Property & Real Estate Discussions on Home Financing

3489 Results Found in Home Financing

314FMCM in Home Financing

asked on 14 Feb 2012

My wife and I own a terrace house (D15), bought with CPF + mortgage loan. Mortgage loan now outstanding about 200k. We are looking to purchase another private property to stay (condo or landed in D20) and rent out our current house. Our combined...

0 • 1109 views 6 Answers

Leovan in Home Financing

asked on 13 Feb 2012

what is the maximum loan will i get if my annual income is about $80000? Thinking of buying a 3 rm condo.

0 • 689 views 1 Answer

Raju in Home Financing

asked on 12 Feb 2012

I am presently owning mordgaged Condo and looking for refinancing. Additionally, I am eligibal for additional loan and I want to purchase residential/commercial freehold property. I presently have 60K as savings and expecting to add up 60K in next...

0 • 569 views 1 Answer

Raj in Home Financing

asked on 11 Feb 2012

Hi Guru, I have plan to buy condo in Singapore. i am Singapore PR. My question i have 20 % amount 80 % bank loan. Later can use my existing home loan and get 20 % amount from the bank loan after purchasing the condo later 1 year.

0 • 548 views 1 Answer

Anonymous in Home Financing

asked on 10 Feb 2012

May i know what is initial downpayment?

0 • 654 views 1 Answer

Steve in Home Financing

asked on 7 Feb 2012

How to define lock in period? Does it include 3mths serving notice period? Hi Gurus, Currently I'm on a mortgage loan with the following conditions:- 1) lock in for 24mths from 1st dispersement of fund (which is 20 Apr 2009) penalty of 1.5%...

0 • 983 views 1 Answer

House Slave in Home Financing

asked on 7 Feb 2012

Hi, I have a resale 4 room flat, currently still under servicing loan. We are interested to get an EC but knowing the situation we intend to do the following if it is advisable. 1. HDB loan left 30K, which we intend to pay off the loan. 2....

0 • 1570 views 7 Answers

Wyman in Home Financing

asked on 7 Feb 2012

I own a HDB now, and wanted to buy condo for investment. what is the procedure? how much I can loan from financing?

0 • 526 views

Second condo in Home Financing

asked on 6 Feb 2012

I currently have a condo unit and plan to sponsor my friend to buy a new one (30% share). My friend does not have any property in Singapore. The question are 1. Can my friend get 80% loan or only 70% because of me? 2. Can my friend use CPF to...

0 • 679 views

Roger Ng in Home Financing

asked on 6 Feb 2012

Dear Gurus, I am looking to buy a private property with my wife. However, we are currently servicing a HDB loan and thus are eligible only for a loan of 60% of the property value from the banks. We are wondering if we could raise the loan quantum...

0 • 713 views 1 Answer

Seb in Home Financing

asked on 6 Feb 2012

I am an expat moving to Singapore in August 2012. Planning to buy a home (apartment or condo) and wanted to find out about regulations, e.g.: - what are the impacts of recent tightening on regulations for foreign buyers (add. 10% stamp duty ?) ?...

0 • 593 views 1 Answer

Mr Ryan in Home Financing

asked on 4 Feb 2012

I'm a foreigner with a Singapore family I'm looking for banks that will give loans and mortgages ideas which banks that would offer such service to a foreigner?

0 • 628 views 1 Answer

Anonymous in Home Financing

asked on 4 Feb 2012

Hi gurus, can fully paid overseas property be use as leverage to seure housing loan in singapore?

0 • 432 views

Rob in Home Financing

asked on 3 Feb 2012

Hi gurus, supposing that one has a HDB loan of 110K left, and about 240K in combined cash and CPF savings, after leaving half of the minimum sum in CPF. If one wishes to purchase a second property for investment, does it make more sense to settle...

0 • 838 views 1 Answer

caci in Home Financing

asked on 2 Feb 2012

How much do i need on hand to pay for downpayment, agent fees, legal fees, stamp duty, (pls includes any other fees that might be imposed that i do not included nor away of), in order to buy a $380k(valuation)+$30k(COV) HDB resale flat? Assuming...

0 • 990 views 6 Answers

Anonymous in Home Financing

asked on 1 Feb 2012

Anyone can advice the which bank offer the best housing loan package in the market?

0 • 774 views 1 Answer

Newbie_Sha in Home Financing

asked on 30 Jan 2012

Hi.... Is there any banks I can approach for loans to pay for the COV?

0 • 343 views

Concept in Home Financing

asked on 29 Jan 2012

Conceptual problem: 1st mortgage loan monthly salary : 4000 loan amount: 80% or 800k = 640k interest 1.5% loan tenure 30 years monthly payment : 2.2k HOWEVER, 2.2k is 55% of salary, allowable?

0 • 834 views 1 Answer

Tan in Home Financing

asked on 29 Jan 2012

I'm a Singaporean living oversea. I have cash of S$600k and would like to invest on a private property but have no income in Singapore. Would I be able to get a loan?

0 • 712 views

Jim in Home Financing

asked on 28 Jan 2012

Currently I have a 5 rm HDB flat and have no outstanding loan. I am thinking to buy a private property (for investment) OR an EC for self stay, but our CPF is less than <100K which is not enough for the 20% down payment. Is there any way to...

0 • 810 views

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