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Good morning buyer,

You should be able to loan up to $435,593 based on your basic and OT on 30 years loan tenure and MAS regulated 3.5% interest rate.

Having say that, it will be best for my banker to do a formal in principle approval (loan) for you.

May I know how much finances (cash and CPF OA funds) are you preparing for this purchase?

- One of well-earned Star Performers under the category of Top Private Property Transactors in Jan 2017-

Warmest Regards,

YT TAN 陈永达 | ACCA Graduate, RES
Associate Group Director
R043025D
Propnex Realty Pte Ltd
Blk 480 Lorong 6 Toa Payoh, #11-95 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com
(FB): www.facebook.com/yt.tan91115171/ Read More

Good afternoon,

It's great hearing from you.

By the way, may i know are you singaporean or SPR?

You might have to stretch a little bit on your finances as the cheapest unit I have on hand.

It will be best that you can contact via mobile or email Propertyguru doesnt prompt me when there's a reply to my post.

- One of well-earned Star Performers under the category of Top Private Property Transactors in Jan 2017-

Warmest Regards,

YT TAN 陈永达 | ACCA Graduate, RES
Associate Group Director
R043025D
Propnex Realty Pte Ltd
Blk 480 Lorong 6 Toa Payoh, #11-95 HDB Hub East Wing, Singapore 310480

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com
(FB): www.facebook.com/yt.tan91115171/ Read More

Hi,

Based on the limited info shared, you will be able to loan estimated 400k but it also depends on your credit profile and any outstanding debt obligations at the moment. Things might be a bit stretched financially.

More importantly, may I know how much cash+CPF are you planning with at the moment? As the downpayment for 1st timers is typically 5+15+3% for 1st property purchase.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/clientreviews
(Client's Testimonials) Read More

Dear Sir!

Do contact me at 96659926  for us discuss further on your requirements comprehensively to understand the crux of your requirements & expectations, to enable me to deliver a more accurate financial projection and breakdown of cash flow for your purchase after understanding your finances succinctly as well as to explore the possible options accordingly at no obligation.

Purchasing a property requires a step by step guidance:
(1) Understanding your requirements and expectations ; Location, Preferred Sizing, Comfortable Quantum; additional preference

(2) Running through the finances comprehensively :
-Financial cash flow calculations
-Utilization of Cash/ CPF
-Progressive Payments & Timeline of Payments

(3) In-Principal loan approval
By my network of bankers at no cost

(4) Following that,
We can kickstart on identifying the ideal unit which is more tailor made for your family's comfortable living.

(5) Negotiation for best possible price. And legality coordination handled by me.

In midst, you will progressively be updated and furnished with these documents :
(1) Price analysis of units in your chosen location
(2) Customized sales and rental report
(3) Rough Surrounding Valuation Indications and Transaction Caveats
(4) Projected yield and capital upswing info derived from within vicinity properties

I understand the concern of getting the best possible price and it is my duty to assist you on leveraging on the weak market to pick out a unit as per your requirements and conduct negotiation. You can easily asses my proven track record and recent coveted awards & testimonial on my website to ascertain the commitment, dedication and integrity I uphold in representing my client's welfare and interest to get them the best possible deal.

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

About Me-
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2015 February ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ overall 2014 ERA Top Achievers Read More

Hi,
Your estimated bank loan quantum is around 400K. Best is to purchase new launch condo, if you are lucky, you may get one at very reasonable price.
Please drop me an email for me to assist you to get loan in principle approval and look into a few up coming new launch.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More