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Hi,

Thanks for your query!
The affordability and monthly installment will be dependent on the purchase price - which will be mostly influenced by your loan approval amount.

Perhaps I could link you up to my network of bankers who will assist you with the loan process. Further which, with your cash on hand, I will be able to work out the financial cash calculations and progressive payment scheme to identify the projects to focus on. As a baseline, there are studio units going for as cheap as $400k and above, so I believe there's an option for everyone.

To add, there is no agent fees involved, hence my service and consultation comes at no cost ; and you are assured of being walked by step by step on the entire procedural framework - from technical matters to financial, legal matters and beyond. A comprehensive sales report coupled with live up to date transaction caveats of chosen projects will be provided to validate the best possible deal. You can always look this discussion up as an interactive means of obtaining progressional advise with regards to your priced asset and having your concerns & questions cleared in the most efficient manner. Look forward to your reply!

D Kumar
 +65 96659926 
ERA Associate Division Director
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Hi Mr Buyer

We do have a project that studios are offering at the price of $4xx K or even 1 bedroom at $5xx K
Based on your income of $3300, assuming you do not have any car loan, credit cards or other person loan, youre able to get a loan of approximately $390K plus minus. And therefore u can get a property worth of $480K plus minus with the 20% downpayment.
For property about $480K , u will be require of approximately $25k for your Additional stamp duty as a PR. For legal fees, regular stamp fees can be paid by your CPF together with 20% downpayment that make up to approximately $110K.

From what you have mentioned, you have $30k cash on hand and $90k CPF, you can get a property of approximately $430k plus minus.

Hope this helps you. Financial calculation is free and with no obligation, and buyer for private property do not have to pay for any agent fees.
For more information or a clear financial calculation, you can contact me at 91919134  .
Kylie Chua
Huttons Asia

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