPF can be used to purchase this

0 • 626 views 1 Answer

sk in Home Financing

asked on 24 Apr 2013

Hi,

Assuming i sold off my hdb (only property) and proceeds are returned to both CPF OA and SA. Will i be able to use ALL the monies in OA and SA after that to buy my next property? Does minimum sum scheme come into play here?

rgds
sk

0 • 548 views 1 Answer

Sean in Home Financing

asked on 24 Apr 2013

Hi, I am a single SC in my mid 40's and looking to buy a condo (never owned any property previously). What is the latest on loan quantum?

0 • 520 views 3 Answers

K Thinking in Home Financing

asked on 19 Apr 2013

some advice needed, would it be better upgrade from 4rm to 5rm n pay cash about $150K (cov 30k cheap) or keep the 4rm n buy a small condo in today property enviroment, n what will happen in near n far future?

0 • 456 views 1 Answer

Quek in Home Financing

asked on 23 Apr 2013

As I am looking forward to purchase a DBSS flat soon, is there any cap/max limit amount that me and my husband need to maintain in our CPF ordinary account in consideration that we hope to maximize our CPF savings for the 15% down payment of this...

0 • 423 views 1 Answer

Tan in Home Financing

asked on 21 Apr 2013

Hi, can someone please answer my question.. I am a Singaporean , my wife is a foreigner with working pemit income $3100. I am the applicator for bto new flat, my wife and baby is occupier . I got no income, can my wife represent me to apply bank...

0 • 349 views

Anonymous in Home Financing

asked on 24 Apr 2013

We are married sc,Can I know just roughly how much home loan can we get from bank for household income 4k and car loan?

0 • 340 views 1 Answer

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