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Im working,fixed monthly income with cpf contribution.My wife is working part time and a home tutor.Her monthly income is not fixed and does not contribute cpf. we are married sc.How are we able to get the best max loan amount from banks? Is it possible to combine our income even if hers is not fixed? What do the banks need ?
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2 Answers

Geryl Lim
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Dear sir,

You may wish to know that speaking to a qualified banker will clear your doubts better and may even derive a solution for your housing loan needs.

Regards,

Geryl LIM
Senior District Manager/Real Estate Consultant
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com
ECG Property Pte Ltd (L3009759F)
Dynamic Alliance Group @ www.DAG.com.sg
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Mike Lim
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Evening,

Beside using payslip, you can use the IRAS 8A as evidence for your spouse income status. I believe this would be good enough for you to get the best loan quantum, based on your current situation.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
 96929209 
ERA Read More
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