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Evening,

SPR can only purchase resale HDB unit with another SPR or SC spouse. You can however purchase private property. Depending on how much CPF you have and the loan eligible to you, it might be still tight unless you have around $250k to $300k cash.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi,

You are only eligible for a private condo, and it is better to purchase under your sole PR name to minimize the ABSD payable. For the loan, it depends on your age, credit and income profile and any other loans you have. Thanks and hope to discuss further and make better recommendations.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Hi,

You would be eligible for a private condominium.
The first step forward is definitely the loan eligibility to asses the loan quantum, after which I will be in a better position to construct the financial computations & progressive payment to ascertain which residence options will value add your property portfolio. Do get in touch so that I can link you up to bankers and advise on the framework coherently.

To add, there is no agent fees involved and I will walk you through the entire process step by step ; from shortlisting to negotiation to paperwork to admin/legal matters and more! Do visit my website for my latest awards and testimonials @ www.kumarrai.com. Thanks!

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com ( Recent Awards and Testimonials)

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Hi,
To be eligible to purchase HDB, you and your wife need to be at least Singapore PR for 3 years.
As per your current status, the only option is that you can go for Private Condominium / Apartment.
There are different Additional Buyer Stamp Duty (ABSD) for PR and Foreigner, thus would suggest you to apply a bank loan under sole income (Sole purchase) as the ABSD is 5% for PR and 15% for foreigner.
I would be able to link you up with the bankers to ascertain your loan amount which would then allow you to make a more informed decision as to what kind of property quantum that you are looking at.
Do feel free to contact me as i could calculate and guide you along. I would be able to shortlist suitable based on your budget and requirement.
Do feel free to contact me at 84282282  or email @ kelvinchen.era@gmail.com
Hear from you soon.
Cheers,
Kelvin Chen
ERA Associate Division Director
 8428 2282 
kelvinchen.era@gmail.com Read More

Hi,
I can assist to compute the estimated loan amount for your reference.
To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi,

Re: Our Preferred Experienced SG Realtor

We can assist you based upon your stated contents and walk you through the entire process with options of Condo or HDB (Disposed overseas properties) with financial assessments. Call us now, we can explore further in detail.

We are contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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Good morning buyer,

Your wife has to be SPR for at least 3 years before both of you are eligible to purchase a resale HDB. But not to worry, you are eligible to purchase a private condo or apartment.

It will be best to purchase one solely under your name as you will only be subject to 5% ABSD as SPR. If purchase with your foreigner wife, it will be 15% ABSD.

And to get an in principle loan to gauge how much loan you can obtain, do get in touch with me so my banker can advise you on it.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More