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Hi,

For a condo of 650K, breakdown for SPR purchaser as follows:
Cash 5% 32.5K
CPF 15% 97.5K
Max Bank loan 80% 520K
ABSD+BSD+Legal fees 8% 52K
Misc bank valuation and admin fees

Would you be keen on other areas? Thanks and hope to assist with your housing plans. and discuss further.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
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Hi,

Cash outlay for a PR-

(1) 20% Cash:
5% Cash & 15% CPF
(2) 3% Buyer Stamp Duty
(3) 5% ABSD
(4) Misc Legal Fees/ Admin Fees
No agent fees involved.

You could have an option or 2 to consider in the Woodlands area.
Do contact me at 96659926  for us discuss further on your requirements comprehensively to understand the crux of your requirements & expectations, to enable me to deliver a more accurate financial projection and breakdown of cash flow (timelines of progressive payments etc) for your purchase after understanding your finances succinctly.

In midst, you will progressively be updated and furnished with these documents :
(1) Price analysis of units in Woodlands/ Chosen Project
(2) Customized sales and rental report
(3) Recent Transaction Caveats
(4) Projected yield and capital upswing info derived from within vicinity properties / development

Visit my website to view all my recent accolades - esteemed awards and testimonials to gather more information on me: www.kumarrai.com

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

About Me-
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2015 February ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ overall 2014 ERA Top Achievers Read More

Hi Nicholas,
With your pay range, the estimated loan amount is 600K with 30 years loan. This will be fine tune with you age and to be confirm by the banker.

Assuming you are eligible for 80% loan, the estimated cost for down payment + stamp fee + legal fee is 180K.

To assist and advise you in details, please drop me an email for me to share.

I can be contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Good afternoon Nicholas,

as a SPR, you need to fork out around 28% of the purchase price as the initial oulay.

1) 5% cash downpayment
2) 15% CPF downpayment
3) estimated 3% buyer's stamp duty
4) 5% additional buyer's stamp duty as SPR
5) $3k legal fees
6) valuation fee, stamp duty for mortgage etc

You might need around $80k cash to fund this purchase.

To kick start your purchase, probably you can speak to my banker first so he/ she can advise you on your in principle approval. With this, you will be able to gauge how much bank loan you can obtain.

Hope to hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More