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Dear madam,

He can sell his share to his parents, however, the parents must have the financial capacity to undertake the loan on their own and they will be required to refund whatever CPF monies that your husband has utilised for the condo plus accrued interest.

Thereafter, you will then be able to list him as an essential occupier for the resale HDB, assuming that you are eligible to purchase resale HDB under any of the schemes set out.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
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Hi,

Yes that's possible, assuming his parents are able to finance the outstanding loan under their own names, or able to redeem the loan fully. He can then purchase a resale HDB with you.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

SEAA Salesperson Achievement Award 2021 (Gold)
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Contact: (+65) 97432395 
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Dear Sir/Madam,

Hi, I am Brendan!

Yes it is possible for your husband to transfer ownership to his parents provided that his parents is eligible for the outstanding loan.
Also, your husband can pay the monthly mortgage if he wants to. I.e. loan under parents' name but monthly mortgage paid by your husband.
The parents must also be able to pay back CPF used by your husband for the condo, either by cash or CPF.

Thereafter, your husband will be able to buy a resale with your as an Essential Occupier.

I provide free non-obligatory consultation.
If you would like to understand more about the process and financials, pls contact me at 9754 5207  .
Or Whatsapp me by clicking this link: wa.me/6597545207 which will direct you to open Whatsapp on your mobile phone.

Thank you!
Brendan Bay, ERA
 +65 9754 5207 
wa.me/6597545207
bay.binhao@gmail.com Read More

Hi Mdm,

Yes, it is possible, provided his parents can:

1) form a valid family nucleus to own the flat,
2) have the ability to refund whatever CPF monies he had contributed to the flat, and
3) able to support the remaining loan, if any.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More