5 Answers

Hi,

Yes its possible, if you have enough cash and cpf to fund the full purchase price. Thanks and hope to assist further.

Warm regards
Ivan ERA
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Hi
If you have full cash & cpf to pay up the house..it is not a issue.
Best Regards
Tricia Tan
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GAN ENG JOO ONASSIS
Hi,

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Housing loan is only necessary if you unable to pay the property in full cash and CPF.

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Dear buyer,

The general requirement is that you will need to pay in full cash and/or CPF if no housing loan is taken. Given the still relatively low interest rates, it would make sense to leverage on it while making use of some cash for other investment related activities to generate returns which could be higher than the interest rates from the banks which will put you in a better position in the long run, however, I would like to stress that all investments come with risks therefore do your own assessment and analysis on any investments made. The ultimate consideration is that the leveraging must be within your means.

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Geryl LIM
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YT Tan (陈永达)
Good morning buyer,

As long as you have sufficient cash and CPF OA funds to purchase a private property without any housing loan, you can go ahead and do so.

Btw care to share with me why aren't you on leveraging on housing loan?

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
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