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89755 Results Found

Anonymous in Home Financing

asked on 3 May 2013

Hi will it affect my home loan amount from a bank if i have car loan from different bank?

0 • 2063 views 10 Answers

Mr. Jeffrey Goh in Home Financing

asked on 11 May 2013

Me and my spouse are thinking of selling our jointly-owned HDB (fully paid up) and then purchase a private property under only my name. If the private property is only under my name, can we both use proceeds from the sale of our HDB to pay the...

0 • 1353 views 11 Answers

Mr. Jeffrey Goh in Home Financing

asked on 23 May 2013

Me and my wife intend to purchase a private property under both names. Can the property be financed by a bank loan under only one of the names?

0 • 1320 views 7 Answers

Soh in Home Financing

asked on 29 May 2013

I'm Singapore PR divorce with care and control of my child. Earning 2.8k a month. Would like to ask guru what is the maximum loan from bank if I would like to purchase a resale HDB. Thanks.

0 • 1243 views 11 Answers

Mr. ling huang in Home Financing

asked on 11 May 2013

Hi PropertyGuru,
I'm a Permanent Resident in Singapore. Currently I'm drawing SGD 5300 monthly income.
If I take loan from DBS, or CitiBank, or UOB, what is the maximum amount the bank can loan to me?
In addition, if I want to loan the...

0 • 1116 views 8 Answers

anonymous in Home Financing

asked on 24 May 2013

I got my hle loan approved 3 yrs ago. Now that my key collection is drawing near, I want to change to a bank loan isntead. I undrestand for bank loan we have to engage bank lawyer to pay the conveyance and stamp duty fee. However I have already...

0 • 954 views 6 Answers

Mr. Alvin Lim in Home Financing

asked on 13 May 2013

According to the coolings measures that was implemented after 12 Jan 2013,
"MAS will cap the Mortgage Servicing Ratio (MSR) for housing loans granted by financial institutions at 30% of a borrower's gross monthly income. "
I was...

0 • 943 views 1 Answer

Mr. Eswaran Subbiah in Home Financing

asked on 10 May 2013

Hi

I own a HDB (fully paid) and i have a condo (loan) with my wife. Now i am planning to buy a commercial property with my brother. Will i get 80% loan and do i need to inform them that i have an outstanding loan for a private property?

0 • 924 views

Mr. Newbie Guy in Home Financing

asked on 18 May 2013

I am a EP holder currently married to a Singaporean. We own a HDB unit under her name and the HDB housing loan is under her name. So if I were to buy a private property in my own name, how much can I borrow? Anything else I shd be aware of?

0 • 881 views 5 Answers

loopless in Home Financing

asked on 27 May 2013

Hello,
my wife to be and I are looking to get a condo in the near future. This would likely mean we need a home loan from either of the banks @80%. at present I co-own a HDB unit with my mum and still am financing it with a bank loan. I do not...

0 • 841 views

Mr. chee seng lim in Home Financing

asked on 14 May 2013

Hi,

I have hypothetical question.

1. Fully paid HDB worth about SGD500k.

2. Cash on hand SGD250k

3. Balance unused CPF SGD50k

4. Household income SGD250k / annum

5. Able to loan for 20 years.

6. The move is to sell the HDB...

0 • 824 views 1 Answer

LT in Home Financing

asked on 18 May 2013

I intend to buy a HDB resale using bank loan. Can my legal fees and stamp duties be paid using CPF (If I have enough CPF, after setting aside the 15% downpayment)? Thank you.

0 • 733 views

M. in Home Financing

asked on 14 May 2013

Hi, when a couple applies for home financing from banks or FIs, assuming all conditions are met, would the max. loan tenure be calculated based on the younger or older age of the joint applicants? Thx.

0 • 727 views

Kevin in Home Financing

asked on 4 May 2013

Is funding out of Thailand or Singapore available to purchase and property in the thriving and solid Melbourne property market in Australia. regards Kevin

0 • 718 views

Viswanathan in Home Financing

asked on 25 May 2013

My wife and I are Singapore PRs and am looking for a 3-Bedder under $1.5 Mio with built-up area greater than 1500 sq. ft and walking distance to an MRT. As I had made a few overseas investments, I do not have enough cash to make a full downpayment...

0 • 677 views

Mr. Jagoan Neon in Home Financing

asked on 24 May 2013

Im a SPR working couple looking for hdb in TPY area, prefer near mrt. looking for 300-500k with low cov bcoz i only have little cash, can anyone breakdown how much cash i need to prepare?

0 • 676 views

Wilson in Home Financing

asked on 20 May 2013

I own a HDB fully paid ($700k) and some cash. I wish to sell the HDB and purchase 2/3 private properties (residential/commercial) to finance the bank installments fully. But if I have no salary/income, under what scheme/circumstances would the...

0 • 647 views

ms wong in Home Financing

asked on 20 May 2013

hi.I'm interested in buying a 5 room resale hdb flat.However, Im EP holder with about 42000 salary per year and my husband has about 20000 income per year. I am looking for bank/hdb loan which allows me maximum loan amount.Which bank offers the...

0 • 643 views 1 Answer

Mr. Pat in Home Financing

asked on 27 May 2013

I probably have a bad credit rating (multiple personal loans) while my wife has a very good credit rating. Our salary is almost the same (6k/mth). We are intending to get a pte property.
Will we get a better loan quantum if she applies as sole...

0 • 622 views 1 Answer

Mr. Jagoan Neon in Home Financing

asked on 28 May 2013

Can someone give me a precise clue how much cash drilldown do i need to prepare to buy hdb $650k, cov 30k?
We are a couple working pr.

1. Can we borrow partial cov from bank?
2. Is it now the tax duty 1st time home 8%? Can i borrow partial...

0 • 527 views 1 Answer

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